Dave Hall has lived in the same house in Lake Oswego for the last 24 years. He raised his three children there. There are still marks on the wall where he tracked their heights as they grew.

Until last year, Hall didn’t worry much about keeping up with his mortgage payments. That changed after the start of the coronavirus pandemic as business dried up at the consumer finance company he runs.

With no income coming in, Hall, 75, sought to temporarily halt his mortgage payments through his lender’s forbearance program. He said he feels fortunate that his lender has allowed him to extend his forbearance period several times since last summer.

https://www.oregonlive.com/politics/2021/02/oregon-house-democrats-push-to-reinstate-foreclosure-moratorium-in-effort-to-help-struggling-homeowners.html