Wood TV8-

The former president of a mortgage document processing company has been sentenced for racketeering.

Lorraine Brown was sentenced to 40 months to 20 years in a Michigan state prison. That will be served concurrently with any sentence received for federal crimes.

[WOOD TV8]

VIA Curtis Hertel–

It was just announced that we have our first conviction based on fraudulent assignments in Michigan. Lorraine Brown of LPS plead guilty to racketeering a 20 year felony. This is all based on documents handed over by my office and other registers from around the State of Michigan. I hope this is just the beginning of the prosecution of those responsible for illegally foreclosing on Michigan citizens.

More info as it comes down…

Via MO AG-

Attorney General Chris Koster today announced that the state of Missouri and Lorraine Brown, former President of DocX, LLC, have reached a plea agreement. Under the agreement, Ms. Brown will plead guilty to one felony count of forgery, one felony count of perjury, and one misdemeanor count of making a false declaration.

Brown will be sentenced to a term of imprisonment of not less than two years and not to exceed three years in the Missouri Department of Corrections.

Ms. Brown is the former President of the company DocX, LLC. During the period of March to October 2009, DocX, at the direction of Brown, instituted a surrogate signing policy whereby employees signed, not their name, but the names of other employees on thousands of mortgage documents that were notarized and filed across the country. Prior to 2009, similar signing practices were also employed at DocX. Brown concealed these practices from her clients, the national mortgage servicers, and the parent company of DocX. The practices of DocX were brought to national attention by a “60 Minutes” report and resulted in several major lenders temporarily suspending foreclosures in 2010.

“DocX’s robo-signing practices were the worst in the county. Surrogate-signing crosses the threshold into criminal activity,” Koster said. “This agreement brings to justice the person most responsible for these activities and upholds the principle that when you sign your name to a legal document, it matters.”

Brown’s plea of guilty to forgery and making a false declaration will be entered in Boone County where a criminal prosecution is ongoing by the Missouri Attorney General and the Boone County Prosecutor. Brown’s plea of perjury will be entered in Jackson County where a criminal prosecution is also ongoing by the Missouri Attorney General and the Jackson County Prosecutor.

The Attorney General’s Office worked in coordination with the Boone County Prosecutor, the Jackson County Prosecutor, the Boone County Recorder of Deeds, and the Jackson County Recorder of Deeds.

UNITED STATES DISTRICT COURT
MIDDLE DISTRICT OF FLORIDA
JACKSONVILLE DIVISION

UNITED STATES OF AMERICA

vs

LORRAINE BROWN

EXCERPT:

LORRAINE BROWN,
the defendant herein , did knowingly and willfully combine, conspire, confederate
and agree with others to commit certain offenses, to wit:

a. execute and attempt to execute a scheme and artifice to
defraud, and to obtain money and property by means of material false and
fraudulent pretenses, representations, and promises, by utilizing the United
States mail and private and commercial interstate carriers, for the purpose of
executing such scheme and artifice, in violation of Title 18, United States Code,
Section 1341 ; and,

b. execute and attempt to execute a scheme and artifice to
defraud, and to obtain money and property by means of material false and
fraudulent pretenses, representations, and promises, by transmitting and causing
to be transmitted by means of wire communications in interstate and foreign
commerce, writings, signs, visual pictures, and sounds, for the purpose of
executing such scheme and artifice, in violation of Title 18, United States Code,
Section 1343.

Manner and Means of the Conspiracy and Scheme and Artifice

8. The manner and means by which Brown, co-conspirators, and
others sought to accomplish the purposes and objectives of the conspiracy
include, but are not limited to, the following :

a. Beginning in or about 2005, employees of DocX, at the
direction of Brown and others, began forging and falsifying signatures on the
mortgage-related documents that they had been hired to prepare and file with
property recorders’ offices throughout the United States.

b. Unbeknownst to DocX’s clients, the Authorized Signers were
instructed by Brown and other DocX employees to allow other, unauthorized,
DocX employees to sign, and to have the document notarized as if the actual
Authorized Singer had executed the document.

c. Brown also hired temporary workers to sign as Authorized
Signers. These temporary employees worked for much lower costs and without
the quality control represented by Brown to DocX’s cl ients. In fact, some of
these temporary workers were able to sign thousands of documents a day.
These mortgage-related documents were fraudulently notarized by DocX
employees even though the Authorized Signer did not actually sign the
document.

d. These unauthorized signing and notarization practices
allowed DocX, Brown, and others to generate greater profit and make more money.

e. After these false documents were signed and notarized,
DocX filed them through the mails or by electronic methods with local county
property records offices. Many of these documents, particularly mortgage
assignments and lost note or assignment affidavits, were later relied upon in
court proceedings, including property foreclosures and in federal bankruptcy
court. Brown knew that these property recorders, as well as those who received
the documents such as courts, title insurers, and homeowners, relied on these
documents as genuine.

f. Brown and others also took various steps to conceal their
actions from detection from clients, LPS corporate headquarters, law
enforcement authorities, and others.

[…]

9. Factual Basis

Defendant is pleading guilty because defendant is in fact guilty. The
defendant certifies that defendant does hereby admit that the facts set forth in the
attached “Factual Basis,” which is incorporated herein by reference, are true, and were
this case to go to trial, the United States would be able to prove those specific facts and
others beyond a reasonable doubt.

[…]

[ipaper docId=113941489 access_key=key-18hunkknb5w8dehddxkn height=600 width=600 /]

The Detroit News-

The only person jailed in connection with a foreclosure forgery scandal that swept through Michigan and the rest of the country after the collapse of the housing bubble spends her days confined to the Women’s Huron Valley Correctional Facility in Pittsfield Township.

But not for long.

Sentenced in May 2013 to serve up to 20 years on racketeering charges, Lorraine Brown, now 55, will be paroled sometime this week, according to the Michigan Department of Corrections, after serving her 40-month minimum sentence. Brown will then be transferred to federal custody to serve the remainder of a 58-month federal sentence after pleading guilty to a single charge of conspiracy to commit mail and wire fraud.

[THE DETROIT NEWS]

WASHINGTON – A former executive of Lender Processing Services Inc. (LPS) – a publicly traded company based in Jacksonville, Fla. – was sentenced today to serve five years in prison for her participation in a six-year scheme to prepare and file more than 1 million fraudulently signed and notarized mortgage-related documents with property recorders’ offices throughout the United States, announced Acting Assistant Attorney General Mythili Raman of the Justice Department’s Criminal Division, U.S. Attorney for the Middle District of Florida Robert E. O’Neill, and Special Agent in Charge Michelle S. Klimt of the FBI Jacksonville Division.

Lorraine Brown, 56, of Alpharetta, Ga., was sentenced by Senior U.S. District Judge Henry Lee Adams Jr. in the Middle District of Florida. In addition to her prison term, Brown was sentenced to serve two years of supervised release and ordered to pay a fine of $15,000.  On Nov. 20, 2012, Brown pleaded guilty to conspiracy to commit mail and wire fraud. 

“Lorraine Brown will spend five years in prison for her central role in a scheme to fraudulently execute thousands of mortgage-related documents while our nation’s housing market was at its most vulnerable point in generations,” said Acting Assistant Attorney General Raman.  “The documents that were fraudulently produced under Brown’s direction were relied upon in court proceedings, including a significant number of foreclosure and bankruptcy matters. Today’s sentencing represents appropriate punishment for someone who sought to capitalize on the nation’s housing crisis.”

