Documents That Must be Received
by Counsel/Trustee
Within 2 Business Days of Referral

Each state has their own requirements but this is a sample of what’s needed per file:

• Copy of the original title policy (if not available, a copy of the title insurance commitment)
• Originals or complete copies of Note and any endorsements or allonges thereto, Mortgage and all Assignments thereof  any Loan Modification Agreements, and non-military affidavits
• Documentation showing borrower(s) last known mailing address(es), if different from the property address  and contact phone number, the borrower’s current work address  and contact phone number (if applicable), and/or information relating to occupants of the property, if different from the borrower(s)
• Copies of the breach/acceleration/demand letter(s)
• 1–4 Unit Property Inspection Report (Form 1013) , the first three pages of the appraisal, and mobile home documentation, if applicable
• Itemized total debt and reinstatement figures as of the referral date to include the amount of the current principal balance and default date
• Name of party entitled to enforce the indebtedness secured by the Mortgage (most commonly the holder of the Promissory Note; a/k/a “Action in the Name Of”)
• Bankruptcy documentation, if applicable
• Social Security Number(s) for all borrower(s)
• Servicer and Freddie Mac loan numbers

[ipaper docId=97882644 access_key=key-1tdrxyhgoduwne1prdac height=600 width=600 /]