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PASSED Washington State HB 1362: Protecting and assisting homeowners from unnecessary foreclosures

PASSED Washington State HB 1362: Protecting and assisting homeowners from unnecessary foreclosures


Homeowners will now have 30 days from the time that they get an initial letter from their lenders to respond and ask for a period of time called “meet and confer.” If they do, they’ll get 60 days to talk with their lender and counselors before the lender can issue a notice of default, followed by a notice of trustee sale.

read more here

History of Bill

as of Thursday, April 14, 2011 1:16 PM

Sponsors: Representatives Orwall, Hope, Rolfes, Moeller, Liias, Probst, Green, Darneille, Frockt, Kirby, Miloscia, Roberts, Hunt, Dickerson, Upthegrove, Fitzgibbon, Kagi, Eddy, Hasegawa, Pettigrew, Ormsby, Sells, Kenney, Cody, Hudgins, Lytton, Moscoso, Ryu, Appleton, Reykdal, Van De Wege, Carlyle, Dunshee, Santos, McCoy, Tharinger, Haigh, Goodman, Jinkins, Jacks, Takko, Sullivan, Blake, Seaquist, Billig, Stanford, Ladenburg, Finn, Pedersen
Companion Bill: SB 5275
2011 REGULAR SESSION
Jan 19 First reading, referred to Judiciary. (View Original Bill)
Jan 26 Public hearing in the House Committee on Judiciary at 8:00 AM. (Committee Materials)
Feb 3 Executive session scheduled, but no action was taken in the House Committee on Judiciary at 10:00 AM. (Committee Materials)
Feb 17 Executive action taken in the House Committee on Judiciary at 10:00 AM. (Committee Materials)
JUDI – Executive action taken by committee.
JUDI – Majority; 1st substitute bill be substituted, do pass. (View 1st Substitute) (Majority Report)
Referred to Ways & Means.
Feb 23 Public hearing in the House Committee on Ways & Means at 1:30 PM. (Committee Materials)
Feb 25 Executive action taken in the House Committee on Ways & Means at 1:30 PM. (Committee Materials)
WAYS – Executive action taken by committee.
WAYS – Majority; 2nd substitute bill be substituted, do pass. (View 2nd Substitute) (Majority Report)
Minority; do not pass. (Minority Report)
Passed to Rules Committee for second reading.
Mar 1 Placed on second reading by Rules Committee.
Mar 2 2nd substitute bill substituted (WAYS 11). (View 2nd Substitute)
Rules suspended. Placed on Third Reading.
Third reading, passed; yeas, 83; nays, 13; absent, 0; excused, 2. (View Roll Calls)
IN THE SENATE
Mar 4 First reading, referred to Financial Institutions, Housing & Insurance.
Mar 16 Public hearing, executive action taken in the Senate Committee on Financial Institutions, and Housing & Insurance at 1:30 PM.
Mar 17 FIHI – Majority; do pass with amendment(s). (Majority Report)
Passed to Rules Committee for second reading.
Mar 18 Placed on second reading by Rules Committee.
Mar 29 Committee amendment adopted with no other amendments.
Rules suspended. Placed on Third Reading.
Third reading, passed; yeas, 36; nays, 11; absent, 2; excused, 0. (View Roll Calls)
IN THE HOUSE
Apr 1 House concurred in Senate amendments.
Passed final passage; yeas, 78; nays, 15; absent, 0; excused, 4. (View Roll Calls)
Apr 6 Speaker signed.
IN THE SENATE
Apr 7 President signed.
OTHER THAN LEGISLATIVE ACTION
Apr 8 Delivered to Governor. (View Bill as Passed Legislature)

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Bill SB 5275 in WA Legislature to Eliminate “Produce the Note” Foreclosure Protection

Bill SB 5275 in WA Legislature to Eliminate “Produce the Note” Foreclosure Protection


Updated March 4, 2011

I was contacted by a woman in Washington informing us that we were off the mark with this post. The way we posted fell a bit short and was slightly off the mark. It seems this bill was already voted through. Here’s the update and correction to this piece:

The “declaration” portion of this foreclosure bill trying to pass in the Washington State legislature is already law. This is what we, in Washington, are currently fighting. The bill, SB 5275, is a so-so bill with this “declaration” embedded in it. What the law (with its current language) does is bring the parties to the mediation table. This mediation process gives the homeowner an additional 90 days. What it DOESN’T do, is bring the CORRECT parties to the mediation table, as the banks can still hide behind this “declaration” in claiming ownership of the note, by putting a robo-signed pen-to-paper.