“Floridians were hard hit by the downturn in the real estate market,” said U.S. Attorney O’Neill.  “We will continue to pursue individuals like Brown who took advantage of consumers for personal gain and contributed to the financial crisis.  Prosecuting financial crimes remains a priority for our office.”

“The investigation of sophisticated mortgage and corporate fraud schemes continues to be a priority for the Federal Bureau of Investigation as such criminal activities have a significant economic impact on our community,” said Special Agent in Charge Klimt.

Brown was an executive at LPS and the chief executive of DocX LLC, which was a wholly-owned subsidiary of LPS, until it was closed down in early 2010.  DocX’s main clients were residential mortgage servicers, which typically undertake certain actions for the owners of mortgage-backed promissory notes.  Servicers hired DocX to, among other things, assist in creating and executing mortgage-related documents filed with recorders’ offices.

According to Brown’s plea agreement, employees of DocX, at the direction of Brown and others, began forging and falsifying signatures of authorized personnel on the mortgage-related documents that they had been hired to prepare and file with property recorders’ offices.  Only specific personnel at DocX were authorized by clients to sign the documents, but the documents were fraudulently notarized as if actually executed by authorized DocX employees.

According to plea documents, Brown implemented these signing practices at DocX to enable DocX and Brown to generate greater profit.  Specifically, DocX was able to create, execute and file larger volumes of documents using these signing and notarization practices.  To further increase profits, DocX also hired temporary workers to act as authorized signers.  These temporary employees worked for much lower costs and without the quality control represented by Brown to DocX’s clients.  Some of these temporary workers were able to sign thousands of mortgage-related instruments a day.  Between 2003 and 2009, DocX generated approximately $60 million in gross revenue.        

            After these documents were falsely signed and fraudulently notarized, Brown authorized DocX employees to file and record them with local county property records offices across the country.  Many of these documents were later relied upon in court proceedings, including property foreclosures and federal bankruptcy actions.  Brown admitted she understood that property recorders, courts, title insurers and homeowners relied upon the documents as genuine.

            This case is being prosecuted by Trial Attorney Ryan Rohlfsen and Assistant Chief Glenn S. Leon of the Criminal Division’s Fraud Section and Assistant U.S. Attorney Mark B. Devereaux of the U.S. Attorney’s Office for the Middle District of Florida.  This case was investigated by the FBI, with assistance from the state of Florida’s Department of Financial Services.  

This case is part of efforts underway by President Obama’s Financial Fraud Enforcement Task Force (FFETF), which was created in November 2009 to wage an aggressive, coordinated and proactive effort to investigate and prosecute financial crimes. With more than 20 federal agencies, 94 U.S. Attorneys’ offices and state and local partners, it’s the broadest coalition of law enforcement, investigatory and regulatory agencies ever assembled to combat fraud. Since its formation, the task force has made great strides in facilitating increased investigation and prosecution of financial crimes; enhancing coordination and cooperation among federal, state and local authorities; addressing discrimination in the lending and financial markets and conducting outreach to the public, victims, financial institutions and other organizations. Over the past three fiscal years, the Justice Department has filed more than 10,000 financial fraud cases against nearly 15,000 defendants including more than 2,900 mortgage fraud defendants. For more information on the task force, visit www.stopfraud.gov.

# # #

Petition by

Ronald Gillis

U.S. Department of Justice
Criminal Division

Washington, D.C. 20530
February 14, 2013

Paul J. McNulty, Esq.
Joan Meyer, Esq.
Baker & McKenzie LLP
815 Connecticut Ave,
NW Washington, DC 20006-4078

Re: Lender Processing Services, Inc.

Dear Mr. McNulty and Ms. Meyer:

On the understandings specified below, the United States Department of Justice, Criminal Division, Fraud Section and the United States Attorney’s Office for the Middle District of Florida (collectively, the “Government”) will not criminally prosecute Lender Processing Services, Inc. and its subsidiaries and affiliates (collectively, “LPS”), for any crimes (except for criminal tax violations, as to which the Government cannot and does not make any agreement) related to the preparation and recordation of mortgage-related documents as described in the attached Appendix A, which is incorporated in this Non-Prosecution Agreement (“Agreement”).

It is understood that LPS admits, accepts, and acknowledges responsibility for the conduct set forth in Appendix A, and agrees not to make any public statement contradicting Appendix A.

The Fraud Section enters into this Agreement based, in part, on its consideration of the following factors:

(a) LPS has made a timely, voluntary, and complete disclosure ofthe facts described in Appendix A.

(b) LPS conducted a thorough internal investigation ofthe misconduct described in Appendix A, reported its findings to the Government, cooperated with the Government’s investigation of this matter, and sought to effectively remediate any problems it discovered.

1. Although LPS’s self-disclosure and cooperation commenced after a whistleblower complaint brought the misconduct to the government’s attention, since the misconduct described in Appendix A was first reported, LPS has taken substantial remedial actions, including:

a. Within approximately six months of discovering the misconduct, LPS wound down all operations of its wholly-owned subsidiary DocX, LLC (“DocX”) in Alpharetta, Georgia, where the primary misconduct described in Appendix A took place.

b. LPS took action to remediate certain of the filings made by DocX from March to October 2009, including re-executing with proper signatures and notarizations, approximately 30,000 mortgage assignments.

c. Within weeks of the disclosure, LPS terminated DocX’s president, Lorraine Brown. Later, after conducting its internal investigation, LPS terminated Ms. Brown’s immediate supervisor at LPS for, among other reasons, failure to supervise Ms. Brown and the DocX operation.

2. The Government received substantial information from LPS, as well as from federal and state regulatory agencies, demonstrating LPS has recently made important and positive changes in its compliance, training, and overall approach to ensuring its adherence to the law.

a. On April 13, 2011, LPS entered into a consent order (the “2011 ” Consent Order”) with the Board of Governors ofthe Federal Reserve System, the Office ofthe Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision (collectively, the “Banking Agencies”). The 2011 Consent Order has a number of conditions with which LPS is required to comply, including:

(i) delineating a methodology for reviewing document execution practices and remediating identified issues;

(ii) establishing an acceptable compliance program and timeline for implementation;

(iii) acceptably enhancing its risk management program;

(iv) acceptably enhancing its internal audit program;

(v) retaining an independent consultant to review and report on LPS’s document execution practices, and assess related operational, compliance, legal, and reputational risks; and (vi) to the extent that the independent consultant identifies any financial harm stemming from the document execution practices to mortgage servicers or borrowers, establish a plan for reimbursing any such financial injury.

To date, LPS has complied with the conditions of the 2011 Consent Order. That work is ongoing and is subject to review and approval by the Banking Agencies.

b. LPS has agreed in a multi-state settlement with a number of state attorneys general (the “Multi-State Resolution”) to undertake additional steps, including assisting homeowners with remediating specific documents as necessary and appropriate.

c. Including this Agreement, LPS has paid to date over $160 million to state and federal authorities related to the DocX conduct.
This recent record is commendable, and partially mitigates the adverse implications of the prior history of misconduct at the DocX subsidiary.

3. The primary misconduct set forth in Appendix A took place at DocX, a subsidiary acquired by an LPS predecessor company in 2005, which constituted less than 1% of LPS’s overall corporate revenue.

