IN THE UNITED STATES DISTRICT COURT
FOR THE WESTERN DISTRICT OF TEXAS
AUSTIN DIVISION
DAVID A. HAWKINS, and TRACY J.
HAWKINS, on behalf of themselves
and all others similarly situated,
Plaintiffs
v.
WELLS FARGO BANK, N.A.,
Defendant
Excerpt:
Defendant made Texas home equity loan modifications that did one or
more of the following in violation of the Texas Constitution’s homestead protection
provisions: (1) turned past-due interest into new principal; (2) featured a loan-to-value
ratio to a figure above 80%; and (3) failed to include mandatory disclosures concerning
the protections afforded by the Texas Constitution concerning home equity loans. These
problems are unique to home equity loans, as opposed to original purchase-money
mortgage loans, which are not at issue in this case.
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Could I possibly get help with the following. I’m on social security disability and need someone to take this on a contingency.
Ref: Residential Property
xx22 Neptune Dr. Cedar Hill Tx 75104
Owner: Angie T. Long
Foreclosed Sept 2010
Subject: Possible Lawsuit for Wrongful foreclosure by Wells Fargo Mortgage
I worked with Wells Fargo nearly a year and a half trying to get into Obama programs, short sale, deed in lieu of foreclosure, reduction of mortgage, interest rates, regular sale.
They reduced my payments for a few months telling me they were working on getting me approved for a special reduction and then denied me then asked for me to repay the difference in one lump sum. They already knew from the onset that I couldn’t do that and that I was selling blood plasma to make ends meet.
They said even if they lowered my mortgage I wasn’t financially able to afford my mortgage even with proof of a spotless payment record. Yet I’m presently paying rent here in Silver City New Mexico for the same amount of my mortgage in Texas.
They didn’t keep notes as to my dilemma or the problem but instead sent me boiler plate letters with the same credit solution suggestions.
I have all their correspondence and mine and other documents in chronological order for review. It is a binders worth of documents. They qualified me to buy this home with a social security disability income. They wouldn’t work with the Dallas County Home Assistance people for whom I owed $10,000.00. They knew this upfront and promised to help me and then denied me assistance.
Do you think that I could receive some reparation?
Best Regards,
Angie T. Long
xxx W. 7th St. Silver City NM 88061
575-xxx-0513
Cell 805-xxx-9827
Fax 480-xxx-8809
Email: angielong927 @gmail.com