DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA
FOURTH DISTRICT
SHARLENE HAMPTON LEWIS,
Appellant,
v.
U.S. BANK NATIONAL ASSOCIATION, as Trustee for the Registered
Holders of ABFC 2007-WMC 1 Trust, Asset-Backed Certificates, Series
2007-WMC1,
Appellee.
No. 4D14-815
[March 9, 2016]
Appeal from the Circuit Court for the Seventeenth Judicial Circuit,
Broward County; Jeffrey E. Streitfeld, Judge; L.T. Case No. CACE-08-
057939 (11).
Bruce Jacobs, Court E. Keeley, Amida U. Frey, and Anna C. Morales of
Jacobs Keeley, PLLC, Miami, for appellant.
Diana B. Matson of Baker, Donelson, Bearman, Caldwell & Berkowitz,
PC, Fort Lauderdale, for appellee.
ON MOTION FOR REHEARING
PER CURIAM.
We grant appellant’s motion for rehearing, withdraw our per curiam
affirmance, and enter the following opinion.
In 2008, appellee bank filed a foreclosure action and included a count
seeking to reestablish a lost note. No copy of the original note was
attached to the complaint. The case went to trial in 2014. The
endorsements on an allonge to the note were undated and the bank’s
witness could not testify when the endorsements were placed on the
allonge. The bank’s reliance on a pooling and servicing agreement was
insufficient to establish the bank’s standing to bring suit at the time the
suit was filed. See Jarvis v. Deutsche Bank Nat’l Trust Co., 169 So. 3d 194,
196 (Fla. 4th DCA 2015); Balch v. Lasalle Bank N.A., 171 So. 3d 207, 209
(Fla. 4th DCA 2015); Perez v. Deutsche Bank Nat’l Trust Co., 174 So. 3d
489, 491 (Fla. 4th DCA 2015).
Reversed and remanded.
GROSS, GERBER and KLINGENSMITH, JJ., concur.
* * *
I’m glad that Lewis was finally able to obtain at least a partial proper result. I expect she is glad, too.
But don’t look past, or ignore, these apparent facts:
1) She lost in the trial court. She shouldn’t have.
2) She initially lost in the appellate court. She shouldn’t have.
The case against her was initiated in 2008. Getting to this point has taken Lewis 7-8 years. How much time, money, sleep, happiness, etc., has been extracted from Lewis in those years by parties that had no right to such? Only she can quantify that, but I’m comfortable saying “Way too much.”