4. The Government’s investigation has revealed, as set forth in Appendix A, that Lorraine Brown and others at DocX took various steps to actively conceal the misconduct taking place at DocX from detection, including from LPS senior management and auditors.

This Agreement does not provide any protection against prosecution for any crimes except as set forth above, and applies only to LPS and not to any other entities or to any individuals, including but not limited to employees or officers of LPS. The protections provided to LPS shall not apply to any acquirer or successor entities unless and until such acquirer or successor formally adopts and executes this Agreement.

This Agreement shall have a term of two years from the date of this Agreement, except as specifically provided below. It is understood that for the two-year term of this Agreement, LPS shall: (a) commit no crime whatsoever; (b) truthfully and completely disclose non-privileged information with respect to the activities of LPS, its officers and employees, and others concerning all matters about which the Government inquires of it, which information can be used for any purpose, except as otherwise limited in this Agreement; (c) bring to the Government’s attention all potentially criminal conduct by LPS or any of its employees that relates to violations of U.S. laws (i) concerning fraud or (ii) concerning mortgage or foreclosure document execution services; and (d) bring to the Government’s attention all criminal or regulatory investigations, administrative proceedings or civil actions brought by any governmental authority in the United States against LPS, its subsidiaries, or its employees that alleges fraud or violations of the laws governing mortgage or foreclosure document execution services.

Until the date upon which all investigations and prosecutions arising out of the conduct described in this Agreement are concluded, whether or not they are finished within the two-year term specified in the preceding paragraph, LPS shall, in connection with any investigation or prosecution arising out ofthe conduct described in this Agreement: (a) cooperate fully with the Government, the Federal Bureau of Investigation, and any other law enforcement or government agency designated by the Government; (b) assist the Government in any investigation or prosecution by providing logistical and technical support for any meeting, interview, grand jury proceeding, or any trial or other court proceeding; (c) use its best efforts promptly to secure the attendance and truthful statements or testimony of any officer, agent or employee at any meeting or interview or before the grand jury or at any trial or other court proceeding; and (d) provide the Government, upon request, all non-privileged information, documents, records, or other tangible evidence about which the Government or any designated law enforcement or government agency inquires.

It is understood that, if the Government determines in its sole discretion that LPS has committed any crime subsequent to the date of this Agreement, or that LPS has given false, incomplete, or misleading testimony or information at any time, or that LPS has otherwise violated any provision of this Agreement, LPS shall thereafter be subject to prosecution for any federal violation of which the Government has knowledge, including perjury and obstruction of justice. Any such prosecution that is not time-barred by the applicable statute of limitations on the date ofthe signing of this Agreement may be commenced against LPS, notwithstanding the expiration of the statute of limitations between the signing of this Agreement and the expiration of the term of the Agreement plus one year. Thus, by signing this Agreement, LPS agrees that the statute of limitations with respect to any prosecution based on the facts set forth in Appendix A that is not time-barred on the date that this Agreement is signed shall be tolled for the term of this Agreement plus one year.

It is understood that, if the Government determines in its sole discretion that LPS has committed any crime after signing this Agreement, or that LPS has given false, incomplete, or misleading testimony or information at any time, or that LPS has otherwise violated any provision of this Agreement:

(a) all statements made by LPS or any of its employees to the Government or other designated law enforcement agents, including Appendix A, and any testimony given by LPS or any of its employees before a grand jury or other tribunal, whether prior or subsequent to the signing of this Agreement, and any leads derived from such statements or testimony, shall be admissible in evidence in any criminal proceeding brought against LPS; and (b) LPS shall assert no claim under the United States Constitution, any statute, Rule 410 of the Federal Rules of Evidence, or any other federal rule that such statements or any leads derived therefrom are inadmissible or should be suppressed.

By signing this Agreement, LPS waives all rights in the foregoing respects.

The decision whether any public statement, made prospectively by LPS, contradicts Appendix A and whether it shall be imputed to LPS for the purpose of determining whether LPS has breached this Agreement shall be in the sole discretion ofthe Government. If the Government determines that a public statement contradicts in whole or in part a statement contained in Appendix A, the Government shall so notify LPS, and LPS may avoid a breach of this Agreement by publicly repudiating such statement(s) within five business days after notification. This paragraph is not intended to apply to any statement made by any former LPS officers, directors, or employees. Further, nothing in this paragraph precludes LPS from taking good-faith positions in litigation involving a private party that are not inconsistent with Appendix A. In the event that the Government determines that LPS has breached this Agreement in any other way, the Government agrees to provide LPS with written notice of such breach prior to instituting any prosecution resulting from such breach. LPS shall, within 30 days of receipt of such notice, have the opportunity to respond to the Government in writing to explain the nature and circumstances of such breach, as well as the actions LPS has taken to address and remediate the situation, which explanation the Government shall consider in determining whether to institute a prosecution.

It is understood that LPS agrees to pay a total monetary penalty of $35,000,000. LPS must pay $20 million of this sum to the United States Marshals Service, and $15 million to the United States Treasury, both within ten days of execution of this Agreement. The United States has provided LPS separately with wiring instructions to accomplish these payments.

LPS takes no position as to the disposition ofthe funds after payment and waives any statutory or procedural notice requirements with respect to the United States’ disposition ofthe funds. As a result of LPS’s conduct, including the conduct set forth in Appendix A, LPS agrees that the United States is entitled to forfeit the proceeds of the conduct pursuant to Title 18, United States Code, Section 981(a)(1)(C). Without admitting that LPS and/or its predecessors in interest received $20 million in proceeds, LPS agrees that by executing this Non-Prosecution Agreement it is releasing all claims it may have to the funds, including the right to challenge the civil forfeiture ofthe $20 million payment, as proceeds of such conduct. LPS further agrees to sign any additional documents necessary to complete civil forfeiture of the funds, including but not limited to a consent to forfeiture.

The $35 million total amount paid is final and shall not be refunded should the Government later determine that LPS has breached this Agreement and commence a prosecution against LPS. The Government agrees that in the event of a subsequent breach and prosecution, it will recommend to the Court that $20 million be offset against whatever forfeiture the Court shall impose as part of its judgment and $15 million be offset against whatever fine the Court shall impose as part of its judgment. LPS understands that such a recommendation will not be binding on the Court. LPS agrees that it shall not seek any tax deduction in connection with these payments, and shall not seek to have either ofthe payments applied as a set-off as to any other regulatory fine or other debt owed to the United States as of the date that this Agreement is executed.

It is further understood that, as noted above, LPS has strengthened its compliance and internal controls standards and procedures, and that it will further strengthen them as required by the Banking Agencies and any other regulatory or enforcement agencies that have addressed the misconduct set forth in Appendix A. In addition, in light of active investigations by various regulators ofthe conduct described in Appendix A, and the role that regulators such as those listed above will continue to play in reviewing LPS’s compliance standards, the Government has determined that adequate compliance measures have been and will be established. It is further understood that LPS will report to the Government, upon request, regarding its remediation and implementation of any compliance program and internal controls, policies, and procedures that relate to its mortgage or foreclosure document execution services. Moreover, LPS agrees that it has no objection to any regulatory agencies providing to the Government any information or reports generated by such agencies or LPS regarding this matter. Such information and reports will likely include proprietary, financial, confidential, and competitive business infonnation. Moreover, public disclosure of the information and reports could discourage cooperation, impede pending or potential governmental investigations, and thus undermine the objectives of the reporting requirement. For these reasons, among others, the information and reports and the contents thereof are intended to remain and shall remain non-public, except as otherwise agreed to by the parties in writing, or except to the extent that the Government determines in its sole discretion that disclosure would be in furtherance ofthe Government’s discharge of its duties and responsibilities or is otherwise required by law.

