The 30-year fixed-rate mortgage averaged 6.43% on May 25, 2026, marking a welcome 5 basis point decline as treasury yields eased and bond markets stabilized. This drop provides relief from last week’s spike to 6.51%, bringing rates back toward levels seen earlier in May as the 10-year Treasury yield softened to approximately 4.56%. Mortgage rates do not move independently—they track the 10-year Treasury yield, which reflects broader bond market sentiment. Last week’s spike to 6.51% for 30-year mortgages came as treasury yields climbed above 4.62%, pushed higher by inflation concerns and geopolitical tensions. This week’s reversal to 6.43% reflects a shift in investor appetite for government bonds.

 

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Mortgage rates fall to 6.43% in US as treasury yields ease, down 5 basis points today