Average long-term United States mortgage rates jumped again this week, hitting the highest levels in almost 14 years and pushing even more would-be buyers out of the market.

Mortgage buyer Freddie Mac reported Thursday that the 30-year rate jumped to 5.89 percent from 5.66 percent last week. That’s the highest the long-term rate has been since November of 2008, just after the housing market collapse set off the Great Recession. One year ago, the rate stood at 2.88 percent.

The average rate on 15-year, fixed-rate mortgages, popular among those looking to refinance their homes, rose to 5.16 percent from 4.98 percent last week. That’s the first time the 15-year rate has been above 5 percent since 2009, as the real estate market went into a years-long slump. Last year at this time, the rate was 2.19 percent.

Rising interest rates — in part a result of the US Federal Reserve’s aggressive push to tamp down inflation — have cooled off a housing market that has been hot for years.

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