It is further understood that this Agreement does not bind any federal, state, local, or foreign prosecuting authority other than the Government. The Government will, however, bring the cooperation of LPS to the attention of other prosecuting and investigative authorities, if requested by LPS.

It is further understood that LPS and the Government may disclose this Agreement to the public.

With respect to. this matter, from the date of execution of tliis Agreement forward, this Agreement supersedes all prior, if any, understandings, promises and/or conditions between the Government and LPS. No additional promises, agreements, and conditions have been entered
into other than those set forth in this Agreement, and none will be entered into unless in writing and signed by all parties.

Sincerely,

DENIS J. McINERNEY
Chief, Fraud Section
Criminal Division
United States Department of justice

Glenn S. Leon, Assistant Chief
Ryan Rohlfsen, Trial Attorney

ROBERT E. O’NEILL United States Attorney

MarkB. Devereaux / Assistant United States Attorney

How long did it take for them to make this cash and what happens to the over 1 MILLION fraudulent documents to homes?

Did anyone bother to check on the assignments created in 2008 for the Bain v Metropolitan case out of Washington executed by Bethany Hood and Christina Allen? If not, this did not involve Lorraine Brown or DocX. Just a hint.

Not to mention the connections of a former attorney, George Anhang from both Covington & Burling and Dewey & LeBoeuf law firms that represented LPS in the defense of a securities class action…which also settled recently.

Reuters-

The mortgage servicing company Lender Processing Services Inc has agreed to pay $35 million to resolve a federal criminal investigation into foreclosure fraud, the U.S. Department of Justice said on Friday.

The settlement resolves allegations over the Jacksonville, Florida-based company’s involvement in what the government called a six-year scheme to prepare and file more than 1 million fraudulently signed and notarized mortgage documents in property recorders’ offices nationwide.

It followed a guilty plea last November by Lorraine Brown, the former chief executive of LPS’ DocX LLC unit, to a felony charge of conspiracy to commit mail and wire fraud over the scheme, which ran from 2003 to 2009.

[REUTERS]

Contact:  Joy Yearout 517-373-8060

February 11,  2013

         LANSING – Michigan Attorney General Bill Schuette today announced Lorraine Brown, former president of mortgage document processor DocX, pleaded guilty to racketeering for her alleged role in authorizing the fraudulent signing of mortgage documents filed in Michigan.  Brown pleaded guilty today to one count of Conducting Criminal Enterprises (Racketeering), a 20-year felony, before Kent County Circuit Court Judge Mark Trusock.  She will return for sentencing on May 2, 1:30 PM.  The guilty plea follows an Attorney General investigation into questionable mortgage documentation filed with Michigan’s Register of Deeds offices during the foreclosure crisis. 

 “Shortcuts like robo-signing are just one part of the mortgage foreclosure crisis,” said Schuette.  “The message here is clear – if you break the law, there are consequences.  We will continue to prosecute criminals who target and exploit Michigan homeowners.”

In April 2011, Schuette launched an investigation after county officials across the state reported that they suspected Assignment of Mortgage documents filed in their offices may have been forged.  A “60 Minutes” news broadcast had shown that the name “Linda Green” was signed to thousands of mortgage-related documents nationwide, but with many different variations in handwriting.  County officials in Michigan reviewed their files and found similar documents, thus raising questions about the authenticity of the documents filed.

As part of his investigation, Schuette reviewed documents filed in Michigan and prepared by DocX, a document processing company located in Georgia.  DocX processed mortgage assignments and lien releases for residential lenders and servicers nationwide.  Schuette’s investigation revealed that former DocX president Lorraine Brown, 51, of Alpharetta, Georgia, allegedly established and orchestrated a widespread scheme of “robo-signing,” a practice in which employees were directed to fraudulently sign another authorized person’s name on mortgage documents in order to execute these documents as quickly as possible.

Internally, DocX identified this practice as “facsimile signing” or “surrogate signing.”  Schuette alleges that from 2006 through 2009, these improperly executed documents were created and recorded at Brown’s direction.  Schuette’s investigation revealed that more than 1,000 unauthorized and improperly executed documents were filed with county registers of deeds throughout Michigan. 

In addition to the criminal charge brought against Brown, Schuette announced on January 31, 2013 that he had reached a $2.5 million civil settlement with Lender Processing Services, Inc., the parent company of the now defunct DocX.  The settlement funds will go to the State of Michigan, and the legislature will decide how they will be spent.  Affected consumers will have their documents corrected by LPS. 

Earlier this year, Schuette joined 48 other state attorneys general in entering into a settlement with the five leading bank mortgage servicers. The settlement addresses allegations of faulty foreclosure processes and poor servicing of mortgages that harmed Michigan homeowners. The settlement also requires comprehensive reforms of mortgage loan servicing to improve customer service for Michigan borrowers.  More information on the 2012 Mortgage Settlement is available on the Attorney General’s Website at www.michigan.gov/mortgagesettlement.

-30-

Source: http://www.michigan.gov/ag/0,4534,7-164-46849-294807–,00.html

FOR IMMEDIATE RELEASE

Salem, MA

January 15th, 2013

Contact: Kevin Harvey 1^st Assistant Register

978-542-1724

kevin.harvey@sec.state.ma.us

REGISTER JOHN O’BRIEN CALLS ON COURT FOR RESTITUTION ON BEHALF OF THE HOMEOWNERS OF ESSEX COUNTY; OFFERS NATIONAL SOLUTION TO PUBLIC LAND RECORDS CRISIS

On the heels of a guilty plea by DocX founder and president Lorraine Brown, to mail and wire fraud, in the Federal Court in Jacksonville, Florida, Massachusetts Southern Essex County, Register of Deeds John O’Brien has filed an affidavit and a request for restitution on behalf of the citizens of his district. DocX was one of the largest mortgage related document preparers in the country representing a number of the major banks.  

O’Brien said, “The fact that DocX has admitted in Federal Court that they have been recording fraudulent documents in registries across the country only validates what my office and others have been saying all along.   They have recorded over 10,567 mortgage related documents in my registry and the time has come for them to prepare and record valid documents to replace the fraudulent ones.  Not only would this begin to correct the mess that they have made of homeowners’ chains of title, but the additional recording fees for the corrective documents will amount to $792,375 dollars in new revenue for the taxpayers of the Commonwealth.”    O’Brien also said “It is one thing to record a corrected document, but that in its self will not insure a valid chain of title. That is why I have also asked the court for $492,015 dollars in restitution, so that I can seek proposals for a full forensic audit.  This audit will show us just how far this fraud has gone in affecting other documents relating to homeowners’ chains of title.  I suspect that we will find the validity of those documents to also be corrupted.  Of the 10,567 fraudulent documents, the overwhelming majority are documents that have been recorded on properties that are not in foreclosure.  My concern is that this may affect the property owners’ ability to refinance, convey or obtain title insurance.  Responsible lenders and title insurers rely on the integrity and accuracy of the land records recorded in registries and obviously these 10,567 cannot be relied upon.   I view this entire sad episode as no different from an oil spill, where the perpetrators are held criminally and civilly responsible to pay for the cleanup.