There are people in Washington, who are fighting within the legislature to get an amendment proposed. They are trying to get language similar to Arizona’s SB 1259, allowing only for a “clear chain of title” to prove ownership of the note. What a “clear chain of title” will do, it will bring the CORRECT PARTIES TO THE MEDIATION TABLE.

All you Washingtonians, please write your Senators and your Representatives asking for this amendment bringing a “clear chain of title” to this bill, SB 5275. If we can get this amendment to the floor of the House, we may still have a chance in Washington to bring the banks to their knees, as we all know they are unable to provide a “clear chain of title.”

Also ask your legislator to think about NEXT legislative session to put an end to the RCW 61.24.030 (7)(a), which states that the servicer only need provide a “declaration” to reside with the trustee to prove ownership of the note. The servicers are able to robo-sign these declarations and not have to provide any more proof of ownership of the note. THIS IS WHAT IS REALLY BAD LAW. The legislators need to know that what they did LAST session, has made Washington the worst state in the nation to try to fight these criminal servicers.

Thank you to Richard Zombeck @ ShameTheBanks.org for his help on clarifying this update for us. Don’t be silent… share your thoughts and story with ShameThe Banks. Together we can and are making a difference.

Original Post below..

This bill (SB 5275) is scheduled for a hearing today (scroll down for details). It must be stopped. We cannot allow the banks to take what they don’t own. Please call and/or email these senators (AND reps regarding the companion bill HB 1362) to politely but firmly express your opposition to giving the banks a freebie. Remind these people who they work for (US, not the banks). –Scott

Senate Bill Co-sponsors list:
maralyn.chase@leg.wa.gov; steve.conway@leg.wa.gov; karen.fraser@leg.wa.gov; jim.hargrove@leg.wa.gov; nick.harper@leg.wa.gov; marymargaret.haugen@leg.wa.gov; steve.hobbs@leg.wa.gov; karen.keiser@leg.wa.gov; derek.kilmer@leg.wa.gov; adam.kline@leg.wa.gov; jeanne.kohl-welles@leg.wa.gov; rosemary.mcauliffe@leg.wa.gov; edward.murray@leg.wa.gov; sharon.nelson@leg.wa.gov; margarita.prentice@leg.wa.gov; kevin.ranker@leg.wa.gov; phil.rockefeller@leg.wa.gov; paull.shin@leg.wa.gov; dan.swecker@leg.wa.gov; scott.white@leg.wa.gov;

