Florida Senator Darren Soto Files Four Foreclosure Bills To Aid Homeowners

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Florida Senator Darren Soto Files Four Foreclosure Bills To Aid Homeowners

Florida Senator Darren Soto Files Four Foreclosure Bills To Aid Homeowners

S 1218 Residential Foreclosure ProceedingsSenator Soto and Representative Jose Rodriguez (D-Miami)
Last Action: 02/27/2013 S Filed

Residential Foreclosure Proceedings; Citing this act as the “Florida Mortgage Collection Fairness Act”; prohibiting a mortgage collection firm from offering false evidence in a mortgage foreclosure proceeding; providing that a violation is a deceptive and unfair trade practice; providing penalties and remedies; providing for the award of attorney fees and costs under certain circumstances, etc.

Last Action: 02/27/2013 Filed

Effective Date: July 1, 2013

S 1226 Homestead Foreclosure Relief
Last Action: 02/27/2013 S Filed

Homestead Foreclosure Relief; Providing for application to homestead property mortgaged within a certain time period; providing a statute of limitations for entering a deficiency judgment; limiting the time period the lienholder can collect moneys owed; providing that the collection time may be tolled if the debtor commits fraud or if the debtor is held in contempt of court, etc.

Last Action: 02/27/2013 Filed

Effective Date: July 1, 2013

S 1228 Short Sale Debt Relief
Last Action: 02/27/2013 S Filed

Short Sale Debt Relief; Creating the “Short Sale Debt Relief Act”; providing that a debtor does not owe a deficiency to a lienholder related to an eligible real property sold pursuant to a bona fide short sale if an offer is received by a debtor within a specified time period and under specified conditions; requiring a lienholder to approve the short sale of property and execute any document necessary to close the sale within a specified time period if a debtor procures a buyer who makes an offer in writing equal to the fair market value of the eligible property, etc.

Last Action: 02/27/2013 Filed

Effective Date: July 1, 2013

S 1236 Mortgage Principal Reduction Program
Last Action: 02/27/2013 S Filed

Mortgage Principal Reduction Program; Creating the “Mortgage Principal Reduction Act”; requiring that the Florida Housing Finance Corporation apply to the United States Department of the Treasury by a specified date to request funds not to exceed a specified amount from the federal Hardest-Hit Fund program to establish a new state program to reduce the principal on mortgages for persons whose homestead property in this state is in foreclosure; requiring the corporation to use the allocated funds to purchase delinquent mortgages on such property from lenders at a discount to reduce the mortgage principal amount due on the mortgage, etc.

Last Action: 02/27/2013 Filed

Effective Date: July 1, 2013

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One Response to “Florida Senator Darren Soto Files Four Foreclosure Bills To Aid Homeowners”

  1. Deborah Orr says:

    Tell our lawmakers that we are watching them and we aren’t going to just sit and let them pass laws to take our homes. Petition went up late last night. PLEASE SIGN the petition and use our email or change it to suit your needs. THIS IS YOUR CHANCE TO TELL THEM WHAT YOU THINK!

    http://www.change.org/petitions/florida-legislature-vote-no-on-hb-87-unfair-foreclosure-law

    TELL EVERYONE YOU KNOW, whether they live in Florida or might own property in Florida some day.

    “The only thing necessary for the triumph of evil is for good men to do nothing.”

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