O’Brien is the first Register of Deeds in the country to seek restitution and this could have wide spread ramifications for other document preparers and the major banks that retained them. “The big banks cut corners and this has caused a national scandal, destroying the integrity of the land recordation system.  Those lenders and document preparers trampled on peoples’ property rights by recording forged and fraudulent documents and that is not acceptable to me,” said O’Brien.  “My proposal could be a national model for other registers across the country to implement in order to bring back the integrity of their land records.”

If successful, O’Brien intends to hold other preparers and banks that participated in this scheme responsible. Attorney Sarah McKee, a former General Counsel Interpol U.S. National Central Bureau in Washington D.C. prepared the affidavit for O’Brien at no cost to the taxpayers. “Had it not been for Attorney McKee’s assistance and her commitment to the integrity of our land recordation system and peoples’ property rights, I could never have taken this action. I am grateful, as I am sure the people of the Southern Essex District are, for her courage in taking this action on their behalf.   Attorney McKee said, “Robo-signed, that is, forged mortgage documents corrupt the land records in registries of deeds nationwide.  They now cloud the titles of millions of unsuspecting Americans’ homes.  Register of Deeds John L. O’Brien’s request that guilty “robo-sign” executive Lorraine Brown pay restitution for corrupting homeowners’ title records is thus historic.  It is a first in the nation.”

O’Brien also praised certified fraud examiner Marie McDonnell of McDonnell Property Analytics, Inc. for the work that she has done to bring this issue to the public’s attention and educate him and his staff on just how this scheme has dramatically impacted property owners’ chains of title.  Ms. McDonnell said “John O’Brien was the first Register of Deeds in the country to have a forensic examination of a Registry of Deeds. He did so because he was troubled by the fact that he could no longer look his constituents in the eye and tell them truthfully who owned their property.” Despite his awareness, Register O’Brien was shocked by the results of my audit, and when he finished reading my report he declared publicly:  “My registry is a crime scene.”

O’Brien feels strongly that this bold action for restitution is a reasonable and sound approach to bring an end to this national scandal once and for all. O’Brien said the duties of a register of deeds are to maintain and promote the integrity, transparency, accuracy and consistency of the registries land records.  “All I am doing, is the job, that the people of Essex County elected me to do … no more and no less. I am trying to do everything I can to hold these banks and their document preparers accountable for what they have done. Hopefully, the Federal Court in Jacksonville, Florida will agree with me.”

O’Brien has contacted Massachusetts United States Senators John Kerry and Elizabeth Warren, Congressman John Tierney, United States Attorney General Carmen Ortiz, Governor Duval Patrick, Attorney General Martha Coakley, Secretary of State William Galvin and State Treasurer Steven Grossman asking that they file an affidavit in support of his actions.

 Marie McDonnell Affidavit

John O’Brien Affidavit

DocX Plea Agreement

FDL-

On November 20th 2012 I told you about a guilty plea taken by Lorraine Brown, the founder of DOCX (later known at LPS), in federal court in Florida. The press release for that plea did not come out until after 5 PM on the Tuesday before Thanksgiving. On the Wednesday before Thanksgiving most of the reporters who usually occupy the front pages of our newspapers and network news were presumably traveling or preparing for their holiday. The story was barely reported.

Lorraine Brown also pled guilty earlier that same day in state court in Missouri. She is rumored to be in plea negotiations in other states.

Even though this is no longer breaking news, it still belongs on the front page of every paper in the country and should be the lead story on every newscast. I’ll tell you why: […]

[FIRE DOG LAKE]

Contact: Joy Yearout 517-373-8060

November 26, 2012

LANSING – Michigan Attorney General Bill Schuette today announced he charged Lorraine Brown, former president of mortgage document processor DocX, with racketeering for her alleged role in authorizing the fraudulent signing of mortgage documents filed in Michigan. The felony charge comes as the result of an ongoing Attorney General investigation into questionable mortgage documentation filed with Michigan’s Register of Deeds offices during the foreclosure crisis.

“Shortcuts like robo-signing are just one piece of the mortgage foreclosure crisis,” said Schuette. “Our investigation remains ongoing, and we will bring to justice every lawbreaker we find.”

In April 2011, Schuette launched an investigation after county officials across the state reported that they suspected Assignment of Mortgage documents filed in their offices may have been forged. A “60 Minutes” news broadcast had shown that the name “Linda Green” was signed to thousands of mortgage-related documents nationwide, but with many different variations in handwriting. County officials in Michigan reviewed their files and found similar documents, thus raising questions about the authenticity of the documents filed.

As part of his investigation, Schuette reviewed documents filed in Michigan and prepared by DocX, a document processing company located in Georgia. DocX processed mortgage assignments and lien releases for residential lenders and servicers nationwide. Schuette’s investigation revealed that former DocX president Lorraine Brown, 51, of Alpharetta, Georgia, allegedly established and orchestrated a widespread scheme of “robo-signing,” a practice in which employees were directed to fraudulently sign another authorized person’s name on mortgage documents in order to execute these documents as quickly as possible.

Internally, DocX identified this practice as “facsimile signing” or “surrogate signing.” Schuette alleges that from 2006 through 2009, these improperly executed documents were created and recorded at Brown’s direction. Schuette’s investigation revealed that more than 1,000 unauthorized and improperly executed documents were filed with county registers of deeds throughout Michigan.

Lorraine Brown has been charged with one count of Conducting Criminal Enterprises (Racketeering), a 20-year felony, in Kent County’s 61st District Court. Arrangements are being made for Brown to surrender to Michigan authorities, and arraignment will be scheduled at a later date.

In 2010, DocX suspended operations, halting its work as a mortgage document processor. Schuette noted that while the criminal charges against Brown address her role in the scheme, his office’s overall investigation into robo-signing remains ongoing and is not yet complete.

A criminal charge is merely an accusation, and the defendants are presumed innocent unless proven guilty.

[MICHIGAN.GOV]

UPDATE: From the press conference this am– This is about DocX criminal charges and Lorraine Brown, former Founder-President of DocX faces up to 20 years. AG Schuette’s office is still working on the arraignments. 

Michigan Attorney General Bill Schuette is holding a press conference Monday at 11 am to announce criminal charges in a significant case involving the mortgage foreclosure crisis.

H/T Click on Detroit

Recap:

FLORIDA: INDICTMENT & PLEA AGREEMENT | Lorraine Brown, Former Founder-President of DOCX Pleads Guilty

MISSOURI: Attorney General Koster announces plea agreement with Lorraine Brown – Former President of DocX to plead guilty for national mortgage document robo-signing practices

Over One Million Documents Prepared and Filed with Forged and False Signatures, Fraudulent Notarizations

NOTE: This agreement was not out in the public.

Via JN

Under the agreement, LPS will pay the state of Missouri $2 million and will cooperate with the Attorney General’s Office in its continuing criminal investigation of founder and former president of DOCX, Lorraine Brown.

Specifically, LPS will pay $1.5 million into the Missouri state treasury and will pay $500,000 to the Merchandising Practices Revolving Fund of the Attorney General’s Office as reimbursement for the costs of the investigation.

DOCX earned approximately $363,000 in total revenue from the execution and filing of mortgage-related documents in the state of Missouri for the years 2008-2010. Consequently, LPS’s payment of $2 million to the state is well in excess of the revenue earned by the company in the state of Missouri during the relevant time period, and is approximately two and a half times the amount that could be obtained as a result of convictions on the previously pending indictments. LPS discontinued the operations of DOCX in May 2010. LPS terminated Lorraine Brown in November 2009.