Full Senate list:
Michael.baumgartner@leg.wa.gov; randi.becker@leg.wa.gov; don.benton@leg.wa.gov; jean.berkey@leg.wa.gov; lisa.brown@leg.wa.gov; michael.carrell@leg.wa.gov; jerome.delvin@leg.wa.gov; maralyn.chase@leg.wa.gov; steve.conway@leg.wa.gov; jerome.delvin@leg.wa.gov; tracey.eide@leg.wa.gov; doug.ericksen@leg.wa.gov; joe.fain@leg.wa.gov; karen.fraser@leg.wa.gov; jim.hargrove@leg.wa.gov; nick.harper@leg.wa.gov; brian.hatfield@leg.wa.gov; marymargaret.haugen@leg.wa.gov; mike.hewitt@leg.wa.gov; andy.hill@leg.wa.gov; steve.hobbs@leg.wa.gov; janea.holmquist@leg.wa.gov; jim.honeyford@leg.wa.gov; jim.kastama@leg.wa.gov; karen.keiser@leg.wa.gov; derek.kilmer@leg.wa.gov; curtis.king@leg.wa.gov; adam.kline@leg.wa.gov; jeanne.kohl-welles@leg.wa.gov; steve.litzow@leg.wa.gov; rosemary.mcauliffe@leg.wa.gov; bob.mccaslin@leg.wa.gov; bob.morton@leg.wa.gov; edward.murray@leg.wa.gov; sharon.nelson@leg.wa.gov; linda.parlette@leg.wa.gov; cheryl.pflug@leg.wa.gov; margarita.prentice@leg.wa.gov; craig.pridemore@leg.wa.gov; kevin.ranker@leg.wa.gov; debbie.regala@leg.wa.gov; pam.roach@leg.wa.gov; phil.rockefeller@leg.wa.gov; mark.schoesler@leg.wa.gov; timothy.sheldon@leg.wa.gov; paull.shin@leg.wa.gov; val.stevens@leg.wa.gov; dan.swecker@leg.wa.gov; rodney.tom@leg.wa.gov; scott.white@leg.wa.gov; joseph.zarelli@leg.wa.gov; marty.brown@gov.wa.gov; jim.justin@gov.wa.gov;

House List:
john.ahern@leg.wa.gov; gary.alexander@leg.wa.gov; glenn.anderson@leg.wa.gov; jan.angel@leg.wa.gov; sherry.appleton@leg.wa.gov; mike.armstrong@leg.wa.gov; katrina.asay@leg.wa.gov; barbara.bailey@leg.wa.gov; andy.billig@leg.wa.gov; brian.blake@leg.wa.gov; vincent.buys@leg.wa.gov; reuven.Carlyle@leg.wa.gov; bruce.chandler@leg.wa.gov; frank.chopp@leg.wa.gov; judy.clibborn@leg.wa.gov; eileen.cody@leg.wa.gov; cary.condotta@leg.wa.gov; larry.crouse@leg.wa.gov; cathy.dahlquist@leg.wa.gov; bruce.dammeier@leg.wa.gov; j.darneille@leg.wa.gov; richard.debolt@leg.wa.gov; marylou.dickerson@leg.wa.gov; hans.dunshee@leg.wa.gov; deborah.eddy@leg.wa.gov; susan.fagan@leg.wa.gov; fred.finn@leg.wa.gov; david.frockt@leg.wa.gov; roger.goodman@leg.wa.gov; tami.green@leg.wa.gov; kathy.haigh@leg.wa.gov; larry.haler@leg.wa.gov; mark.hargrove@leg.wa.gov; paul.harris@leg.wa.gov; bob.hasegawa@leg.wa.gov; bill.hinkle@leg.wa.gov; mike.hope@leg.wa.gov; zack.hudgins@leg.wa.gov; sam.hunt@leg.wa.gov; ross.hunter@leg.wa.gov; christopher.hurst@leg.wa.gov; jim.jacks@leg.wa.gov; laurie.jinkins@leg.wa.gov; norm.johnson@leg.wa.gov; ruth.kagi@leg.wa.gov; troy.kelley@leg.wa.gov; phyllis.kenney@leg.wa.gov; steve.kirby@leg.wa.gov; brad.klippert@leg.wa.gov; joel.kretz@leg.wa.gov; dan.kristiansen@leg.wa.gov; connie.ladenburg@leg.wa.gov; marko.liias@leg.wa.gov; kristine.lytton@leg.wa.gov; marcie.maxwell@leg.wa.gov; john.mccoy@leg.wa.gov; jim.mccune@leg.wa.gov; mark.miloscia@leg.wa.gov; jim.moeller@leg.wa.gov; jeff.morris@leg.wa.gov; luis.moscoso@leg.wa.gov; terry.nealey@leg.wa.gov; ed.orcutt@leg.wa.gov; timm.ormsby@leg.wa.gov; tina.orwall@leg.wa.gov; jason.overstreet@leg.wa.gov; kevin.parker@leg.wa.gov; kirk.pearson@leg.wa.gov; jamie.pedersen@leg.wa.gov; eric.pettigrew@leg.wa.gov; tim.probst@leg.wa.gov; chris.reykdal@leg.wa.gov; ann.rivers@leg.wa.gov; maryhelen.roberts@leg.wa.gov; jay.rodne@leg.wa.gov; christine.rolfes@leg.wa.gov; charles.ross@leg.wa.gov; cindy.ryu@leg.wa.gov; sharontomiko.santos@leg.wa.gov; joe.schmick@leg.wa.gov; larry.seaquist@leg.wa.gov; mike.sells@leg.wa.gov; matt.shea@leg.wa.gov; shelly.short@leg.wa.gov; norma.smith@leg.wa.gov; larry.springer@leg.wa.gov; derek.stanford@leg.wa.gov; pat.sullivan@leg.wa.gov; dean.takko@leg.wa.gov; david.taylor@leg.wa.gov; steve.tharinger@leg.wa.gov; dave.upthegrove@leg.wa.gov; kevin.vandewege@leg.wa.gov; maureen.walsh@leg.wa.gov; judy.warnick@leg.wa.gov; hans.zeiger@leg.wa.gov;

