Dirty REMICs, Revisited - Reiss & Borden

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Dirty REMICs, Revisited

Dirty REMICs, Revisited

David J. Reiss, Brooklyn Law School
Bradley T. Borden, Brooklyn Law School

Abstract

We review the differences between two visions for the residential mortgage markets, one driven by the goal of efficiency and the other driven by the goals of efficiency and consumer protection. Both visions advocate for structural reform, but one advocates for industry-led change and the other advocates for input from a wider array of stakeholders. Broader input is not only important to ensure that a broad range of interests are represented but also to ensure the long-term legitimacy of the new system. This is a response to Joshua Stein, Dirt Lawyers Versus Wall Street: A Different View, PROBATE AND PROPERTY (forthcoming 2013), which in turn is a response to Bradley T. Borden & David J. Reiss, Dirt Lawyers and Dirty REMICs, PROBATE AND PROPERTY 12 (May/June 2013).

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One Response to “Dirty REMICs, Revisited”

  1. DolleyMadison says:

    EXCELLENT. Funny how the UCC – created by and for the Banks — is suddenly a “technicality” when they are forced to comply with it. I hope the pressure brought to bear will leave realm of ivory tower tit for tat before the Banks are able to further denigrate what’s left of due process in this country.

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