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COMPLAINT: Abeel v. Bank of America, etc., et al. | Home Owners Across the Nation Sue All Bank Servicers and Their Offshore Havens

COMPLAINT: Abeel v. Bank of America, etc., et al. | Home Owners Across the Nation Sue All Bank Servicers and Their Offshore Havens

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IN THE SUPREME COURT OF NEW YORK
COUNTY OF NEW YORK

 DEBORAH ABEEL, RICK ADAMS,
ROBERT AKASHI, JIMMY ALAURIA,
DEBBIE EDITH ALEGRIA, IZAIDA
ALTAMIRANO, ROBERTA ALVAREZ,
PATRICIA ALVERT, FATIMA APONTE,
MANUEL ARECHIGA JR, SCOTT
ARMSTRONG, LAURA AUPPERLE,
JOSE P. AYALA, ALEX BACARON,
WILLIAM BARBER, PHILIP BARR,
FRANCISCO BARRIOS, TOM BEINAR,
ANDREW BELCHER, MIRTHA BERNES,
NASSAR BEY, MARK BLANCO, JOHN
BOBEK, ELINOR BOZZONE,
LAWRENCE BRACCO, NATHAN
BREHM, KIM BRIDGES, MIKE BRIGGS,
ERENSTINE BRINKLEY, VICKIE
BROCK, DEXTER BROWN, DIANE
BROWN, LINDA BURGER, BONNIE
BUTTERWORTH, JESSICA CABASAL,
CARLA CALER, PAUL CAMPAGNA,
HARRY CAMPBELL, IRENE CARDENAS,
MARIA CARINO, JON CARLSON,
DINORAH CARMENATE, JUAN
CARRILLO, JAQUELINE CARROLL,
JOSE Z. CASTRO, PAUL CATER, ELOY
CERTEZA, GEOFFREY CHARLTON,
MARK CHASTEEN, VIPIN
CHATURVEDI, RAQUEL CHAVEZ,
RITO CHAVEZ, ANTONIO CHAVEZ,
KEVIN CHEEK, WILLIAM CHIN,
MEHRDAD CHITSAZ, HECTOR
CIBRIAN, RENATA CIRCEO,
ELIZABETH CLAMPET, STEPHEN
CLARKE, CHRISTOPHER COCKRELL,
DANIELLE COCKRELL, GEOFFREY
COCKRELL, LUISE COHEN, OLGA L.
COLLAZO, ROLANDO COLLAZO,
ARTEMIO CONCEPCION, KAT
CONWAY, RUTH CORONA, LUIS
COSIO, PATRICIA CRESPO, MARGO
CRUZ, MARIA CRUZ, OCTAVIO CRUZ,
WILLIAM CUBIAS, JOSE CUESTA,
DONNA DALTON, MARIA DE LA PAZ
JIMENEZ, LOURDES RUIZ DE LA
TORRE, CELON D. DENNIS, DOUGLAS
DENT, CHRISTIAN DIAZ, MARTHA
DIAZ, NICHOLAS DIETEL, JEFFREY
DIXON, IRA DORFMAN, PATRICIA
DOWLING, DANIEL DWYER, JAMES
EBLEN, GLEN ENG, PATRICIA
ESPINOSA, ALICIA FAJARDO, CLOVIS
FEARON, ALBERTINA FIGUEROA,
ROBERTO FIGUEROA, JOSEPH
FITZGERALD, CAROL FLEMMING,
COREY FLINN, LEONARDO FLORES,
ALAN FOGELSTROM, NORMA
FOGELSTROM, DONNA FOOTE, JULIE
FRALEY, DENNIS FROST, CHRISTOPHE
FRUCTUS, SUSAN GALLAGHER, LIDIA
GARCIA, SIMONA GARCIA, JOE
GARCIA, TRACI GEHM, PHILLIP
GENOVESE, BARBARA GIBBS, JAMES
GILBERT, BRADLEY GIPOLAN,
DENNIS GLEASON, TOMMY GLOVER,
CARLOS GONZALES, MARIA
GONZALES, NELSON A. GONZALEZ,
NELSON J. GONZALEZ, CHRISTOPHER
GROSSMAN, DIANE GRUBIC, WALTER
GRUBIC, NESTOR GUILLEN, WILLIAM
GUTIERREZ, ENRIQUE GUZMAN,
MAGA GUZMAN, MARIA GUZMAN,
ALLISON HANSON, JOHN HANSON,
THOMAS HERBST, JORGE L.
HERNANDEZ, MARCELLA
HERNANDEZ, MIGUEL HERNANDEZ,
DAVID HERRON, SESSING HEWITT,
LISA HIGGENS, NANCY HOLCOMBE,
VIRGINIA HOSKING, VINCE HUBBARD,
KELVIN HURDLE, MICHELLE
HURTADO, ART ITURBE, ATHENA
JACKSON, MARIA DE LA PAZ JIMENEZ,
HARLENE JOHNSON, PORTIA JOSEPH,
JEROME KAMINS, JENNIFER KAUER,
DAN KLEIN, NANCY KRANTZ,
MORGAN LAWLEY, BOBBIE LEONARD,
MARK C. LILLY, MIROSLAVA
LITTERDRAGT, DOUGLAS LIZARDI,
DINORAH LLANES, ROSALINDA
LOCKHART, THOMAS LOCKHART,
ALAN LOCKLEAR, MARIA DOLORES
LOMBERA, MOISES LOPEZ, ANGEL
LOPEZ, MOISES LOPEZ, DELORES
LUCAS, BURT LUND, MAE LUND,
ALEJANDRO LUZARDO, RONNIE
LYLES, BRYAN LYNCH, JOSEPH K
LYONS, BRUCE MACBRIDE, ANITA
MACHADO, TANYA MACHADO,
STELLA MARKLEY, TERESA
MARQUEZ, LUIS MARTINEZ, PATRICK
MARTINEZ, CHARLOTTE MCARDLE,
SAOVANNI MEAS, DANIEL MELENDEZ,
GLORIA MELO, MARGARITA MILAM,
MARIE MILLER, AARON MIR, ARLYN
MIR, JASON MOEDING, VERONICA
MONTERRUBIO, ERIK MUMFORD,
ANTONIO MUNOZ, CARMEN MUNOZ,
CINDY MURRILLO, JUAN CARLOS
MURRILLO, JOE NAVARRO, CRISTINA
NAVARRO, MICAH NEELY, RICHARD
NEELY, JONIQUE GARCIA, ERNESTO
NEPOMUCENO, CATHERINE NUTT,
SENEN OCHOA, TALIA OLIVERA,
CHRISTINA ORNELAS, KAROL
OUSLEY, FRANK PACHECO,
ARMANDO PADILLA, ANGELA
PARADA, RUBEN PARRA, EUGENE
PATERRA, ALTINA PATRICK, ROLAND
PERKINS, RAUL PERNETT, MICHAEL
PHILLIPS, LESLIE POLLACK, THOMAS
POUPARD, CARTER POWELL, MERY
QUINTANA, MERLE RAGAN, DANIEL
RAMIREZ, FRANCISCO RAMIREZ,
ANGELICA RAMIREZ, KAIVALYA
RAWAL, JOE REID, SILVIA RENDON,
JOSE REYES, MICHAEL RICCIARDI,
MARJORIE RICHARDSON, DAVE
RICHMAN, CONNIE RICOTTA, EDDIE
RIVERA, GARY ROBERTS,
HERMELINDO ROCHA – VARGAS,
GUIDO RODRIGUEZ, MARTHA
RODRIGUEZ, NANCY P. RODRIGUEZ,
PAUL RODRIGUEZ, ENRIQUE ROMERO,
MICHAEL ROMERO, SHERRIE SAFKO,
LILY SALAS, GUADALUPE SANCHEZ,
HILDA SANCHEZ, JAIME SANCHEZ,
ROGER SANCHEZ, ANTONIO SANCHEZ,
HECTOR SANCHEZ, MARIA SANCHEZ,
SUSAN SANDERS, RUBEN SANTIAGO,
JOSE SAUCEDO, VICKIE SCHETRITT,
ROBERT SCHMALFELDT, JOSE
ALFREDO SEGOVIA, SHERYL SEIMMONTOYA,
ARVIN SERRANO,
MARGARITA SHEA, KENNETH
SIMONSEN, CHARLES SMITH,
CRAYTON SMITH, ROBERT SMITH,
ZENAIDA SMITH, JAMES SNYDER,
VALORIE SNYDER, ILIANA SORENSEN,
ROSARIO MARIA SOTO, DAVID
STARKEY, DEL STAUDINGER,
ANDREW STOLZ, PAUL STROHECKER,
RICHARD STRUNK, LIDIA TAPIA,
DELANE TARRA, MANUEL TAVARES,
MARIA TAVARES, ROBERT TAYLOR,
JOHN TEDESCO, EVA THIELK, JOSA
TIRADO, MAILIN TOMLINSON, TONY
TRUJILLO, JODI TUFT, JEFF TURNER,
MALCOLM TURNER, RITA UCHEKA,
HUGO URRIBARRI, MITCH VAN
MECHELEN, HERMELINDO VARGAS,
THEREISI VILLARUZ, DONALD VITAK
II, MARGUERITE VITA-MATUZOLA,
GARY WAGGY, CARROLL WALTERS,
ARTHUR WEAVER JR., TRACY WEBER,
KENNETH WEINER, GUNTER
WEISSMANN, CLINT WEST, NIKKI
WHITE, ACHINI WHITE, MICHAEL
WIEDERHOLD, GEORGE WILCOX,
PAUL WILDER, DEBRA WILSON, JON
WITHROW, PETER WRIGHT, PHILIP
WRIGHT, JAMES YOCUM, ALEX
ZAETS, LUIS ZAVALA, GEORGE K.
