Health - FORECLOSURE FRAUD

Tag Archive | "Health"

Foreclosures Are Killing Us, Settlement Neg. Should Include Health Care

Foreclosures Are Killing Us, Settlement Neg. Should Include Health Care


Yes they are & you can add this along with Deficiency Judgments I mentioned. Why must we do all the thinking and the work for these regulators? You know who you are.

NYT

AFTER slowing down in the first half of the year, the rate of homes entering foreclosure is rising again. First-time default notices were served on 78,000 homes in August, a 33 percent increase from July. A $1 billion federal program to help jobless and underemployed homeowners ended Friday. Foreclosure notices were filed against a record 2.9 million properties last year, and an additional 1.2 million in the first half of this year.

Foreclosure is not just a metaphorical epidemic, but a bona fide public health crisis…

[NEW YORK TIMES]

© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.



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A Case–Control Study of Home Foreclosure, Health Conditions, and Health Care Utilization

A Case–Control Study of Home Foreclosure, Health Conditions, and Health Care Utilization


By Craig Pollack, Shanu K. Kurd, Alice Livshits, Mark Weiner and Julia Lynch

Abstract

Though rates of foreclosure are at a historic high, relatively little is known about the link between foreclosure and health. We performed a case–control study to examine health conditions and health care utilization in the time period prior to foreclosure. Homeowners who received a home foreclosure notice from 2005 to 2008 were matched (by name and address) to a university hospital system in Philadelphia and compared with controls who received care from the hospital system and who lived in the same zip code as cases. Outcome measures included prevalent health conditions and visit history in the 2 years prior to foreclosure. We found that people undergoing foreclosure were similar to controls with regard to age, gender, and insurance status but significantly more likely to be African American. Rates of hypertension and renal disease were significantly higher among cases after adjustment for sociodemographic characteristics. In the 2 years prior to foreclosure, cases were more likely to visit the emergency department, have an outpatient visit, and have a no-show appointment. Cases were less likely to have a primary care physicians (PCP) visit in the 6 months immediately prior to the receipt of a foreclosure notice. The results suggest changes in health care utilization in the time period prior to foreclosure. Policies designed to decrease the incidence of home foreclosure and support people during the process should consider its association with poor health and changes in health care utilization.


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© 2010-19 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.



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