JP Morgan Chase Bank v. Taggart | PA SC - Accordingly, we conclude that Subsection 403(c) requires the lender to provide a second pre-foreclosure notice prior to initiating a second mortgage foreclosure action. Our holding best serves the remedial purposes of Act 6, reflecting the expressed legislative intent to impose a robust notice requirement prior to initiation of any mortgage foreclosure action, without exception. Great Ajax’s predecessor, JP Morgan, was required to deliver a new Act 6 notice prior to initiating the second foreclosure action.