ZINK, REBECCA ABAD, THOMAS
ADLER, BIBIAN AFABLE, MICHAEL
AKIN, SUREN ALAVERDYAN, DORA
ALDRETE, KARL AMRINE, ELMER
ANDERSON, ERIC ANDERSON,
PAMELA ANDERSON, SABRINA
ANDERSON, DONALD ANDREWS,
DAVID APPEL, OLGA ARANIVA,
ANTONIO ARCINAS, ROBERT
ARRINGTON, EWY AXELSSON, JOHN
BAHURA, GLORIA BAILEY, IRMA
BAKER-PARRA, BRUCE BARMAKIAN,
RODRICK BARNETT, KEVIN BATMAN,
LORI BATMAN, DAVID BEAUBIEN,
MARILYN BEAUBIEN, AMANDA
BENNETT, GEORGE BENNETT,
ANNETTE BERRY, ROBERT BERRY,
ALVIN BLAKE, TAWANA BLAKE,
CAROLE BOOTH, JOHN BOOTH,
ARACELI BOWMAN, BILLY BOWMAN,
PATRICK PAYGAR BOYD, BARRY
BOZARTH, ARNOLD BRIGMAN,
DEBORAH BRIGMAN, VALERY
BUBELA, BONNIE BUCKLEY, TOBY
BUTTERWORTH, NELIDA CAMPOS,
JERRY CANADAY, MARIAN CANADY
MEIXNER, GEORGE CASTRO, FRANCIS
CELO, CARLOS CERVANTES, ROSE
CHANG, JOHN CHARLSON,
KATHERINE CHARLSON, DANIEL
CHAVEZ, JOSEPH CHAVOEN, JOSEPH
CINA, GRANT CLARK, SONIA CLARK,
HUGH COLLINS, SEAN COMBS,
ARTURO CONCHA, CHERIE COOK,
DENISE COOK, RANDALL COOK,
BENJAMIN CORONA, DIONICO
CORTEZ, BERTHA CREVOLIN, RONNIE
CREVOLIN, MATTHEW CROSBIE,
CARY CRUZ, ROSEMARY CRUZ,
HOUSTON CURTIS, ERIC CUTLER,
CHARLES DANIELS, CHRISTINA
DANIELS, RICARDO DAVALOS,
CURTIS DAVIDSON, TROY DAVIS,
SARGIS DAVODDANIEL, DON DECKER,
TAMMY DECKER, PAZ DIAZ, OLIC
DUNNING III, DAVID EBADAT,
HOTOSA EBRAHIMZADEH, KENNETH
EDGECOMBE, NICOLE EDGECOMBE,
MEHRDAD EMSHA, MARTIN
ESCOBEDO, YOLANDA ESCOBEDO,
ENRIQUETA ESPINOSA, FELIPA
ESPINOSA, FRANCISCO ESPINOSA,
JOSE ESPINOSA, DAVID ESTRADA, TY
ETTERLEIN, FATEMEH FADAKAR,
DAVID FAULHABER, MICHELLE
FAVAZZO, ROGER FENSTERMACHER,
LIZETTE MILAN-FIEDLER, FUMIKO
FISHER, RICHARD FOMIN, LOURDES
FONTZ, WAYNE FONTZ, ROGER
FOSDICK, SUSAN FRANCO, JAMES
FRASER, JO ELLEN FRASER, D’ANN
FRIEND, MATTHEW FRIEND, PHILLIP
GALERA, BENJAMIN GAMEZ,
JOSEFINA PEREZ GARCIA, ANTHONY
GOLDEN, JOSEPH GOMEZ, ANA
GONZALEZ, ESTER GONZALEZ,
OSCAR GONZALEZ, ROBERT GRAHAM,
RONNIE GREEN, SUSANNA GREEN,
GRETA GREGORIO, STEVEN
GUMIENNY, BRIAN GURNEE, AHMAD
HAKIMJAVADI, RICHARD HALE, JACK
HALLEY, TRACEY HAMPTON,
CHERISE HANSSON, STEVEN HARDIE,
CINDY HARRISON, JOAN HENDERSONBROWN,
LESLIE HENDRICKS, RUSSEL
HENDRICKS, CENOBIO HERNANDEZ,
LEONARD HERNANDEZ, MODJULITA
HERNANDEZ, ALFREDO HERRERA,
LORENA HERRERA, MARIO HERRERA,
BRETT HESKETT, RIZZA HESKETT,
RAYMOND HILL, ARMANDO
HINOJOSA, HEATH HODEL,
SALVADOR HUIZAR, PATRICK HUNT,
JOSEPH IGNACIO, REBECCA IGNACIO,
CYNTHIA IRELAND, CLARENCE
IRVING, EVELYN IRVING,
MUHAMMAD ISLAM, GLEN JACKSON,
HILLARY JACKSON, PAUL JACKSON,
JESSE JOHNSON, NICHOLAS JONES,
JEAN JOSEPH, MARIE JOSEPH, GUS
KATSIKIDES, CASEY KAUER,
JENNIFER KAUER, JOHN KEALY,
KEVIN KEEHL, CARLEEN KELLER,
DENNIS KEMP, GLORY KENNISON,
LANCE KENNISON, BARBARA
KIKUGAWA, CHRIS KIM, JAY KIM,
LYNN KIMBERLY, LOUIS KLEIN,
HARKRISHNAN KOCHAR, JASPAL
KOCHAR, BRENT KOMOUROUS, DEAN
KRAEMER, JOSHUA KREITZER,
KATHRYN T. KREITZER, PETE
KREUZER, MAZLINA LAI, STEPHANIE
LANDEN, JENNIFER LANGLO, ASHLEY
LARSEN, CHRISTIAN LARSEN, BRUCE
LAWSON, TRAVIS LEAGE, LISA
LEFEBVRE, RAYMOND LEFEBVRE,
JACK LEFLER, JOELLA LEFLER,
JACQUELYNN LEONARDO, CARMEN
LINARES, LUIS LINARES, ED LIZARDO,
LINDA LIZARDO, CHERYL LOCEY,
LAUREN LOCEY, DANILO LUQUIAS,
YOLINA LUQUIAS, JOHN MACIAS,
LOUIS MAGES, PATRICIA MAGES,
STEFAN MAHALEY, HEATHER
MAHONEY, DENISE MANRIQUEZ,
LAURIE MARINO, EDUARDO
MARQUEZ, ELNORA MARSHALL,
BRUNO MARTINEZ, FRANK
MARTINEZ, MELANDO MARTINEZ,
MIKE MARTINEZ, ELIZABETH MATSIK,
CALVIN MATTHEWS, ELIZABETH
MCCULLOUGH, SEAN MCDONALD,
MARY MEDINA, DAVID MEDLIN,
BRUCE MILLIGAN, RENE MINNAAR,
RABIA MIR, MARIA MIRANDA, TOBY
MOORE, LEONIDES MORALES, ERICA
MORGERA, PETE MORGERA,
BASHEER MURAD, CAAMIE MURAD,
VALLIUR NADU, HIROSHI
NAKAYAMA, YOLANDA NATIVIDAD,
MARIA NAVARRO, OSCAR NAVARRO,
ALAN NESS, SANDRA NESS, DIANA
NEWSON, RALPH NEWSON, ANNA
NGUYEN, MICHELLE NUNIES, JOHN
OCAMPO, NOEL OLIVARES, ROMAN
OLIVOS, MELISSA OWEN, MICHAEL
OWEN, JOHN OXIDINE, JUAN
PADILLA, MECIA PADILLA, JOSE
PANTOJA, MARIA PANTOJA, ALAN
PARSONS, CINDY PATELSKI, KAZIMIR
PATELSKI, MARIA PELCASTRE,
MARIO A. PERALTA, RICARDO PEREZ,
JAMES PETERSON, VIRGINIA
PETERSON, JOHN PHILLINGANE,
CAROL POWERS, DOUGLAS POWERS,
ANNA MARIA PREZIO, REBECCA
QUICK, STEVEN QUICK, WILLIAM
RABELLO, NOOROLLAH RAHDAR,
ELISEO RAMOS, ISRAEL RAPURI,
DINYAH REIN, NORMAN JAY REST,
EDITHA RESTAURO, DONALD REY,
NANCY RILEY, BARBARA ROBINSON,
STEPHEN ROBINSON, ARTHUR
RODRIGUEZ, JOSE LUIS RODRIGUEZ,
MARCIANO RODRIGUEZ, ETHAN ROSS,
VIRGINIA ROTRAMEL, FLORENCE
SABAGQUIT, JESSE SABAGQUIT,
GUILLERMO SANCHEZ, DERRICK
SANDERS, CARL SANKO, JOSEPH
SANTOS, SIMON SARKISIAN, DAN
SCHWARTZ, BRANNON SCIANNA,
MARCIA SCIANNA, DEBBIE
SCIORTINO, JOHN SCIORTINO,
COURTNEY SCOTT, CRANFORD
SCOTT, SHEILA SCOTT, BRIAN
SEXSON, PETER SHELDON, SCOTT
SHUBB, PAUL SIBORO, JULIET SICSIC,
BAYAANI SIMPLICIANO, BALDEV
SINGH, BALJIT SINGH, JOANNA
SINGH, ALICE SMITH, CHARLEY
SMITH, MARK SMITH, NIDA SMITH,
WILLIE SMITH, MILTON SMITH II,
JOANNE SNYDER-DAVIDSON, DIEP
SOMMERS, RICHARD SORENSEN,
HEMALATHA SOURI-PARSONS,
ROBBIN STITES, ALINA STROUP,
GEORGE STROUP, SUZANNE SUGGS,
SHYAM SUNDER, SALLY SYMONS,
GILDA TAHMURESZADEH,
ASHMELLEY THERVIL, KEVIN
THOMPSON, BOB TIDD, BETTY
TIMBERS, SONIKA TINKER-REIN,
ANDREY TODOROV, ADNAN TORIAK,
ALMA TOWNSEND, GREG TOWNSEND,
MARY JANE TUMA, TIMOTHY TUMA,
TONY TURTURICI, CINDY VICKERY,
WILLIAM VICKERY, ELIAS VIEYRA,
ENRIQUE VILLANUEVA, REBECCA
VILLANUEVA, NADIA VILLARREAL,
CHRISTOPHER VILLARUZ, LINDA H.
VO, PATRICK VUONG, LAURA
WALDHEIM, MICHAEL WALDHEIM,
JILL WALKER, KEVIN WALKER, ZANE
WALKER, GURMEET WARAICH,
HARJINDER WARAICH, MELISSA
WARNER, STEPHEN WAYNE, WALTER
WEISS, EDNA WENNING, JAMIE
WETZEL, JIM WETZEL, TODD
WIDENER, VERONICA WIDENER,
MELISSA WIDLUND, TIMOTHY
WIDLUND, CRAIG WILLIAMS, ANN
WILSON, RICHARD WILSON, EDWIN
ALDANA, AUDRENE ANN
ALENCASTRE-ROBERTS, LEPHAS
BAILEY, GURDAYAL BATNA,
KAMLESH BATNA, DARLENE BEEKS,
JAMES BEEKS, ANDRES BENAVIDEZ,
EDWARD BOSTOCK, SUZAN BRITTAN -
BERGMAN, CARLA CALER, NORMAN
CALER, STEVEN CAMPANELLI, JOSE
CAMPOS, MARIA ANTONIA CANALES,
GERARD CANNELLA, MELANIE
CANNELLA, LARRY CAPOTS, ANDRES
CARDENAS – BENAVIDEZ, BRIAN
CARLSON, JON CARLSON, KIMBERLY
CARLSON, LUCY CARLSON, DAWN
CARMICHAEL, KIRK CARMICHAEL,
JACQUELINE CARROLL, JOSEPHINA
CASELLON, SHAWN CASSIDY,
ANTONIO CHAVEZ, JOSE CHAVEZ,
MARY CLOWNEY, WILLIAM
CLOWNEY, HUGH COLLINS, BRENDA
COPPER, DEAN COPPER, MARIA CRUZ,
CHRISTINE DAO, AVELINA DIZON,
HONORIO DIZON, SANDRA DUARTE,
JOSE DUARTE LEMUS, ANA DUENAS,
STEVEN EHLERS, MICHELLE
FAVAZZO, WILFREDO FELICIANO,
SALLY FIGUEIREDO, FELICIA FLORES,
CARLOS FLORES-CARRILLO, DIANE
FORSMAN, CORRINE FRAYSINETTE,
ANTONIO FUENTES, MARIA ELENA
FUENTES, VICKI FURR, WAYNE FURR,
OSCAR GARCIA, ROBERT GREGG,
MAGDALENA GUIZAR, DARLENE N.
