What are some lesser-known tactics or strategies used by fraudsters in the realm of foreclosure, and how can homeowners spot them?

Fraudsters employ various lesser-known tactics in foreclosure scams, including "phantom help" schemes where they charge hefty fees for assistance already available for free, fake "rescue" offers requiring signing over the deed, and bogus loan modification schemes. Homeowners should be wary of unsolicited offers, high-pressure tactics, and requests for upfront fees. They must verify the legitimacy of companies and individuals offering help, scrutinize documents for hidden terms or unfamiliar terms, and seek advice from trusted financial or legal professionals. Additionally, monitoring credit reports and mortgage statements can reveal unauthorized changes or activities, aiding in spotting potential fraud.