Mortgage Identification Number (MIN) is a unique 18 number assigned to the systems registered loans.

The first 7 numbers are usually the party that generated the MIN.

The second 10 numbers is either a loan number or a sequential number. It’s up to the member to decide that generates the MIN, what they are.

The final number is a check digit.

Then there’s an algebraic formula that creates it based on the prior numbers.

There you have it.

If you wish to know more on MERS please visit MERS 101