HOLLOWAY, RALPH HOLLOWAY,
HARLEY HUNTER, JEAN HUNTER,
GERDA HYPPOLITE, JOSEPH IGNACIO,
REBECCA IGNACIO, ROGER JAMES,
ARMANDO JIMENEZ, JAVIER JIMENEZ,
SANDY JIMENEZ, DIANE KEPLEY,
RICHARD KEPLEY, GLADYS KRANTZ,
RICHARD KRANTZ, DEBORAH LAMB,
MANUEL LANDAVAZO, SHERRIE
LANDOVASO, THEIN LAM LE, KEN
LEON, CONSUELO LOMBERA,
HILARIO LUCERO, ADELFO MACASA,
LEONARDA MACASA, JANET
MARSHALL, JULIO MARTINS,
ROBERTO MEDINA, BRUCE MILLIGAN,
BAHMAN MIRSHAFIEE, FARAHNAZ
MIRSHAFIEE, KIMBERLY MITCHELL,
WILLIAM MITCHELL, MARIA MOULES,
JOSE NARIO, STEVEN NEWTON,
KAREN NIERHAKE, CINDY OCHOA,
DEANA OSEGUERA, JOSE OSEGUERA,
MANUEL CASTRO PALMA, ROMINA
PAREDES, KEN PARKER, DON PEDEN,
SOCORRO PEREDA, IRVING PHAN,
LUZ RAMIREZ, SEYED RAZAVI,
GERALD ROBERTS, LISA RODRIGUEZ,
JOSEPH R. RODRIGUEZ JR., OFELIA
ROMERO, JOE SALAZAR, REGINALD
SANTIAGO, MICHAEL SANTOS,
YVONNE SANTOS, GEORGE SEELEY,
TERRY SHAFFER, CHERYL SHAW,
CHRISTINE SHIPMAN, JAMES
SHIPMAN, ANABEL SILVA, MARTIN
SILVA, MIKE SMITH, JONNY MARIE
TORRES, JORGE TORRES, CHARLOTTE
O. TUCKER, WILLIAM TUCKER,
THEREISI VILLARUZE, HUY VO,
DAVID WALLACE, VICTORIA
WALLACE, KLAUDIA WILCZKOWIAK,
JAMES WRAY, LEROY ANDERSON,
ALEXANDER ARRORACI, RENEE
BAYLIS, DENNIS BULMER, RICHARD
CARROLL, DORIS COBURN, GEORGE
COBURN, KC CRANDALL, KEITH
DENSON, SALLY FIGUEIREDO,
CHERYL FORD, EDGART GONZALEZ,
STEVE KONG, JEFF LAVENDER, MARA
LAVENDER, ROBERT LEWIN, JAMES
LOCKER, AVELINO MARTINEZ, AIDA
MEZA, JOSE MEZA, VIRGEN
MONDRAGON, WILLIAM OAKS,
DOMINADOR RAMOS, PETRONILLA
RAMOS, ESME ROSS, ROBERT ROSS,
CHRISTINE SHIPMAN, JAMES
SHIPMAN, CHARLES TAM, RUBY TAM,
RAYMOND TRAN, ROBERTO VARGAS,
RUTH VARGAS, RONALD WILLIAMS
Plaintiffs

-against-

BANK OF AMERICA, N.A., BANK OF
AMERICA CORPORATION,
COUNTRYWIDE FINANCIAL
CORPORATION, dba BAC HOME
LOANS SERVICING,
COUNTRYWIDE HOME LOANS, INC.,
JP MORGAN CHASE BANK, N.A., in its
own capacity and as an acquirer of certain
assets and liabilities of Washington
Mutual Bank; CHASE HOME FINANCE,
LLC, WELLS FARGO & COMPANY,
WELLS FARGO BANK, N.A., WACHOVIA
BANK, CITIGROUP, INC., CITIBANK,
N.A., U.S. BANCORP, U.S. BANK, N.A.,
U.S. BANK TRUST COMPANY,
NATIONAL ASSOCIATION, U.S. BANK
TRUST NATIONAL ASSOCIATION, ALLY
BANK, N.A., in its own capacity and as an
acquirer of certain assets and liabilities OF
GMAC, GENERAL MOTORS
ACCEPTANCE CORPORATION,
ONEWEST BANK, F.S.B., HSBC
HOLDINGS, INC., AURORA BANK, F.S.B.,
OCWEN FINANCIAL CORPORATION,
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BANK NATIONAL TRUST COMPANY,
EMC CORPORATION, EMC MORTGAGE
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GROUP, MERSCORP, INC., MORTGAGE
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COUNTRYWIDE CAPITAL IV,
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COUNTRYWIDE CAPITAL VI,
COUNTRYWIDE CAPITAL VII,
COUNTRYWIDE CAPITAL VIII,
COUNTRYWIDE CAPITAL IX,
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ASIA (HK) LIMITED, COUNTRYWIDE
CAPITAL MARKETS, COUNTRYWIDE
COMMERCIAL JPI LLC,
COUNTRYWIDE COMMERCIAL
MORTGAGE CAPITAL,
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REAL ESTATE FINANCE,
COUNTRYWIDE HILLCREST I,
COUNTRYWIDE INTERNATIONAL
GP HOLDINGS, COUNTRYWIDE
MANAGEMENT CORPORATION,
COUNTRYWIDE MORTGAGE
VENTURES, LLC, COUNTRYWIDE
INTERNATIONAL TECHNOLOGY
HOLDINGS LIMITED,
COUNTRYWIDE WAREHOUSE
LENDING, CWABS II, INC., CWALT,
INC., CYRUS ACCESS, LTD.,
DIVERSIFIED ALPHA FUND
(MASTER), LTD., HALCYON ACCESS,
LTD., INDOPARK HOLDINGS, LTD.,
INVESTMENTS 2234 PHILIPPINES
FUND I (SPV-AMC), INC., ML
BANDERIA CAYMAN BRL INC.,
ML WHITBY LUXEMBOURG S.A.R.L.,
ZEUS RECOVERY FUND, S.A., J.P.
MORGAN MANSART INVESTMENTS,
SAPOTORO COOPERATIEF U.A., ONE
EQUITY PARTNERS II, L.P., ONE
EQUITY PARTNERS III, L.P., ONE
EQUITY PARTNERS IV, L.P., ONE
EQUITY PARTNERS LLC, BEAR
STEARNS INTERNATIONAL FUNDING I
S.A R.L., J.P. MORGAN DUBLIN
FINANCIAL HOLDINGS LIMITED,
J.P.MORGAN FINANCE JAPAN YK, J.P.
MORGAN SERVICES INDIA PRIVATE
LIMITED, HENRY BATH BV, GAVEA
INVESTIMENTOS LTDA., J. P. MORGAN
RESEARCH TOTAL RETURN MASTER
FUND LTD, JPMORGAN DISTRESSED
DEBT MASTER FUND LTD. , JPMORGAN
GREATER CHINA PROPERTY FUND
CAYMAN SLP LP, JPMORGAN ASSET
MANAGEMENT HOLDINGS
(LUXEMBOURG) S.A R.L., JPMORGAN
ASSET MANAGEMENT LUXEMBOURG
S.A., J.P. MORGAN CHASE CUSTODY
SERVICES, INC., ATACAMA
MULTIMERCADO – FUNDO DE
INVESTIMENTO, J.P. MORGAN S.A.
DISTRIBUIDORA DE TITULOS E
VALORES MOBILIARIOS, J.P. MORGAN
BANK LUXEMBOURG S.A., BANCO J.P.
MORGAN S.A., INSTITUCION DE BANCA
MULTIPLE, J.P. MORGAN GRUPO
FINANCIERO, J.P. MORGAN
INTERNATIONAL HOLDINGS LIMITED,
JPMORGAN CHASE BANK (CHINA)
COMPANY LIMITED CHINA, JPMORGAN
PCA HOLDINGS (MAURITIUS) I
LIMITED, DANUBE HOLDINGS I C.V.,
DANUBE HOLDINGS III C.V.,
EUROPEAN CREDIT FUND SICAV II,
EVERGREEN ECM HOLDINGS B.V.,
GOLDEN FUNDING COMPANY, ISLAND
FINANCE HOLDING COMPANY, LLC,
JORDAN INVESTMENTS LP UK,
NORWEST VENTURE PARTNERS FII
SINGAPORE PRIVATE LIMITED,
NORWEST VENTURE PARTNERS FVCI
SINGAPORE PRIVATE LIMITED,
NORWEST VENTURE PARTNERS
SINGAPORE PRIVATE LIMITED,
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LP, NORWEST VENTURE PARTNERS VII,
LP, NORWEST VENTURE PARTNERS
VII-A FII MAURITIUS, NORWEST
VENTURE PARTNERS VII-A FVCI
MAURITIUS, NORWEST VENTURE
PARTNERS VII-A MAURITIUS,
OVERLAND RELATIVE VALUE FUND
LTD., OVERLAND RELATIVE VALUE
MASTER FUND LP, PARTNERSHIP
INVESTMENTS S.A.R.L., CITIBANK
(CHINA) CO., LTD., CITIBANK DEL
PERU S.A., CITIBANK MAGHREB,
BANCO CITIBANK DE GUATEMALA,
S.A., BANCO CITIBANK S.A., CHELSEA
PARTICIPACOES SOCIETARIAS E
INVESTIMENTOS LTDA., CITIBANK -
DISTRIBUIDORA DE TITULOS E
VALORES MOBILIARIOS S.A.,
CITIFINANCIAL PROMOTORA DE
NEGOCIOS & COBRANCA LTDA.,
CITIBANK CORRETORA DE SEGUROS
LTDA., BANCO CITICARD S.A., BANK
HANDLOWY W WARSZAWIE S.A., CITI
OVERSEAS INVESTMENTS BAHAMAS
INC., CITIBANK CARTOES
PARTICIPACOES LTDA., CITIGROUP
GLOBAL MARKETS, CORPORATION &
CO. BESCHRANKT HAFTENDE KG,
CITIGROUP GLOBAL MARKETS
DEUTSCHLAND AG, CITIBANK
MEDIADOR, OPERADOR DE BANCA -
SEGUROS VINCULADO, SOCIEDAD
ANONIMA, CITIBANK HOLDINGS
IRELAND LIMITED, CITICORP CAPITAL
PHILIPPINES, INC., CITICORP FINANCE
(INDIA) LIMITED, CITIGROUP ASIA
PACIFIC HOLDING CORPORATION,
CITIGROUP HOLDING (SINGAPORE)
PRIVATE LIMITED, CITIBANK (HONG
KONG) LIMITED, CITIBANK BERHAD,
CITIBANK MALAYSIA (L) LIMITED,
CITIGROUP NETHERLANDS HOLDINGS
B.V., LATIN AMERICAN INVESTMENT
BANK BAHAMAS LIMITED, ZAO
CITIBANK, CITIGROUP GLOBAL
MARKETS LUXEMBOURG, CITIGROUP
GLOBAL MARKETS, HOLDINGS
LIMITED, CITIGROUP GLOBAL
MARKETS, HOLDINGS PTE. LTD.,
CITIGROUP GLOBAL MARKETS,
SINGAPORE PTE. LTD., CITIGROUP
GLOBAL MARKETS INDIA PRIVATE
LIMITED, CITIGROUP GLOBAL
MARKETS COMMERCIAL CORP., COHM
OVERSEAS MEXICO HOLDING, S. DE
R.L. DE C.V., ELAVON DO BRASIL
SOLUCOES DE PAGAMENTO S.A.,
ELAVON EUROPEAN HOLDINGS B.V.,
ELAVON EUROPEAN HOLDINGS C.V.,
ELAVON FINANCIAL SERVICES
LIMITED, USB NETHERLANDS B.V., USB
REALTY CORP., USB TRADE SERVICES
LIMITED, ELAVON MERCHANT
SERVICES MEXICO, S. DE R.L. DE C.V.,
ELAVON MEXICO HOLDING COMPANY,
S.A. DE C.V., ELAVON OPERATIONS
COMPANY, S. DE R.I. DE C.V., ELAVON
PUERTO RICO, INC., ELAVON SERVICES
COMPANY, S. DE R.I. DE C.V., GMAC
HOLDINGS GMBH, GMAC GERMANY
GMBH & CO. KG, GMAC BANK GMBH,
ALTERNATIVE LOAN TRUST 2004-10CB,
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ALTERNATIVE LOAN TRUST 2004-14T2,
ALTERNATIVE LOAN TRUST 2004-15,
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ALTERNATIVE LOAN TRUST 2004-17CB,
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ALTERNATIVE LOAN TRUST 2004-20T1,
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ALTERNATIVE LOAN TRUST 2004-24CB,
ALTERNATIVE LOAN TRUST 2004-25CB,
ALTERNATIVE LOAN TRUST 2004-26T1,
ALTERNATIVE LOAN TRUST 2004-27CB,
ALTERNATIVE LOAN TRUST 2004-7T1,
ALTERNATIVE LOAN TRUST 2004-8CB,
ALTERNATIVE LOAN TRUST 2004-9T1,
ALTERNATIVE LOAN TRUST 2004-J7,
ALTERNATIVE LOAN TRUST 2004-J8,
ALTERNATIVE LOAN TRUST 2004-J9,
ALTERNATIVE LOAN TRUST 2005-10CB,
ALTERNATIVE LOAN TRUST 2005-11CB,
ALTERNATIVE LOAN TRUST 2005-13CB,
ALTERNATIVE LOAN TRUST 2005-14,
ALTERNATIVE LOAN TRUST 2005-16,
ALTERNATIVE LOAN TRUST 2005-17,
ALTERNATIVE LOAN TRUST 2005-18CB,
ALTERNATIVE LOAN TRUST 2005-19CB,
ALTERNATIVE LOAN TRUST 2005-20CB,
ALTERNATIVE LOAN TRUST 2005-21CB,
ALTERNATIVE LOAN TRUST 2005-22T1,
ALTERNATIVE LOAN TRUST 2005-23CB,
ALTERNATIVE LOAN TRUST 2005-24,
ALTERNATIVE LOAN TRUST 2005-25T1,
ALTERNATIVE LOAN TRUST 2005-26CB,
ALTERNATIVE LOAN TRUST 2005-27,
ALTERNATIVE LOAN TRUST 2005-28CB,
ALTERNATIVE LOAN TRUST 2005-29CB,
ALTERNATIVE LOAN TRUST 2005-30CB,
ALTERNATIVE LOAN TRUST 2005-31,
ALTERNATIVE LOAN TRUST 2005-32T1,
ALTERNATIVE LOAN TRUST 2005-33CB,
ALTERNATIVE LOAN TRUST 2005-34CB,
ALTERNATIVE LOAN TRUST 2005-35CB,
ALTERNATIVE LOAN TRUST 2005-36,
ALTERNATIVE LOAN TRUST 2005-37T1,
ALTERNATIVE LOAN TRUST 2005-38,
ALTERNATIVE LOAN TRUST 2005-4,
ALTERNATIVE LOAN TRUST 2005-40CB,
ALTERNATIVE LOAN TRUST 2005-41,
ALTERNATIVE LOAN TRUST 2005-42CB,
ALTERNATIVE LOAN TRUST 2005-43,
ALTERNATIVE LOAN TRUST 2005-44,
ALTERNATIVE LOAN TRUST 2005-45,
ALTERNATIVE LOAN TRUST 2005-46CB,
ALTERNATIVE LOAN TRUST 2005-47CB,
ALTERNATIVE LOAN TRUST 2005-48T1,
ALTERNATIVE LOAN TRUST 2005-49CB,
ALTERNATIVE LOAN TRUST 2005-50CB,
ALTERNATIVE LOAN TRUST 2005-51,
ALTERNATIVE LOAN TRUST 2005-53T2,
ALTERNATIVE LOAN TRUST 2005-54CB,
ALTERNATIVE LOAN TRUST 2005-55CB,
ALTERNATIVE LOAN TRUST 2005-56,
ALTERNATIVE LOAN TRUST 2005-57CB,
ALTERNATIVE LOAN TRUST 2005-58,
ALTERNATIVE LOAN TRUST 2005-59,