[ipaper docId=106278945 access_key=key-2dnpkev5tddpzwcxx0m6 height=600 width=600 /]

— LPS to pay Missouri $2 million and cooperate in ongoing criminal investigation of DOCX president Lorraine Brown —

Jefferson City, Mo. – Attorney General Chris Koster today said his office has negotiated a settlement of criminal proceedings against mortgage-services company DOCX and an agreement with DOCX parent company Lender Processing Services, Inc. (LPS). In February 2012, Koster obtained criminal indictments against DOCX related to its alleged role in the mortgage-document surrogate-signing scandal of 2010.

Under the agreement, LPS will pay the state of Missouri $2 million and will cooperate with the Attorney General’s Office in its continuing criminal investigation of founder and former president of DOCX, Lorraine Brown.

Specifically, LPS will pay $1.5 million into the Missouri state treasury and will pay $500,000 to the Merchandising Practices Revolving Fund of the Attorney General’s Office as reimbursement for the costs of the investigation.

DOCX earned approximately $363,000 in total revenue from the execution and filing of mortgage-related documents in the state of Missouri for the years 2008-2010. Consequently, LPS’s payment of $2 million to the state is well in excess of the revenue earned by the company in the state of Missouri during the relevant time period, and is approximately two and a half times the amount that could be obtained as a result of convictions on the previously pending indictments. LPS discontinued the operations of DOCX in May 2010. LPS terminated Lorraine Brown in November 2009.

Koster obtained the indictments against Brown and DOCX for forgery and making false declarations related to mortgage documents processed by DOCX in the state of Missouri. The Attorney General’s indictments alleged that DOCX directed employees of the company to falsely sign mortgage documents in the names of various bank vice presidents without proper authorization. Furthermore, the indictments alleged that such forged signatures were then falsely notarized by DOCX as though such bank vice presidents had actually signed the documents. Finally, the forged documents were then filed in courthouses across Missouri.

“My office has taken the position that when you sign your name to a legal document, it matters,” Koster said. “The monetary disgorgement and the agreement we have reached in this criminal case with DOCX should remind all mortgage-services processers that our system of titling real property will be held to a standard of accuracy and truth expected by homeowners across the country.”

“I appreciate LPS taking responsibility for the actions of its subsidiary, and for their agreeing to cooperate in our continuing criminal investigation of this matter.”

Koster noted that LPS has also entered into a separate consent order with the Federal Reserve, the FDIC, and the Office of the Comptroller of the Currency that requires LPS to allow an independent, third-party consultant to conduct a review of document execution services provided by subsidiaries of LPS, such as DOCX, between January 1, 2008, and December 31, 2010. The review is intended to assess potential financial injury to borrowers. Under the federal consent order, LPS has agreed to prepare a remediation plan to provide restitution to borrowers if any such financial harm is found. Under the terms of today’s agreement, LPS has agreed to report to the Attorney General’s Office on a quarterly basis to provide the status of its compliance with the federal consent order as it pertains to Missouri residents.

The Attorney General’s Office has agreed not to prosecute LPS or DOCX for DOCX’s previous surrogate-signing related conduct so long as LPS makes the above-referenced payments and complies with the terms of the agreement.

The indictments against DOCX and Lorraine Brown were the result of months of investigation by the Missouri Attorney General’s Office into the robo-signing scandal that injected thousands of questionable mortgage documents into the market. The 68 documents on which the indictments were based were purportedly signed by an employee of DOCX, Linda Green, in her role as a designated vice president for several of the nation’s leading banks, but were in fact signed by someone else, and subsequently notarized and filed in Missouri.

The pending charges against the defendant are merely accusations. As in all criminal cases, the defendant is presumed innocent unless or until proven guilty.

Source: http://ago.mo.gov

Business Week-

Lender Processing Services Inc. (LPS) (LPS) agreed to pay Missouri $2 million to resolve a case against its DocX LLC over so-called robo-signing of mortgage-related documents.

A Columbia, Missouri, grand jury in February handed down a 136-count indictment against Docx and founder Lorraine Brown alleging that a person whose name appears on 68 notarized deeds of release didn’t actually sign those papers, Missouri Attorney General Chris Koster said then.

“Under the agreement, LPS will pay the state of Missouri $2 million and will cooperate with the Attorney General’s Office in its continuing criminal investigation” of Brown, Koster said in an e-mailed statement today.

[BUSINESS WEEK]

–Boone County grand jury indicts Georgia corporation and its president for practices highlighted in 60 Minutes report —

NOTE: The following items are linked below:

New York Times story from this morning: http://www.nytimes.com/2012/02/07/business/docx-faces-foreclosure-fraud-charges-in-missouri.html?_r=1&ref=business

60 Minutes news story from August 7, 2011: http://www.cbsnews.com/video/watch/?id=7375936n&tag=mncol;lst;1

Jefferson City, Mo. – Attorney General Chris Koster today announced that a Boone County grand jury has handed down 136-count indictments against DOCX, LLC and its founder and former president, Lorraine Brown, for forgery and making a false declaration related to mortgage documents processed by DOCX.

“The grand jury indictment alleges that mass-produced fraudulent signatures on notarized real estate documents constitutes forgery,” Koster said. “Today’s indictment reflects our firm conviction that when you sign your name to a legal document, it matters,” Koster said.

The forgery and false declaration counts each allege that the person whose name appears on 68 notarized deeds of release on behalf of the lender is not the person who actually signed the paperwork. The documents were then submitted to the Boone County Recorder of Deeds as though they were genuine.

Koster’s office requested the indictment, and the Attorney General’s Office will prosecute the case.

The indictments are the result of months of investigation by the Attorney General’s Office into the robo-signing scandal that injected thousands of questionable mortgage documents into the market. When the practice began to come to light, several major lenders temporarily suspended foreclosures in 2010. DOCX’s role in the robo-signing process came to national attention when 60 Minutes reported that Linda Green, an employee of DOCX, purportedly signed thousands of mortgage-related documents on behalf of several different banks and in multiple handwritings. The 68 documents on which the indictments are based were purportedly signed by Linda Green, but were allegedly signed by someone else.

Forgery is a Class C felony and False Declaration is a Class B misdemeanor. If convicted on the most serious count, Brown could face up to seven years in prison for each count. DOCX could be fined up to $10,000 for each forgery conviction and $2,000 for each false declaration conviction.

The charges against DOCX and Lorraine Brown are merely accusations and, as in all criminal cases, the defendant is innocent until or unless proved guilty in a court of law.

The Attorney General’s investigation into this practice continues.

source: http://ago.mo.gov

[ipaper docId=80741262 access_key=key-872qqc60801aaclngf4 height=600 width=600 /]

Some tid-bits from DOCX’s formation from their website in 1998:

DOCX was established in March of 1993 by its president, Lorraine O. Brown. It’s a privately held Colorado Limited Liability Company. DOCX set up headquarters in Springfield, Ohio. In October 1994, DOCX merged forces with Ontrak Services. Ontrak was a pioneer in the development of outsourcing services for assignment and satisfaction processing. With the acquisition of Ontrak, DOCX expanded its operations to Frederick Maryland. DOCX has recently established a marketing/sales office in Atlanta, Georgia. DOCX operations continue to run in both the Springfield, Ohio and Frederick, Maryland locations.

