U.S. Bank Trust National Ass’n v. Hernandez | IL App (2d) - As defendants’ mortgage was insured by HUD, it was subject to specific servicing requirements. See 24 C.F.R. § 203.500 (2014); Federal National Mortgage Ass’n v. Moore, 609 F. Supp. 194, 196 (N.D. Ill. 1985). The failure to comply with HUD’s servicing requirements is a defense to a mortgage-foreclosure action.

U.S. BANK TRUST NATIONAL ASSOCIATION, as Owner Trustee
for Queen’s Park Oval Asset Holding Trust,
Plaintiff-Appellee,

JOSE HERNANDEZ and MARIA HERNANDEZ,
Defendants-Appellants.