As of April 10, 2026, the numbers are looking a bit brighter for those dreaming of homeownership or looking to refinance. Today, the average 30-year fixed mortgage rate has dropped to 6.08%, according to Zillow. This is a welcome relief, and it’s not the only good news. The 15-year fixed mortgage rate is also down, sitting at 5.60%. I’ve been watching this market for a while, and these lower rates are exactly what many people have been hoping for.

 

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