[…]

DOCX developed two software products; DOCX RID™ (Recorders Information Database) which keeps track of County Recorder fees, and the requirements for recording assignment and satisfaction documents, UCC’s, and to obtain certified true copies of recorded documents. DOCX’s latest software development, DOCX in a BOX™, takes the DOCX RID program significantly further by providing the software to produce the completed and legally-sufficient documents required to process…

LPS 101 Links

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Lender Processing Services, Inc. (LPS) is now Black Knight Financial Services

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Over 1 Million Documents Prepared and Filed with Forged and False Signatures, Fraudulent Notarizations – FORMER LPS EXECUTIVE SENTENCED TO 5 YEARS IN PRISON FOR ROLE IN MORTGAGE-RELATED DOCUMENT FRAUD SCHEME

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Lender Processing Services Announces $127 Million Multi-State AG Foreclosure Fraud Settlement

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.ff____

Lender Processing Services (LPS) Internal Email Accidentally Leaked in a Fraudclosure Case, Will CFPB Investigate?

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Lender Processing Services Announces Multi-State AG Foreclosure Fraud Settlement

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Former Executive at Florida-Based Lender Processing Services Inc. Admits Role in Mortgage-Related Document Fraud Scheme – Over 1 Million False Docs

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INDICTMENT | Lorraine Brown, Former Founder of DOCX 12.20.2012

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Attorney General Koster announces plea agreement with Lorraine Brown – Former President of DocX to plead guilty for national mortgage document robo-signing practices –

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Guilford County, NC vs LPS/DocX, MERSCORP, MERS, Inc. et al

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INDICTMENT | State of Missouri vs DOCX, LLC a Georgia corporation

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COMPLAINT | STATE OF NEVADA vs. LENDER PROCESSING SERVICES INC., FNIS, DOCX

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Nevada AG officially sues LPS for allegedly falsifying foreclosure documents, consumer fraud

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Nevada Office of the Attorney General ANNOUNCES indictment in massive clark county robo-signing scheme, Employed by LPS

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HSBC FORECLOSURES AND THE NEWTRAK SYSTEM OF LENDER PROCESSING SERVICES

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PETITION | American Home Mortgage Servicing Inc. Vs. Lender Processing Services Inc., DOCX “Bombshell Admission of Failed Securitization Process”

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AHMSI sues LPS and DocX over robo-signing scandal

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SENATOR ELEANOR SOBEL, REP. DARREN SOTO PROBE DEEPER INTO FIRINGS OF ASSISTANT ATTORNEYS GENERAL

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BREAKING: LPS CEO Jeffrey S. Carbiener Resigns, Effective Immediately

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FDIC Hits Lender Processing Sevices (LPS) with $155 Million Suit, 8k Form Filing

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Michigan Attorney General Subpoenas Three Mortgage Processors in Probe (LPS, FNF, CT CORP. SYSTEMS)

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Attorney General Kamala D. Harris Subpoenas Loan Processor LPS in Wide-Ranging Probe of Mortgage and Foreclosure Practices

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MADIGAN ISSUES SUBPOENAS TO LPS, NationWide Title Clearing ; WIDENS ‘ROBOSIGNING’ PROBE

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BLOCKBUSTER FRAUD | LA BK Judge Grants Motion For Sanctions Against Lender Processing Services (LPS) Liability IN RE: WILSON

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Florida AG Subpoenas Law Firms Ben-Ezra & Katz, Marshall C. Watson Concerning LPS’s “Pay Per Click” Program

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Gretchen Morgenson takes on Regulators, LPS and the Shoddy Practices and Sloppy Accountings of the Mortgage Service Industry

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DOCX Linda Green Had NO AUTHORITY To Sign For MERS 10/08-10/09

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SAMPLE: FIDELITY “NETWORK AGREEMENT” BETWEEN LAW FIRMS

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Foreclosure Mills and The 4 Minute Foreclosure

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FLORIDA AG ISSUES SUBPOENAS TO LENDER PROCESSING SERVICES (LPS) & DOCX 10-13-2010

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MUST READ| IS LPS’s Aptitude Solutions Software In Your County Courts & Land Records???

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DOCX / LPS Price List…any documents you want!

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Lender Processing Services LPS and ProVest: Resemblance is uncanny

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*BREAKING NEWS* Economic Crimes Division in Ft. Lauderdale, Florida *INVESTIGATING* FLORIDA DEFAULT LAW GROUP “FORECLOSURE MILL” & LENDER PROCESSING SERVICES “DOCx, LLC”

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Florida AG investigating LPS subsidiary: Jacksonville Business Journal

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MORTGAGE ASSIGNMENTS AS EVIDENCE OF FRAUD, by Lynn Szymoniak, ESQ.

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MORTGAGE SERVICING COMPANIES PREPARING “REPLACEMENT” MORTGAGE ASSIGNMENTS: By Lynn E. Szymoniak, Esq., Ed.

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Fidelity’s LPS Secret Deals With Mortgage Companies and Law Firms

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BOGUS ASSIGNMENTS 2…I’m LOVING this!! LPS DOCx ADMISSIONS SEC 10K ROOFTOP SHOUT OUT!

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2009 Mortgage Assignments – Over a Trillion Dollars – Sure There Were…

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LENDER PROCESSING SERVICES (LPS) BUYING UP HOMES AT AUCTIONS? Take a look to see if this address is on your documents!

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TOPAKO LOVE; LAURA HESCOTT; CHRISTINA ALLEN; ERIC TATE …Officers of way, way too many banks Part Deux “The Twilight Zone”

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ARE FORECLOSURE MILLS Coercing Buyers for BANK OWNED homes? ARE ALL THE MILLS?

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AN ASSIGNMENT OR A FORMALIZATION OR A MEMORIALIZATION? By LYNN E. SZYMONIAK, ESQ.

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LENDER PROCESSING SERVICES (LPS) “SECRET INSTRUCTIONS” to FORECLOSURE MILLS

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DOUBLE TROUBLE: Sanctions Motion filed 5/21/2010 Against LENDER PROCESSING SERVICES (LPS)

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HARRIS CASE: Fidelity, LPS Secret Deals With Mortgage Companies and Law Firms

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DEPOSITIONS

CHERYL D. THOMAS

Deposition Transcript of DOCx, LPS CHERYL DENISE THOMAS

CHRISTIAN S. HYMER

FULL DEPOSITION TRANSCRIPT OF CHRISTIAN S. HYMER 1ST VP OF OPERATIONS FOR LENDER PROCESSING SERVICES (LPS) MINNESOTA

WILLIAM “BILL” NEWLAND

DEPOSITION TRANSCRIPT OF LPS/ FIDELITY BILL NEWLAND

SCOTT A. WALTER

FULL DEPOSITION TRANSCRIPT OF LENDER PROCESSING SERVICES “LPS” SCOTT A. WALTER PART 1

FULL DEPOSITION TRANSCRIPT OF LENDER PROCESSING SERVICES SCOTT A. WALTER PART 2 “STEVEN J. BAUM, P.C.”, “O. MAX GARDNER”, “US TRUSTEE”

GREGORY “GREG” ALLEN

FULL DEPOSITION TRANSCRIPT OF LPS GREG ALLEN “MERS IS ALIVE”

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60 Minutes

Video does not show go HERE

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CLASS ACTIONS

FLORIDA CLASS ACTION: Alleging Lender Processing Service “LPS” Violated Federal Securities Laws

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FL Saxena White P.A. Files Securities Fraud Class Action Against Lender Processing Services, Inc.

