The average interest rate on a 30-year fixed purchase mortgage is 6.923% as of Sept. 8. Compare today’s purchase and refinance rates, explore historical trends, and see tips for shopping for the best loan. Today’s average interest rate on a 30-year purchase mortgage is 6.923%, which is higher than Friday’s reading of 6.911%, according to Zillow data provided to U.S. News. For refinancing mortgages, today’s 30-year rate is 7.013%, and the current 15-year rate is 6.058%. Interest rates on home loans have risen since the beginning of the U.S. war in Iran in late February. Whenever the war shows signs of resurgence, mortgage rates tend to inch higher alongside 10-year U.S. Treasury notes, their key benchmark. When the conflict comes closer to a resolution – or at least, when the conflict seems like it’s coming closer to a resolution – mortgage rates and bond yields decline.

 

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