Morris County homeowner, facing foreclosure, gets a free house instead

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Morris County homeowner, facing foreclosure, gets a free house instead

Morris County homeowner, facing foreclosure, gets a free house instead

NJ-

In what may be a first in New Jersey, a Morris County man who defaulted on his $520,000 mortgage in 2007 has instead won the right to retain ownership of his house, according to court records.

Earlier this month, Gordon A. Washington of Madison won a challenge against creditors Specialized Loan Servicing LLC and Bank of New York Mellon to collect the debt, saying they failed to file a viable foreclosure complaint within a six-year statute of limitations.

In his written opinion, Judge Michael B. Kaplan repeatedly expressed his reluctance to nullify the mortgage agreement — stating he did so with a “figurative hand holding the nose” — but, nonetheless, he ruled in favor of Washington by voiding the mortgage lien.

[NJ.com]

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