ALTERNATIVE LOAN TRUST 2005-60T1,
ALTERNATIVE LOAN TRUST 2005-61,
ALTERNATIVE LOAN TRUST 2005-62,
ALTERNATIVE LOAN TRUST 2005-63,
ALTERNATIVE LOAN TRUST 2005-64CB,
ALTERNATIVE LOAN TRUST 2005-65CB,
ALTERNATIVE LOAN TRUST 2005-6CB,
ALTERNATIVE LOAN TRUST 2005-70CB,
ALTERNATIVE LOAN TRUST 2005-71,
ALTERNATIVE LOAN TRUST 2005-74T1,
ALTERNATIVE LOAN TRUST 2005-75CB,
ALTERNATIVE LOAN TRUST 2005-75CB,
ALTERNATIVE LOAN TRUST 2005-76,
ALTERNATIVE LOAN TRUST 2005-77T1,
ALTERNATIVE LOAN TRUST 2005-79CB,
ALTERNATIVE LOAN TRUST 2005-7CB,
ALTERNATIVE LOAN TRUST 2005-80CB,
ALTERNATIVE LOAN TRUST 2005-81,
ALTERNATIVE LOAN TRUST 2005-82,
ALTERNATIVE LOAN TRUST 2005-83CB,
ALTERNATIVE LOAN TRUST 2005-84,
ALTERNATIVE LOAN TRUST 2005-85CB,
ALTERNATIVE LOAN TRUST 2005-86CB,
ALTERNATIVE LOAN TRUST 2005-9CB,
ALTERNATIVE LOAN TRUST 2005-AR1,
ALTERNATIVE LOAN TRUST 2005-IM1,
ALTERNATIVE LOAN TRUST 2005-J10,
ALTERNATIVE LOAN TRUST 2005-J11,
ALTERNATIVE LOAN TRUST 2005-J11,
ALTERNATIVE LOAN TRUST 2005-J4,
ALTERNATIVE LOAN TRUST 2005-J6,
ALTERNATIVE LOAN TRUST 2005-J7,
ALTERNATIVE LOAN TRUST 2006-0C5,
ALTERNATIVE LOAN TRUST 2006-11CB,
ALTERNATIVE LOAN TRUST 2006-12CB,
ALTERNATIVE LOAN TRUST 2006-13T1,
ALTERNATIVE LOAN TRUST 2006-14CB,
ALTERNATIVE LOAN TRUST 2006-15CB,
ALTERNATIVE LOAN TRUST 2006-16CB,
ALTERNATIVE LOAN TRUST 2006-17T1,
ALTERNATIVE LOAN TRUST 2006-18CB,
ALTERNATIVE LOAN TRUST 2006-19CB,
ALTERNATIVE LOAN TRUST 2006-20CB,
ALTERNATIVE LOAN TRUST 2006-21CB,
ALTERNATIVE LOAN TRUST 2006-21CB,
ALTERNATIVE LOAN TRUST 2006-21CB,
ALTERNATIVE LOAN TRUST 2006-23CB,
ALTERNATIVE LOAN TRUST 2006-23CB,
ALTERNATIVE LOAN TRUST 2006-24CB,
ALTERNATIVE LOAN TRUST 2006-25CB,
ALTERNATIVE LOAN TRUST 2006-25CB,
ALTERNATIVE LOAN TRUST 2006-26CB,
ALTERNATIVE LOAN TRUST 2006-26CB,
ALTERNATIVE LOAN TRUST 2006-27CB,
ALTERNATIVE LOAN TRUST 2006-28CB,
ALTERNATIVE LOAN TRUST 2006-29T1,
ALTERNATIVE LOAN TRUST 2006-2CB,
ALTERNATIVE LOAN TRUST 2006-30T1,
ALTERNATIVE LOAN TRUST 2006-31CB,
ALTERNATIVE LOAN TRUST 2006-31CB,
ALTERNATIVE LOAN TRUST 2006-32CB,
ALTERNATIVE LOAN TRUST 2006-33CB,
ALTERNATIVE LOAN TRUST 2006-34,
ALTERNATIVE LOAN TRUST 2006-35CB,
ALTERNATIVE LOAN TRUST 2006-36T2,
ALTERNATIVE LOAN TRUST 2006-37R,
ALTERNATIVE LOAN TRUST 2006-39CB,
ALTERNATIVE LOAN TRUST 2006-40T1,
ALTERNATIVE LOAN TRUST 2006-41CB,
ALTERNATIVE LOAN TRUST 2006-42,
ALTERNATIVE LOAN TRUST 2006-43CB,
ALTERNATIVE LOAN TRUST 2006-45T1,
ALTERNATIVE LOAN TRUST 2006-46,
ALTERNATIVE LOAN TRUST 2006-4CB,
ALTERNATIVE LOAN TRUST 2006-5T2,
ALTERNATIVE LOAN TRUST 2006-6CB,
ALTERNATIVE LOAN TRUST 2006-7CB,
ALTERNATIVE LOAN TRUST 2006-8T1,
ALTERNATIVE LOAN TRUST 2006-9T1,
ALTERNATIVE LOAN TRUST 2006-HY10,
ALTERNATIVE LOAN TRUST 2006-HY11,
ALTERNATIVE LOAN TRUST 2006-HY12,
ALTERNATIVE LOAN TRUST 2006-HY13,
ALTERNATIVE LOAN TRUST 2006-HY3,
ALTERNATIVE LOAN TRUST 2006-J1,
ALTERNATIVE LOAN TRUST 2006-J2,
ALTERNATIVE LOAN TRUST 2006-J3,
ALTERNATIVE LOAN TRUST 2006-J4,
ALTERNATIVE LOAN TRUST 2006-J5,
ALTERNATIVE LOAN TRUST 2006-J6,
ALTERNATIVE LOAN TRUST 2006-J7,
ALTERNATIVE LOAN TRUST 2006-J8,
ALTERNATIVE LOAN TRUST 2006-OA1,
ALTERNATIVE LOAN TRUST 2006-OA10,
ALTERNATIVE LOAN TRUST 2006-OA11,
ALTERNATIVE LOAN TRUST 2006-OA12,
ALTERNATIVE LOAN TRUST 2006-OA14,
ALTERNATIVE LOAN TRUST 2006-OA16,
ALTERNATIVE LOAN TRUST 2006-OA17,
ALTERNATIVE LOAN TRUST 2006-OA18,
ALTERNATIVE LOAN TRUST 2006-OA19,
ALTERNATIVE LOAN TRUST 2006-OA2,
ALTERNATIVE LOAN TRUST 2006-OA21,
ALTERNATIVE LOAN TRUST 2006-OA22,
ALTERNATIVE LOAN TRUST 2006-OA3,
ALTERNATIVE LOAN TRUST 2006-OA6,
ALTERNATIVE LOAN TRUST 2006-OA7,
ALTERNATIVE LOAN TRUST 2006-OA8,
ALTERNATIVE LOAN TRUST 2006-OA9,
ALTERNATIVE LOAN TRUST 2006-OC1,
ALTERNATIVE LOAN TRUST 2006-OC10,
ALTERNATIVE LOAN TRUST 2006-OC11,
ALTERNATIVE LOAN TRUST 2006-OC2,
ALTERNATIVE LOAN TRUST 2006-OC3,
ALTERNATIVE LOAN TRUST 2006-OC4,
ALTERNATIVE LOAN TRUST 2006-OC6,
ALTERNATIVE LOAN TRUST 2006-OC7,
ALTERNATIVE LOAN TRUST 2006-OC8,
ALTERNATIVE LOAN TRUST 2006-OC9,
ALTERNATIVE LOAN TRUST 2007-10CB,
ALTERNATIVE LOAN TRUST 2007-11T1,
ALTERNATIVE LOAN TRUST 2007-12T1,
ALTERNATIVE LOAN TRUST 2007-13,
ALTERNATIVE LOAN TRUST 2007-14T2,
ALTERNATIVE LOAN TRUST 2007-15CB,
ALTERNATIVE LOAN TRUST 2007-16CB,
ALTERNATIVE LOAN TRUST 2007-17CB,
ALTERNATIVE LOAN TRUST 2007-18CB,
ALTERNATIVE LOAN TRUST 2007-19,
ALTERNATIVE LOAN TRUST 2007-1T1,
ALTERNATIVE LOAN TRUST 2007-20,
ALTERNATIVE LOAN TRUST 2007-21CB,
ALTERNATIVE LOAN TRUST 2007-22,
ALTERNATIVE LOAN TRUST 2007-23CB,
ALTERNATIVE LOAN TRUST 2007-23CB,
ALTERNATIVE LOAN TRUST 2007-24,
ALTERNATIVE LOAN TRUST 2007-25,
ALTERNATIVE LOAN TRUST 2007-2CB,
ALTERNATIVE LOAN TRUST 2007-3T1,
ALTERNATIVE LOAN TRUST 2007-4CB,
ALTERNATIVE LOAN TRUST 2007-5CB,
ALTERNATIVE LOAN TRUST 2007-6,
ALTERNATIVE LOAN TRUST 2007-7T2,
ALTERNATIVE LOAN TRUST 2007-8CB,
ALTERNATIVE LOAN TRUST 2007-9T1,
ALTERNATIVE LOAN TRUST 2007-AL1,
ALTERNATIVE LOAN TRUST 2007-HY2,
ALTERNATIVE LOAN TRUST 2007-HY3,
ALTERNATIVE LOAN TRUST 2007-HY4,
ALTERNATIVE LOAN TRUST 2007-
HY5R, ALTERNATIVE LOAN TRUST
2007-HY6, ALTERNATIVE LOAN TRUST
2007-HY7C, ALTERNATIVE LOAN
TRUST 2007-HY8C, ALTERNATIVE
LOAN TRUST 2007-HY9, ALTERNATIVE
LOAN TRUST 2007-HY9, ALTERNATIVE
LOAN TRUST 2007-J1, ALTERNATIVE
LOAN TRUST 2007-J2, ALTERNATIVE
LOAN TRUST 2007-OA10, ALTERNATIVE
LOAN TRUST 2007-OA11, ALTERNATIVE
LOAN TRUST 2007-OA2, ALTERNATIVE
LOAN TRUST 2007-OA3, ALTERNATIVE
LOAN TRUST 2007-OA4, ALTERNATIVE
LOAN TRUST 2007-OA6, ALTERNATIVE
LOAN TRUST 2007-OA7, ALTERNATIVE
LOAN TRUST 2007-OA8, ALTERNATIVE
LOAN TRUST 2007-OA9, ALTERNATIVE
LOAN TRUST 2007-OH1, ALTERNATIVE
LOAN TRUST 2007-OH2, ALTERNATIVE
LOAN TRUST 2007-OH3, ALTERNATIVE
LOAN TRUST MORT PASS THROUGH
CERT SERIES 2003-4, ALTERNATIVE
LOAN TRUST RESECURITIZATION 2005-
12R, ALTERNATIVE LOAN TRUST
RESECURITIZATION 2006-22R,
ALTERNATIVE LOAN TRUST
RESECURITIZATION 2007-26R,
ALTERNATIVE LOAN TRUST
RESECURITIZATION 2008-1R,
ALTERNATIVE LOAN TRUST
RESECURITIZATION 2008-2R,
ALTERNATIVE LOAN TRUST SERIES
2003-1, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2003-3,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2003-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2005-12, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2006-1,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2006-2, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2006-3, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2006-4,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2006-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2006-6, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2006-7,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2006-8, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2006-9, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2007-1,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2007-2, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-10, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-11, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-12, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-4, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-6, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-7, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-8, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-9, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-1, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-10, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-11, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-2, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-3, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-4, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-6, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-7, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-8, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-9, BANC OF
AMERICA MORT SEC INC
ALTERNATIVE LOAN TRUST 2003 11,
BANC OF AMERICA MORT SEC INC
ALTERNATIVE LOAN TRUST 2004 2,
CHL MORTGAGE PASS-THROUGH
TRUST 2001-23, CHL MORTGAGE PASSTHROUGH
TRUST 2001-23, CHL
MORTGAGE PASS-THROUGH TRUST
2002-HYB1, CHL MORTGAGE PASSTHROUGH
TRUST 2004-10, CHL
MORTGAGE PASS-THROUGH TRUST
2004-11, CHL MORTGAGE PASSTHROUGH
TRUST 2004-12, CHL
MORTGAGE PASS-THROUGH TRUST
2004-13, CHL MORTGAGE PASSTHROUGH
TRUST 2004-14, CHL
MORTGAGE PASS-THROUGH TRUST
2004-16, CHL MORTGAGE PASSTHROUGH
TRUST 2004-18, CHL
MORTGAGE PASS-THROUGH TRUST
2004-19, CHL MORTGAGE PASSTHROUGH
TRUST 2004-20, CHL
MORTGAGE PASS-THROUGH TRUST
2004-21, CHL MORTGAGE PASSTHROUGH
TRUST 2004-22, CHL
MORTGAGE PASS-THROUGH TRUST
2004-23, CHL MORTGAGE PASSTHROUGH
TRUST 2004-24, CHL
MORTGAGE PASS-THROUGH TRUST
2004-5, CHL MORTGAGE PASSTHROUGH
TRUST 2004-5, CHL
MORTGAGE PASS-THROUGH TRUST
2004-6, CHL MORTGAGE PASSTHROUGH
TRUST 2004-7, CHL
MORTGAGE PASS-THROUGH TRUST
2004-8, CHL MORTGAGE PASSTHROUGH
TRUST 2004-9, CHL
MORTGAGE PASS-THROUGH TRUST
2004-HYB7, CHL MORTGAGE PASSTHROUGH
TRUST 2004-HYB8, CHL
MORTGAGE PASS-THROUGH TRUST
2004-HYB9, CHL MORTGAGE PASSTHROUGH
TRUST 2005-11, CHL
MORTGAGE PASS-THROUGH TRUST
2005-12, CHL MORTGAGE PASSTHROUGH
TRUST 2005-13, CHL
MORTGAGE PASS-THROUGH TRUST
2005-14, CHL MORTGAGE PASSTHROUGH
TRUST 2005-15, CHL
MORTGAGE PASS-THROUGH TRUST
2005-16, CHL MORTGAGE PASSTHROUGH
TRUST 2005-17, CHL
MORTGAGE PASS-THROUGH TRUST
2005-18, CHL MORTGAGE PASSTHROUGH
TRUST 2005-19, CHL
MORTGAGE PASS-THROUGH TRUST
2005-20, CHL MORTGAGE PASSTHROUGH
TRUST 2005-21, CHL
MORTGAGE PASS-THROUGH TRUST
