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H.R. 2056 – To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures, and for other purposes.

H.R. 2056 – To instruct the Inspector General of the FDIC to study the impact of insured depository institution failures, and for other purposes.


Suspend the Rules and Pass the Bill, HR. 2056, with An Amendment
(The amendment strikes all after the enacting clause and inserts a new text)

112TH CONGRESS
1ST SESSION H. R. 2056

To instruct the Inspector General of the Federal Deposit Insurance Corporation to study the impact of insured depository institution failures, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

MAY 31, 2011

Mr. WESTMORELAND (for himself, Mr. DAVID SCOTT of Georgia, Mr. BROUN of Georgia, Mr. GARY G. MILLER of California, Mr. POSEY, Mr. MARCHANT, and Mr. MACK) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To instruct the Inspector General of the Federal Deposit
Insurance Corporation to study the impact of insured
depository institution failures, and for other purposes.

[ipaper docId=61474745 access_key=key-i90rmr58tbiw36pfh2f height=600 width=600 /]

© 2010-17 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.



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A Case–Control Study of Home Foreclosure, Health Conditions, and Health Care Utilization

A Case–Control Study of Home Foreclosure, Health Conditions, and Health Care Utilization


By Craig Pollack, Shanu K. Kurd, Alice Livshits, Mark Weiner and Julia Lynch

Abstract

Though rates of foreclosure are at a historic high, relatively little is known about the link between foreclosure and health. We performed a case–control study to examine health conditions and health care utilization in the time period prior to foreclosure. Homeowners who received a home foreclosure notice from 2005 to 2008 were matched (by name and address) to a university hospital system in Philadelphia and compared with controls who received care from the hospital system and who lived in the same zip code as cases. Outcome measures included prevalent health conditions and visit history in the 2 years prior to foreclosure. We found that people undergoing foreclosure were similar to controls with regard to age, gender, and insurance status but significantly more likely to be African American. Rates of hypertension and renal disease were significantly higher among cases after adjustment for sociodemographic characteristics. In the 2 years prior to foreclosure, cases were more likely to visit the emergency department, have an outpatient visit, and have a no-show appointment. Cases were less likely to have a primary care physicians (PCP) visit in the 6 months immediately prior to the receipt of a foreclosure notice. The results suggest changes in health care utilization in the time period prior to foreclosure. Policies designed to decrease the incidence of home foreclosure and support people during the process should consider its association with poor health and changes in health care utilization.


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© 2010-17 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.



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TRULIA| Study shows one out of four renters do not plan on buying a home — ever.

TRULIA| Study shows one out of four renters do not plan on buying a home — ever.


Government and industry experts agree, consumer interest in buying homes is an essential element of a healthy real estate market, and absorption of today’s bloated housing supply is critical to recovery. These market fundamentals, though, are moving farther and farther out of reach as the American Dream of homeownership fades into the background for many.

A new study from real estate data provider Trulia found that one out of four renters do not plan on buying a home — ever. Of those renters who do see a home purchase in their future, 68 percent said it would be more than two years before they make that investment.

Trulia says this reluctance to buy could potentially drag out the real estate market’s recovery timeline further than many have predicted and the domino effect of such a delay could pose an enormous threat to the nation’s overall economic health.

Continue reading…DSNEWS

[ipaper docId=36116167 access_key=key-su0ql2ro51ggn7eueip height=600 width=600 /]

© 2010-17 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.



Posted in Real Estate, rentersComments (1)


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