SB 5275 – 2011-12
Addressing homeowner foreclosures.
Revised for 1st Substitute: Protecting and assisting homeowners from unnecessary foreclosures.

The above underlined description of this foreclosure bill recently dropped by stealth in the Washington State legislature is an Orwellian lie; it exists to protect the banks of the New World Order-controlled Federal Reserve System, which our treasonous legislature has shown repeatedly that it serves. Amidst all of this bill’s seemingly warm and fuzzy, even lofty pronouncements on mediation and fairness, the following chilling provision stands out; please read it carefully to grasp the magnitude of its treason against the people of Washington State — and of the United States, if this abusive bill is allowed to pass and set a legislative precedent:
“7 (a) That, for residential real estate property, before the notice of trustee’s sale is recorded, transmitted, or served, the trustee shall have proof that the beneficiary (bank) is the owner of the promissory note or obligation secured by the deed of trust. A declaration by the beneficiary (bank) made under penalty of perjury stating that the beneficiary (bank) is the actual holder of the promissory note or other obligation secured by the deed of trust shall be sufficient proof as required under this subsection.”

Go to documents…
History of Bill
as of Wednesday, February 23, 2011 10:56 PM

Sponsors:
Senators Kline, Haugen, Kohl-Welles, Hargrove, Rockefeller, Nelson, Ranker, Keiser, Swecker, White, Conway, Hobbs, Chase, Harper, Kilmer, Prentice, Shin, Murray, Fraser, McAuliffe

Companion Bill:
HB 1362
2011 REGULAR SESSION

Jan 19
First reading, referred to Financial Institutions, Housing & Insurance. (View Original Bill)

Jan 26
Public hearing in the Senate Committee on Financial Institutions and Housing & Insurance at 1:30 PM. (Committee Materials)

Feb 16
Executive action taken in the Senate Committee on Financial Institutions and Housing & Insurance at 1:30 PM. (Committee Materials)

Feb 17
FIHI – Majority; 1st substitute bill be substituted, do pass. (View 1st Substitute) (Majority Report)

And refer to Ways & Means.

Feb 24
Scheduled for public hearing in the Senate Committee on Ways & Means at 1:30 PM. (Subject to change) (Committee Materials)

Go to history…
Available Documents
Bill Documents
Bill Digests
Bill Reports
Original Bill
Substitute Bill (FIHI 11)

Bill Digest
Substitute Bill Digest

Senate Bill Report (Orig.)
Senate Bill Report

http://apps.leg.wa.gov/documents/billdocs/2011-12/Pdf/Bills/Senate%20Bills/5275-S.pdf

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© 2010-15 FORECLOSURE FRAUD | by DinSFLA. All rights reserved.



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