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ATTORNEY NICK WOOTEN CLASS ACTION AGAINST WELLS FARGO, LENDER PROCESSING SERVICES INC.

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KENTUCKY RICO CLASS ACTION INVOLVING MERSCORP, LPS, DOCX, GMAC, DEUTSCHE BANK, US BANK et al

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KABOOM BOOM BOOM!! ATTORNEY NICK WOOTEN CLASS ACTION AGAINST WELLS FARGO, LENDER PROCESSING SERVICES INC.

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FIS INCENTIVE 2006 WINNERS

FIS Incentives 2006 Winners

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[ipaper docId=46258574 access_key=key-2hfi1i8hv2w0765d15l5 height=600 width=600 /]

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THE ART WORK

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BOGUS ASSIGNEE ASSIGNMENT

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Posted by L on March 10, 2010 at 11:30pm

Folks, gather ’round ’cause you’re ’bout to hear a tale o’ turned tails.

In early February, a small cohort of colleagues discovered 12 BOGUS mortgage assignments across the state of Florida.

Within days, this group found another 20+ BOGUS mortgage assignments across our once-great, once-honorable USA.

These “Black Deeds”, collectively, are proof that the notaries, witnesses, and signatories on each and every like assignment of mortgage is suspect at best; created as purely fabricated malarkey at worst. Professionals are starting to surmise that all of these mortgage assignments magically produced, presto-chango, to ram another foreclosure through “the system” are not credible evidence upon which the transfer of property, dispensation of justice, and the roof over a family’s head should rest.

Oh, Oh! Oh, where is my mind? One of that fraud excavating group unearthed mortgage assignments transferring property effective 09/09/9999. Now that’s some neat trick, wouldn’cha say?

And, then, here ya’ go: another colleague found a mortgage assignment back-dated four years in order to assign property two years hence. Being no math whiz, would someone please clarify if that is a net back-dating of two years? Perhaps it’s a cumulative formula, adding the 4 years to 2 years, makes the “off dating” 6 years? I dunno! How’s that really work? Sounds like an episode of Beat The Clock!

This is no mere document failure! Please. Call it what it is: foreclosures upon millions of families, evicted from their homes by financial entities with no more rights to take those homes than have you or I. When faced with this fact, the financial entities are creating, fabricating (aka MAKING UP) the “evidence” to prove that they have the
right to take a family’s home and throw them with all their worldly
possessions into the street! Where are the investors who really put up the money for these home loans? They must be singing the blues to see some interloper foreclose a million times over and keep the proceeds from the post-foreclosure sale. Welcome to America! Waive to the Statue of Liberty on your way in. Breathe in that democratic process air we’ve prided ourselves on for lo these 233 years.

There are millions upon millions of families being evicted onto the streets, many with no alternative housing options. It’s not so easy to find a job in the best of circumstances today. Ever tried to find and/or hold down a job without a fixed address? How ’bout the children, in the middle of their school year? What about the beloved pets of foreclosure, fully members of the newly homeless family? Ever tried to find emergency shelter or housing with a deeply loved animal or two? What of the elderly who do not have the remaining lifespan to recover from the terrible financial and personal blow and may face their remaining “golden years” begging for scarce, dwindling social-net resources. What of the disabled, those of us living in America who, without dramatic rescue, are too ill and infirm to ever hope to again live independently under cover.

I may or may not return here to add more…………I’m too distraught to continue writing of my country’s egregious willful complicity in these relentless evictions and property confiscation. My heart and soul start to rupture past the point of repair when I think of how America is treating it’s citizenry, including the weakest of us all; based on a million-fold fraudulent transactions from mortgage origination well past post-foreclosure sale.

Let’s move on in a more wickedly delicious track, shall we?

Two unrelated, remorseful individuals have come forward, whispering to us colleagues with tales of the inner workings and “business practices” of document creation “mills” which may or may not be operating under the direction of foreclosure mill law firm. Permission from the parties has been extracted to publish this post.

Apparently, that same fear, hopelessness, and rage which descend upon one who is evicted from the only home they know to face a bleak and uncertain future……….. Yes, THAT fear, hopelessness and rage! Well, that same emotional response seems to have hit hard on a few past and/or current employees of certain companies which may have been involved in dubious, questionable “business practices”.

A crisis of conscience? Fear of criminal charges? Facing foreclosure themselves? Relative evicted? Family member tenet unexpectedly “trashed out”? Seeing the futility of working out a loan mod? One of the signatories (or employers thereof) who frantically googles the same names over and over and over in a mad search for what is known, what is published?

Perhaps they are somehow, someway involved in the stories and references featured here, here, here, here, here, here, here, here, here, here, here, here, here, here, here, here, here, here, here, or here? Maybe they signed something that was reviewed by a justice-minded judge?

Could it be one or more of these signatories, while working for a “document solutions” company, have been “transferring property and assets” valued in the multi-billions and ostensibly owned by the top financial institutions in the world? Ron Mehig? Bethany Hood? Linda Green? From New House Title? Cheryl Hodge? Korrell Harp? From Law Offices of David Stern? Scott Anderson? Lori Brown? Barbara Hindman? Lori Brown? Whitney K. Cook? Melissa Flanagan? Lillana Morcan? Liquenda Allotey? Christina Trowbridge? Raquel Smith? Branden Kiel? Beth Cottrell? Twanna Thomas? From DocX? Winona Church? Nancy Reyes? William W. Huffman? Jill Arnold? Shameca Harrison? Kari Marx? Renee Hertzler? Mark Biscof? From LPS? Lorraine Brown?

Who knows? I’m not one to force another to reveal their personal motivations. I enjoy the privacy afforded me by the hard bones of my skull. I often keep my thoughts to myself and extend to others the same respect.

Source: http://www.foreclosurehamlet.org/profiles/blogs/stopping-a-defective-title

Tidbit: DOCX was established in March of 1993 by its president, Lorraine O. Brown.

DOCX developed two software products; DOCX RID™ (Recorders Information Database) which keeps track of County Recorder fees, and the requirements for recording assignment and satisfaction documents, UCC’s, and to obtain certified true copies of recorded documents. DOCX’s latest software development, DOCX in a BOX™, takes the DOCX RID program significantly further by providing the software to produce the completed and legally-sufficient documents required to process…

Salon-

You remember Lynndie England. She was the Army Reserve soldier photographed at the Abu Ghraib prison giving the thumbs-up sign in front of a set of naked detainees. A lower-level reservist, she was among the few at Abu Ghraib who actually served prison time.

No officers who authorized and directed the torture and detainee abuse, either in that prison, at Guantanamo Bay or anywhere around the world, ever faced trial. But Lynndie England became a symbol for the sorry state of the rule of law in America, where a few small “bad apples” get held to account, and the higher-ups who devised and directed the criminal activity get off scot-free.

There’s a Lynndie England for the financial crisis, too.

Meet Lorraine O. Brown, an individual singled out for actual jail time for her role in the massive mortgage document fraud that plagued this nation. Like England, she stands alone among the multitudes of fraudsters, including those at the highest reaches of the financial industry.

[SALON]

image: mugshotsworld.com enhanced by dinsfla