2005-22, CHL MORTGAGE PASSTHROUGH
TRUST 2005-23, CHL
MORTGAGE PASS-THROUGH TRUST
2005-24, CHL MORTGAGE PASSTHROUGH
TRUST 2005-25, CHL
MORTGAGE PASS-THROUGH TRUST
2005-27, CHL MORTGAGE PASSTHROUGH
TRUST 2005-28, CHL
MORTGAGE PASS-THROUGH TRUST
2005-29, CHL MORTGAGE PASSTHROUGH
TRUST 2005-3, CHL
MORTGAGE PASS-THROUGH TRUST
2005-30, CHL MORTGAGE PASSTHROUGH
TRUST 2005-31, CHL
MORTGAGE PASS-THROUGH TRUST
2005-6, CHL MORTGAGE PASSTHROUGH
TRUST 2005-9, CHL
MORTGAGE PASS-THROUGH TRUST
2005-HYB1, CHL MORTGAGE PASSTHROUGH
TRUST 2005-HYB10, CHL
MORTGAGE PASS-THROUGH TRUST
2005-HYB2, CHL MORTGAGE PASSTHROUGH
TRUST 2005-HYB3, CHL
MORTGAGE PASS-THROUGH TRUST
2005-HYB4, CHL MORTGAGE PASSTHROUGH
TRUST 2005-HYB5, CHL
MORTGAGE PASS-THROUGH TRUST
2005-HYB6, CHL MORTGAGE PASSTHROUGH
TRUST 2005-HYB7, CHL
MORTGAGE PASS-THROUGH TRUST
2005-HYB8, CHL MORTGAGE PASS-
THROUGH TRUST 2005-J2, CHL
MORTGAGE PASS-THROUGH TRUST
2005-J3, CHL MORTGAGE PASSTHROUGH
TRUST 2005-J4, CHL
MORTGAGE PASS-THROUGH TRUST
2006-1, CHL MORTGAGE PASSTHROUGH
TRUST 2006-10, CHL
MORTGAGE PASS-THROUGH TRUST
2006-11, CHL MORTGAGE PASSTHROUGH
TRUST 2006-12, CHL
MORTGAGE PASS-THROUGH TRUST
2006-13, CHL MORTGAGE PASSTHROUGH
TRUST 2006-14, CHL
MORTGAGE PASS-THROUGH TRUST
2006-15, CHL MORTGAGE PASSTHROUGH
TRUST 2006-16, CHL
MORTGAGE PASS-THROUGH TRUST
2006-17, CHL MORTGAGE PASSTHROUGH
TRUST 2006-18, CHL
MORTGAGE PASS-THROUGH TRUST
2006-19, CHL MORTGAGE PASSTHROUGH
TRUST 2006-20, CHL
MORTGAGE PASS-THROUGH TRUST
2006-21, CHL MORTGAGE PASSTHROUGH
TRUST 2006-3, CHL
MORTGAGE PASS-THROUGH TRUST
2006-6, CHL MORTGAGE PASSTHROUGH
TRUST 2006-8, CHL
MORTGAGE PASS-THROUGH TRUST
2006-9, CHL MORTGAGE PASSTHROUGH
TRUST 2006-HYB1, CHL
MORTGAGE PASS-THROUGH TRUST
2006-HYB2, CHL MORTGAGE PASSTHROUGH
TRUST 2006-HYB3, CHL
MORTGAGE PASS-THROUGH TRUST
2006-HYB4, CHL MORTGAGE PASSTHROUGH
TRUST 2006-HYB5, CHL
MORTGAGE PASS-THROUGH TRUST
2006-J1, CHL MORTGAGE PASSTHROUGH
TRUST 2006-J2, CHL
MORTGAGE PASS-THROUGH TRUST
2006-J3, CHL MORTGAGE PASSTHROUGH
TRUST 2006-J4, CHL
MORTGAGE PASS-THROUGH TRUST
2006-OA5, CHL MORTGAGE PASSTHROUGH
TRUST 2007-1, CHL
MORTGAGE PASS-THROUGH TRUST
2007-10, CHL MORTGAGE PASSTHROUGH
TRUST 2007-11, CHL
MORTGAGE PASS-THROUGH TRUST
2007-12, CHL MORTGAGE PASSTHROUGH
TRUST 2007-13, CHL
MORTGAGE PASS-THROUGH TRUST
2007-14, CHL MORTGAGE PASSTHROUGH
TRUST 2007-15, CHL
MORTGAGE PASS-THROUGH TRUST
2007-16, CHL MORTGAGE PASSTHROUGH
TRUST 2007-17, CHL
MORTGAGE PASS-THROUGH TRUST
2007-18, CHL MORTGAGE PASSTHROUGH
TRUST 2007-19, CHL
MORTGAGE PASS-THROUGH TRUST
2007-2, CHL MORTGAGE PASSTHROUGH
TRUST 2007-20, CHL
MORTGAGE PASS-THROUGH TRUST
2007-21, CHL MORTGAGE PASSTHROUGH
TRUST 2007-3, CHL
MORTGAGE PASS-THROUGH TRUST
2007-4, CHL MORTGAGE PASSTHROUGH
TRUST 2007-5, CHL
MORTGAGE PASS-THROUGH TRUST
2007-6, CHL MORTGAGE PASSTHROUGH
TRUST 2007-7, CHL
MORTGAGE PASS-THROUGH TRUST
2007-8, CHL MORTGAGE PASSTHROUGH
TRUST 2007-HY6, CHL
MORTGAGE PASS-THROUGH TRUST
2007-HY7, CHL MORTGAGE PASSTHROUGH
TRUST 2007-HYB1, CHL
MORTGAGE PASS-THROUGH TRUST
2007-HYB2, CHL MORTGAGE PASSTHROUGH
TRUST 2007-J1, CHL
MORTGAGE PASS-THROUGH TRUST
2007-J2, CHL MORTGAGE PASSTHROUGH
TRUST 2007-J3, CHL
MORTGAGE PASS-THROUGH TRUST
2007-J3, CHL MORTGAGE PASSTHROUGH
TRUST 2008-1, CHL
MORTGAGE PASS-THROUGH TRUST
RESECURITIZATION 2008-2R, CWMBS
CHL MORTGAGE PASS-THROUGH
TRUST 2004-HYB5, CWMBS CHL
MORTGAGE PASS-THROUGH TRUST
2004-J7, CWMBS CHL MORTGAGE PASSTHROUGH
TRUST 2004-J8, CWMBS CHL
MORTGAGE PASS-THROUGH TRUST
2004-J9, CWMBS INC – CHL MORTGAGE
PASS-THROUGH TRUST 2004-25,
CWMBS INC – CHL MORTGAGE PASSTHROUGH
TRUST 2004-29, CWMBS INC -
CHL MORTGAGE PASS-THROUGH
TRUST 2005-2, CWMBS INC – CHL
MORTGAGE PASS-THROUGH TRUST
2005-4, CWMBS INC – CHL MORTGAGE
PASS-THROUGH TRUST 2005-5, CWMBS
INC CHL MORTGAGE PASS-THROUGH
TRUST 2002-21, CWMBS INC CHL
MORTGAGE PASS-THROUGH TRUST
2003 4, CWMBS INC CHL MORTGAGE
PASS-THROUGH TRUST 2003-26,
CWMBS INC CHL MORTGAGE PASSTHROUGH
TRUST 2003-3, CWMBS INC
CHL MORTGAGE PASS-THROUGH
TRUST 2003-42, CWMBS INC CHL
MORTGAGE PASS-THROUGH TRUST
2003-48, CWMBS INC CHL MORTGAGE
PASS-THROUGH TRUST 2004-J3,
CWMBS, INC. – CHL MORTGAGE PASSTHROUGH
TRUST 2005-1, CWMBS, INC. -
CHL MORTGAGE PASS-THROUGH
TRUST 2005-7, CWMBS, INC., CHL
MORTGAGE PASS-THROUGH TRUST
2005-26, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2003-3,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2003-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2006-1, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2006-2,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2006-3, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2006-4, BANC OF AMERICA
ALTERNATIVE LOAN TRUST 2006-5,
BANC OF AMERICA ALTERNATIVE
LOAN TRUST 2006-8, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
2006-9, BANC OF AMERICA
ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-10, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-11, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-12, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-4, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-6, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-7, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-8, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-9, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-1, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-10, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-11, BANC
OF AMERICA ALTERNATIVE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-2, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-3, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-4, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-5, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-6, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-7, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-8, BANC OF
AMERICA ALTERNATIVE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2005-9, BANC OF
AMERICA MORT SEC INC
ALTERNATIVE LOAN TRUST 2003 11,
BANC OF AMERICA MORT SEC INC
ALTERNATIVE LOAN TRUST 2004 2,
BANC OF AMERICA MORT SEC INC
ALTERNATIVER LOAN TRUST 2003-10,
BANC OF AMERICA MORTGAGE
SECURITIES INC, LONG BEACH
MORTGAGE LOAN TRUST 2004-3,
ASSET-BACKED CERTS., SERIES 2004-3,
LONG BEACH MORTGAGE LOAN
TRUST 2004-4, ASSET-BACKED CERTS.,
SERIES 2004-4, LONG BEACH
MORTGAGE LOAN TRUST 2004-5,
ASSET-BACKED CERTS., SERIES 2004-5,
LONG BEACH MORTGAGE LOAN
TRUST 2004-6, ASSET-BACKED CERTS.,
SERIES 2004-6, LONG BEACH
MORTGAGE LOAN TRUST 2005-1,
ASSET-BACKED CERTS., SERIES 2005-1,
LONG BEACH MORTGAGE LOAN
TRUST 2005-2 ASSET-BACKED
CERTIFICATES, SERIES 2005-2, LONG
BEACH MORTGAGE LOAN TRUST 2005-
3 ASSET-BACKED CERTIFICATES,
SERIES 2005-3, LONG BEACH
MORTGAGE LOAN TRUST 2005-WL1
ASSET-BACKED CERTIFICATES, SERIES
2005-WL1, LONG BEACH MORTGAGE
LOAN TRUST 2005-WL2 ASSET-BACKED
CERTIFICATES, LONG BEACH
MORTGAGE LOAN TRUST 2005-WL3,
LONG BEACH MORTGAGE LOAN
TRUST 2006-1, LONG BEACH
MORTGAGE LOAN TRUST 2006-10,
LONG BEACH MORTGAGE LOAN
TRUST 2006-11, LONG BEACH
MORTGAGE LOAN TRUST 2006-2, LONG
BEACH MORTGAGE LOAN TRUST 2006-
3, LONG BEACH MORTGAGE LOAN
TRUST 2006-4, LONG BEACH
MORTGAGE LOAN TRUST 2006-5, LONG
BEACH MORTGAGE LOAN TRUST 2006-
6, LONG BEACH MORTGAGE LOAN
TRUST 2006-7, LONG BEACH
MORTGAGE LOAN TRUST 2006-8, LONG
BEACH MORTGAGE LOAN TRUST 2006-
9, LONG BEACH MORTGAGE LOAN
TRUST 2006-A, LONG BEACH
MORTGAGE LOAN TRUST 2006-WL1,
LONG BEACH MORTGAGE LOAN
TRUST 2006-WL2, LONG BEACH
MORTGAGE LOAN TRUST 2006-WL3,
LONG BEACH SECURITIES CORP,
WAMU ASSET-BACKED CERTIFICATES,
WAMU SERIES 2007-HE1, WAMU
ASSET-BACKED CERTIFICATES, WAMU
SERIES 2007-HE2, WAMU ASSETBACKED
CERTIFICATES, WAMU SERIES
2007-HE3, WAMU ASSET-BACKED
CERTIFICATES, WAMU SERIES 2007-
HE4, WAMU MOR PASS THRU CERT SER
2001-AR1, WAMU MORTAGE PASS
THRU CERT SER 2003-S8, WAMU
MORTAGE PASS THRU CERT SERIES
2003-AR3, WAMU MORTGAGE PASS
THR CERTS SER 2003-AR12, WAMU
MORTGAGE PASS THROUGH CER SER
2003-AR8, WAMU MORTGAGE PASS
THROUGH CERT 2002-AR10, WAMU
MORTGAGE PASS THROUGH CERT SER
2002-AR19, WAMU MORTGAGE PASS
THROUGH CERT SER 2003-S1, WAMU
MORTGAGE PASS THROUGH CERT
SERIES 2001-5, WAMU MORTGAGE
PASS THROUGH CERT SERIES 2001-S8,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES 2002-S1, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES 2002-S7, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2001-AR2,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2001-AR3,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2001-AR4,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2001-S11, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002 AR12,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002 AR14,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-AR11,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-AR13,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-AR15,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-AR16,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-AR17,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-AR3,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-S2, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-S3, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-S4, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-S6, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2002-S6, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003 S3, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003 S4, WAMU
MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003-AR1,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003-AR4,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003-AR5,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003-AR6,
WAMU MORTGAGE PASS THROUGH
CERTIFICATES SERIES 2003-S2, WAMU
MORTGAGE PASS THROUGH CERTS
SER 2003-AR10, WAMU MORTGAGE
PASS THROUGH CERTS SER 2003-S10,
WAMU MORTGAGE PASS THROUGH
CERTS SER 2003-S11, WAMU
MORTGAGE PASS THROUGH CERTS
SER 2003-S9, WAMU MORTGAGE PASS
THROUGH CERTS SERIES 2003-S5,
WAMU MORTGAGE PASS THROUGH
CERTS SERIES 2004-S1, WAMU
MORTGAGE PASS THRU CERTIFICATE
SERIES 2001-AR6, WAMU MORTGAGE
PASS THRU CERTIFICATES SERIES
2002-MS8, WAMU MORTGAGE PASS
THRU CERTIFICATES SERIES 2002-MS9,
WAMU MORTGAGE PASS THRU CERTS
SERIES 2002-ARS, WAMU MORTGAGE
PASS-THROUGH CERTIFICATE SERIES
2002-AR4, WAMU MORTGAGE PASSTHROUGH
CERTIFICATES SER 2003-S12,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2001-S10, WAMU
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2003-S7, WAMU
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004 AR-3,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-AR1,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-AR2,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-AR4,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-AR6,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-CB1,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-RS2, WAMU
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-S2, WAMU
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR10,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR11,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR13,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR14,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR5,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR7,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR8,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-AR9,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-CB2,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-CB3,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-CB4,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-S3, WAMU
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR1,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR10,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR12,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR13,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR14,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR15,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR16,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR17,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR18,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR19,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR2,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR3,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR4,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR5,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR6,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR7,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR8,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR8,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-AR9,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR1,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR10,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR11,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR12,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR13,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR14,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR15,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR16,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR17,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR18,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR19,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR2,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR3,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR4,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR5,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR6,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR7,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR8,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2006-AR9,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY1,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY2,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY3,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY4,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY5,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY6,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-HY7,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-OA1,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-OA2,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-OA3,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-OA4,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-OA5,
WAMU MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2007-OA6,
WAMU MORTGAGE PASS-THRU CERT
SERIES 2003-AR2, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PA TH CE SE 02 AR7, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PA TH CE SE 03 S6, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PA TH CE SE 2002 S5, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PA TH CE SE 2002-AR9, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PA TH CER SE 02 AR18, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PS TH CE SE 03 AR9, WASHINGTON
MUTUAL MORT SEC CORP WAMU MO
PS TH CE SE 03 S13, WASHINGTON
MUTUAL MORT SEC CORP WAMU MOR
PAS TH CE SE 03 AR7, WASHINGTON
MUTUAL MORT SEC CORP WAMU
SERIES 2003-AR11, WASHINGTON
MUTUAL MORT SEC WAMU MOR PA TH
CE SE 2002 AR2, AMERIQUEST
MORTGAGE SECURITIES INC,
AMERIQUEST MORTGAGE SECURITIES
INC ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R4,
AMERIQUEST MORTGAGE SECURITIES
INC ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R6,
AMERIQUEST MORTGAGE SECURITIES
INC ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R7,
AMERIQUEST MORTGAGE SECURITIES
INC ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R8,
AMERIQUEST MORTGAGE SECURITIES
INC ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R9,
AMERIQUEST MORTGAGE SECURITIES
INC. ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-IA1,
AMERIQUEST MORTGAGE SECURITIES
INC. ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R10,
AMERIQUEST MORTGAGE SECURITIES
INC. ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2004-R11,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2003-1,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2003-6,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2003-AR2,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2003-AR3,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-R10,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-R5,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-R6,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-R7,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-R8,
AMERIQUEST MORTGAGE SECURITIES
INC., ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-R9,
AMERIQUEST MORTGAGE SECURITIES
TRUST 2006-R1, ASSET-BACKED PASSTHROUGH
CERTIFICATES, SERIES 2006-
R1, ARGENT SECURITIES INC, ARGENT
SECURITIES INC ASSET-BACKED PASSTHROUGH
CERTIFICATES SERIES 2004-
W7, ARGENT SECURITIES INC ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-PW1,
ARGENT SECURITIES INC ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-W10,
ARGENT SECURITIES INC ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-W11,
ARGENT SECURITIES INC ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-W9,
ARGENT SECURITIES INC. , ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2006-W1,
ARGENT SECURITIES INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-W2,
ARGENT SECURITIES INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-W3,
ARGENT SECURITIES INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-W4,
ARGENT SECURITIES INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-W5,
ARGENT SECURITIES INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2006-W2,
ASSET-BACKED PASS-THROUGH
CERTIFICATES SERIES 2003-W7, ASSETBACKED
PASS-THROUGH
CERTIFICATES SERIES 2004-R2, ASSETBACKED
PASS-THROUGH
CERTIFICATES SERIES 2004-W1, ASSETBACKED
PASS-THROUGH
CERTIFICATES SERIES 2005-R2, ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-R12,
ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2004-R5, ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-R4,
CARRINGTON HOME EQUITY LOAN
TRUST, SERIES 2005-NC4 ASSETBACKED
PASS-THROUGH
CERTIFICATES, CITIGROUP
MORTGAGE LOAN TRUST 2006-WFHE1,
ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2006-WFHE1,
CITIGROUP MORTGAGE LOAN TRUST
INC, CITIGROUP MORTGAGE LOAN
TRUST INC. ASSET-BACKED PASSTHROUGH
CERTIFICATES, SERIES 2005-
WF1, CITIGROUP MORTGAGE LOAN
TRUST INC. ASSET-BACKED PASSTHROUGH
CERTIFICATES, SERIES 2005-
WF2, CITIGROUP MORTGAGE LOAN
TRUST INC., ASSET-BACKED PASSTHROUGH
CERTIFICATES, SERIES 2006-
WMC1, GE-WMC ASSET-BACKED PASSTHROUGH
CERTIFICATES, SERIES 2005-
2, HOMESTAR MORTGAGE
ACCEPTANCE CORP ASSET-BACKED
PASS-THROUGH CERTIFICATES, SERIES
2004-4, MORTGAGE ASSET-BACKED
PASS-THROUGH CERTIFICATES, SERIES
2005-QS9, OPTEUM MORTGAGE
ACCEPTANCE CORP, OPTEUM
MORTGAGE ACCEPTANCE CORP.
ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-4, PARK
PLACE SECURITIES INC ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-WCW1,
PARK PLACE SECURITIES, INC., PARK
PLACE SECURITIES, INC. ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-MCW1,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-MHQ1,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-WCH1,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-WCW2,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-WHQ1,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-WHQ2,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2004-WWF1,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-WCW2,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-WCW2,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-WCW3,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-WHQ1,
PARK PLACE SECURITIES, INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-WHQ4,
PARK PLACE SECURITIES, INC., ASSET-
BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-WLL1,
AMERICAN HOME MORT SECURITIES
HOME MORTGAGE INVEST TR 2004-1,
AMERICAN HOME MORT SECUTIES
HOME MORTGAGE INVEST TR 2004-1,
AMERICAN HOME MORTGAGE ASSETS
LLC, AMERICAN HOME MORTGAGE
ASSETS TRUST 2005-1, AMERICAN
HOME MORTGAGE ASSETS TRUST
2005-2, AMERICAN HOME MORTGAGE
ASSETS TRUST 2006-1, AMERICAN
HOME MORTGAGE ASSETS TRUST
2006-2, AMERICAN HOME MORTGAGE
ASSETS TRUST 2006-3, AMERICAN
HOME MORTGAGE ASSETS TRUST
2006-4, AMERICAN HOME MORTGAGE
ASSETS TRUST 2006-5, AMERICAN
HOME MORTGAGE ASSETS TRUST
2006-6, AMERICAN HOME MORTGAGE
ASSETS TRUST 2007-1, AMERICAN
HOME MORTGAGE ASSETS TRUST
2007-2, AMERICAN HOME MORTGAGE
ASSETS TRUST 2007-3, AMERICAN
HOME MORTGAGE ASSETS TRUST
2007-4, AMERICAN HOME MORTGAGE
ASSETS TRUST 2007-5, AMERICAN
HOME MORTGAGE INVESTMENT CORP,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2004-2,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2004-3,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2004-4,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2005-1,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2005-2,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2005-3,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2005-4,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2006-1,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2006-2,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2006-3,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2007-1,
AMERICAN HOME MORTGAGE
INVESTMENT TRUST 2007-2, CITICORP
MORTGAGE SEC INC REMIC CER
SERIES 2003-9, CITICORP MORTGAGE
SEC INC REMIC PASS THR CER SER
2003-3, CITICORP MORTGAGE SEC INC
REMIC PASS THR CERTS SERIES 2003 5,
CITICORP MORTGAGE SEC INC REMIC
PASS-THR CERT SER 2003-4, CITICORP
MORTGAGE SECURITIES INC, CITICORP
MORTGAGE SECURITIES TRUST,
SERIES 2006-1, CITICORP MORTGAGE
SECURITIES TRUST, SERIES 2006-2,
CITICORP MORTGAGE SECURITIES
TRUST, SERIES 2006-3, CITICORP
MORTGAGE SECURITIES TRUST,
SERIES 2006-4, CITICORP MORTGAGE
SECURITIES TRUST, SERIES 2006-5,
CITICORP MORTGAGE SECURITIES
TRUST, SERIES 2006-6, CITICORP
MORTGAGE SECURITIES TRUST,
SERIES 2006-7, CITICORP MORTGAGE
SECURITIES TRUST, SERIES 2007-1,
CITICORP MORTGAGE SECURITIES
TRUST, SERIES 2007-2, CITICORP
MORTGAGE SECURITIES TRUST,
SERIES 2007-3, CITICORP MORTGAGE
SECURITIES TRUST, SERIES 2007-4,
CITICORP MORTGAGE SECURITIES
TRUST, SERIES 2007-5, CITICORP
MORTGAGE SECURITIES TRUST,
SERIES 2007-6, CITICORP MORTGAGE
SECURITIES TRUST, SERIES 2007-7,
CITICORP MORTGAGE SECURITIES
TRUST, SERIES 2007-8, CITICORP
MORTGAGE SECURITIES TRUST,
SERIES 2007-9, CITICORP MORTGAGE
SECURITIES TRUST, SERIES 2008-1,
CITICORP MORTGAGE SECURITIES
TRUST, SERIES 2008-2, CITICORP
RESIDENTIAL MORTGAGE SECURITIES,
INC., CITICORP RESIDENTIAL
MORTGAGE TRUST SERIES 2006-1,
CITICORP RESIDENTIAL MORTGAGE
TRUST SERIES 2006-2, CITICORP
RESIDENTIAL MORTGAGE TRUST
SERIES 2006-3, CITICORP RESIDENTIAL
MORTGAGE TRUST SERIES 2007-1,
CITICORP RESIDENTIAL MORTGAGE
TRUST SERIES 2007-2, CITIGROUP
MORT LN TR ASST BACK PS THR
CERTS SER 2003-HE3, CITIGROUP MORT
LOAN TRUST INC ASSET BK PAS THR
CE SE 03 HE2, CITIGROUP MORT LOAN
TRUST INC MORT PAS THR CERT SE 03
1, CITIGROUP MORTGAG LOAN TRUST
SERIES 2003-UP3, CITIGROUP
MORTGAGE LOAN TRUST 2005-11,
CITIGROUP MORTGAGE LOAN TRUST
2005-6, CITIGROUP MORTGAGE LOAN
TRUST 2006-4, CITIGROUP MORTGAGE
LOAN TRUST 2006-AMC1, CITIGROUP
MORTGAGE LOAN TRUST 2006-AR1,
CITIGROUP MORTGAGE LOAN TRUST
2006-AR5, CITIGROUP MORTGAGE
LOAN TRUST 2006-AR6, CITIGROUP
MORTGAGE LOAN TRUST 2006-AR7,
CITIGROUP MORTGAGE LOAN TRUST
2006-AR9, CITIGROUP MORTGAGE
LOAN TRUST 2006-CB3, CITIGROUP
MORTGAGE LOAN TRUST 2006-FX1,
CITIGROUP MORTGAGE LOAN TRUST
2006-HE1, CITIGROUP MORTGAGE
LOAN TRUST 2006-HE2, CITIGROUP
MORTGAGE LOAN TRUST 2006-HE3,
CITIGROUP MORTGAGE LOAN TRUST
2006-NC1, CITIGROUP MORTGAGE
LOAN TRUST 2006-NC2, CITIGROUP
MORTGAGE LOAN TRUST 2006-WF1,
CITIGROUP MORTGAGE LOAN TRUST
2006-WF2, CITIGROUP MORTGAGE
LOAN TRUST 2006-WFHE1, ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2006-WFHE1,
CITIGROUP MORTGAGE LOAN TRUST
2006-WFHE2, CITIGROUP MORTGAGE
LOAN TRUST 2006-WFHE3, CITIGROUP
MORTGAGE LOAN TRUST 2006-WFHE4,
CITIGROUP MORTGAGE LOAN TRUST
2007-10, CITIGROUP MORTGAGE LOAN
TRUST 2007-2, CITIGROUP MORTGAGE
LOAN TRUST 2007-6, CITIGROUP
MORTGAGE LOAN TRUST 2007-8,
CITIGROUP MORTGAGE LOAN TRUST
2007-AHL1, CITIGROUP MORTGAGE
LOAN TRUST 2007-AHL2, CITIGROUP
MORTGAGE LOAN TRUST 2007-AHL3,
CITIGROUP MORTGAGE LOAN TRUST
2007-AMC1, CITIGROUP MORTGAGE
LOAN TRUST 2007-AMC2, CITIGROUP
MORTGAGE LOAN TRUST 2007-AMC3,
CITIGROUP MORTGAGE LOAN TRUST
2007-AMC4, CITIGROUP MORTGAGE
LOAN TRUST 2007-AR1, CITIGROUP
MORTGAGE LOAN TRUST 2007-AR4,
CITIGROUP MORTGAGE LOAN TRUST
2007-AR5, CITIGROUP MORTGAGE
LOAN TRUST 2007-CB3, CITIGROUP
MORTGAGE LOAN TRUST 2007-OPX1,
CITIGROUP MORTGAGE LOAN TRUST
2007-WFHE1, CITIGROUP MORTGAGE
LOAN TRUST 2007-WFHE2, CITIGROUP
MORTGAGE LOAN TRUST 2007-WFHE3,
CITIGROUP MORTGAGE LOAN TRUST
2007-WFHE4, CITIGROUP MORTGAGE
LOAN TRUST INC, CITIGROUP
MORTGAGE LOAN TRUST INC
CARRINGTON MORTGAGE LOAN
TRUST, SERIES 2004-NC2, CITIGROUP
MORTGAGE LOAN TRUST INC C-BASS
MORTGAGE LOAN ASSET-BACKED
CERTIFICATES, SERIES 2004-CB7,
CITIGROUP MORTGAGE LOAN TRUST
INC SERIES 2004-HYB3, CITIGROUP
MORTGAGE LOAN TRUST INC SERIES
2004-NCM2, CITIGROUP MORTGAGE
LOAN TRUST INC SERIES 2004-OPT1,
CITIGROUP MORTGAGE LOAN TRUST
INC SERIES 2004-UST1, CITIGROUP
MORTGAGE LOAN TRUST INC SERIES
2004-UST1, CITIGROUP MORTGAGE
LOAN TRUST INC SERIES 2005-OPT1,
CITIGROUP MORTGAGE LOAN TRUST
INC SERIES 2005-OPT2, CITIGROUP
MORTGAGE LOAN TRUST INC,
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-1,
CITIGROUP MORTGAGE LOAN TRUST
INC. 2005-4, CITIGROUP MORTGAGE
LOAN TRUST INC. 2005-7, CITIGROUP
MORTGAGE LOAN TRUST INC. ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2005-WF1,
CITIGROUP MORTGAGE LOAN TRUST
INC. ASSET-BACKED PASS-THROUGH
CERTIFICATES, SERIES 2005-WF2,
CITIGROUP MORTGAGE LOAN TRUST
INC. MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-NCM1,
CITIGROUP MORTGAGE LOAN TRUST
INC. MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-2,
CITIGROUP MORTGAGE LOAN TRUST
INC. SERIES 2004 – HYB4, CITIGROUP
MORTGAGE LOAN TRUST INC., ASSETBACKED
PASS-THROUGH
CERTIFICATES, SERIES 2006-WMC1,
CITIGROUP MORTGAGE LOAN TRUST
INC., SERIES 2005-3, CITIGROUP
MORTGAGE LOAN TRUST INC., SERIES
2005-5, CITIGROUP MORTGAGE LOAN
TRUST INC., SERIES 2005-8, CITIGROUP
MORTGAGE LOAN TRUST INC., SERIES
2005-9, CITIGROUP MORTGAGE LOAN
TRUST INC., SERIES 2005-HE3,
CITIGROUP MORTGAGE LOAN TRUST
INC., SERIES 2005-HE4, CITIGROUP
MORTGAGE LOAN TRUST INC., SERIES
2006-AR2, CITIGROUP MORTGAGE
LOAN TRUST INC., SERIES 2006-AR3,
CITIGROUP MORTGAGE LOAN TRUST
INC., SERIES 2007-AR7, CITIGROUP
MORTGAGE LOAN TRUST SERIES 2003
UST-1, CITIGROUP MORTGAGE LOAN
TRUST SERIES 2004-CB3, CITIGROUP
MORTGAGE LOAN TRUST SERIES 2004-
HYB1, CITIGROUP MORTGAGE LOAN
TRUST SERIES 2004-HYB2, CITIGROUP
MORTGAGE LOAN TRUST, SERIES 2004-
RES1, CITIGROUP MORTGAGE LOAN
TRUST, SERIES 2005-10, CITIGROUP
MORTGAGE LOAN TRUST, SERIES 2005-
CB4, CITIGROUP MORTGAGE LOAN
TRUST, SERIES 2005-CB8, C-BASS
MORTGAGE LOAN ASSET-BACKED
CERTIFICATES, CITIGROUP
MORTGAGE LOAN TRUST, SERIES 2005-
OPT3, CITIGROUP MORTGAGE LOAN
TRUST, SERIES 2005-OPT4, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A1, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A2, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A3, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A4, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A5, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A6, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2006-A7, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A1, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A2, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A3, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A4, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A5, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A6, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A7, CMALT
(CITIMORTGAGE ALTERNATIVE LOAN
TRUST), SERIES 2007-A8, STRUCTURED
ASSET MORTGAGE INVESTMENTS II
INC, STRUCTURED ASSET MORTGAGE
INVESTMENTS II INC., HOMEBANC
MORTGAGE TRUST 2004-2,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2004-AR4,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2004-AR6,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2004-AR7,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2004-AR8,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-AR2,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-AR3,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-AR5,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-AR6,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-AR7,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-AR8,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-F1,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-F2,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2005-F3,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR1,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR2,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR3,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR3,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR4,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR5,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR6,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR7,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2006-AR8,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR1,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR2,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR3,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR4,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR5,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR6,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST 2007-AR7,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST SERIES 2004-
AR3, STRUCTURED ASSET MORTGAGE
INVESTMENTS II TRUST SERIES 2005-
AR1, STRUCTURED ASSET MORTGAGE
INVESTMENTS TRUST 2003 AR3,
STRUCTURED ASSET MORTGAGE
INVESTMENTS TRUST 2003-AR1, SG
MORTGAGE SECURITIES TRUST 2005-
OPT1, SG MORTGAGE SECURITIES
TRUST 2006-FRE1, SG MORTGAGE
SECURITIES TRUST 2006-FRE2, SG
MORTGAGE SECURITIES TRUST 2006-
OPT2, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR1, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR11, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR12, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR13, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR14, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR15, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR2, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR3, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR4, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR5, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR6, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR7, INDYMAC INDX MORTGAGE
LOAN TRUST 2004-AR8, INDYMAC
INDX MORTGAGE LOAN TRUST 2004-
AR9, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR1, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR10, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR11, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR12, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR13, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR14, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR15, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR16IP, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR17, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR18, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR19, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR2, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR21, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR23, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR25, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR27, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR29, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR3, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR31, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR33, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR35, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR4, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR5, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR6, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR7, INDYMAC
INDX MORTGAGE LOAN TRUST 2005-
AR8, INDYMAC INDX MORTGAGE
LOAN TRUST 2005-AR9, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR11, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR12, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR13, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR14, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR15, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR19, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR2, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR21, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR23, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR25, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR27, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR27, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR29, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR3, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR31, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR33, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR35, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR37, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR39, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR4, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR41, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR5, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR6, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR7, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
AR8, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-AR9, INDYMAC
INDX MORTGAGE LOAN TRUST 2006-
FLX1, INDYMAC INDX MORTGAGE
LOAN TRUST 2006-R1, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-AR1,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-AR11, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-AR13,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-AR15, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-AR17,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-AR19, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-AR21IP,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-AR5, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-AR7,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-AR9, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-FLX1,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-FLX2, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-FLX3,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-FLX4, INDYMAC INDX
MORTGAGE LOAN TRUST 2007-FLX5,
INDYMAC INDX MORTGAGE LOAN
TRUST 2007-FLX6, GMAC MORTGAGE
PASS-THROUGH CERTIFICATES, SERIES
2004-AR1, RESIDENTIAL ASSET
MORTGAGE PRODUCTS INC, GMACM
HOME EQUITY LOAN BACKED NOTES
SERIES 2002-HE4, GMACM HOME
EQUITY LOAN BACKED TERM NOTES
SER 2003-HE1, GMACM HOME EQUITY
LOAN BACKED TERM NOTES SERIES
2000-HE4, GMACM HOME EQUITY
LOAN TRUST 2003-HE2, GMACM HOME
EQUITY LOAN TRUST 2004-HE3,
GMACM HOME EQUITY LOAN TRUST
2004-HE4, GMACM HOME EQUITY
LOAN TRUST 2004-HE5, GMACM HOME
EQUITY LOAN TRUST 2005-HE1,
GMACM HOME EQUITY LOAN TRUST
2005-HE2, GMACM HOME EQUITY
LOAN TRUST 2005-HE3, GMACM HOME
EQUITY LOAN TRUST 2006-HE5,
GMACM HOME EQUITY LOAN-BACKED
NOTES SERIES 2001-HE1, GMACM
HOME EQUITY LOAN-BACKED TERM
NOTES SERIES 2001-HE2, GMACM
HOME EQUITY LOAN-BACKED TERM
NOTES SERIES 2001-HE3, GMACM
HOME LOAN BACKED TERM NOTES
SERIES 2000-CL1, GMACM HOME LOAN
BACKED TERM NOTES SERIES 2000-
HLTV2, GMACM HOME LOAN BACKED
TERM NOTES SERIES 2002-HLTV1,
GMACM HOME LOAN TRUST 2004-
HLTV1, GMACM HOME LOAN-BACKED
TERM NOTES SERIES 2001-CL1, GMACM
HOME LOAN-BACKED TERM NOTES
SERIES 2001-HLTV1, GMACM HOME
LOAN-BACKED TERM NOTES SERIES
2001-HLTV2, GMACM MORTGAGE
LOAN BACKED NOTES SERIES 2000-
HE3, GMACM MORTGAGE LOAN TRUST
2003-J7, GMACM MORTGAGE LOAN
TRUST 2004-GH1, GMACM MORTGAGE
LOAN TRUST 2005-AA1, GMACM
MORTGAGE LOAN TRUST 2005-AF1,
GMACM MORTGAGE LOAN TRUST
2005-AF2, GMACM MORTGAGE LOAN
TRUST 2005-AR1, GMACM MORTGAGE
LOAN TRUST 2005-AR2, GMACM
MORTGAGE LOAN TRUST 2005-AR3,
GMACM MORTGAGE LOAN TRUST
2005-AR4, GMACM MORTGAGE LOAN
TRUST 2005-AR5, GMACM MORTGAGE
LOAN TRUST 2005-AR6, GMACM
MORTGAGE LOAN TRUST 2005-J1,
GMACM MORTGAGE PASS THRU
CERTS SERIES 2003-J8, GMACM
MORTGAGE PASS-THROUGH
CERIFICATES, SERIES 2004-J5, GMACM
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2003-J5, GMACM
MORTGAGE PASS-THROUGH
CERTIFICATES SERIES 2004-AR2,
GMACM MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-J2, GMACM
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-J3, GMACM
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-J4, GMACM
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-J6, RAAC
SERIES 2004-SP1 TRUST, RAAC SERIES
2004-SP2, RAAC SERIES 2004-SP3, RAAC
SERIES 2005-SP1 TRUST, RAAC SERIES
2005-SP3 TRUST, RAAC SERIES 2007 SP2
TRUST, RAAC SERIES 2007-SP1 TRUST,
RAAC SERIES 2007-SP3 TRUST, RAAC
SERIES 2007-SP3 TRUST, RAMP SERIES
2004-R12 TRUST, RAMP SERIES 2004-RS1
TRUST, RAMP SERIES 2004-RS1 TRUST,
RAMP SERIES 2004-RS10 TRUST, RAMP
SERIES 2004-RS11 TRUST, RAMP SERIES
2004-RS2 TRUST, RAMP SERIES 2004-
RS4 TRUST, RAMP SERIES 2004-RS5
TRUS, RAMP SERIES 2004-RS6 TRUST,
RAMP SERIES 2004-RS7 TRUST, RAMP
SERIES 2004-RS8 TRUST, RAMP SERIES
2004-RS9 TRUST, RAMP SERIES 2004-
RZ2 TRUST, RAMP SERIES 2004-RZ3
TRUST, RAMP SERIES 2004-RZ3 TRUST,
RAMP SERIES 2004-RZ4 TRUST, RAMP
SERIES 2004-SL2 TRUST, RAMP SERIES
2004-SL3 TRUST, RAMP SERIES 2004-SL4
TRUST, RAMP SERIES 2005 SL2 TRUST,
RAMP SERIES 2005-EFC1 TRUST, RAMP
SERIES 2005-EFC2, RAMP SERIES 2005-
EFC3 TRUST, RAMP SERIES 2005-EFC4
TRUST, RAMP SERIES 2005-EFC5 TRUST,
RAMP SERIES 2005-EFC6 TRUST, RAMP
SERIES 2005-RS2 TRUST, RAMP SERIES
2005-RS3 TRUST, RAMP SERIES 2005-
RS3 TRUST, RAMP SERIES 2005-RS4
TRUST, RAMP SERIES 2005-RS5 TRUST,
RAMP SERIES 2005-RS6 TRUST, RAMP
SERIES 2005-RS7 TRUST, RAMP SERIES
2005-RS8 TRUST, RAMP SERIES 2005-
RS9 TRUST, RAMP SERIES 2005-RZ1
TRUST, RAMP SERIES 2005-RZ2 TRUST,
RAMP SERIES 2005-RZ3 TRUST, RAMP
SERIES 2005-RZ4 TRUST, RAMP SERIES
2005-SL1 TRUST, RAMP SERIES 2005-SP2
TRUST, RAMP SERIES 2006-RS2 TRUST,
RAMP SERIES 2006-RS2 TRUST, RAMP
SERIES 2006-SP1 TRUST, RESIDENTIAL
ASSET BACKED PASS THR CERTS SER
2003-RS4, RESIDENTIAL ASSET GMACM
MORTGAGE LOAN TRUST 2004-JR1,
RESIDENTIAL ASSET MOR PRO INC
GMACM MO PASS TH CE SE 2006 J6,
RESIDENTIAL ASSET MORT PRO INC
GMACM MO PA TH CE SE 03 AR2,
RESIDENTIAL ASSET MORT PROD
GMACM PS THR CERTS SER 2003-J4,
RESIDENTIAL ASSET MORT PROD INC
GMACH HM EQ LN TR 2002-HE1,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ L N TR 04 HE2,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2000 HE1,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2000 HE2,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2001 HE4,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2004 HE1,
RESIDENTIAL ASSET MORT PROD INC
GMACM MORT LN TR 03-J2,
RESIDENTIAL ASSET MORT PROD INC
RAMP SERIES 2004 RZ1 TRUST,
RESIDENTIAL ASSET MORT PROD INC
RAMP SERIES 2004 SL1 TRUST,
RESIDENTIAL ASSET MORT PRODS INC
GMACM MORT LN TR 03 GH2,
RESIDENTIAL ASSET MORT PRODS INC
GMACM MORT LOAN TR 03 J10,
RESIDENTIAL ASSET MORT PRODUCT
GMACM LOAN SER 2003-AR1,
RESIDENTIAL ASSET MORT PRODUCTS
INC GMACM MORT LN TR 03 J3,
RESIDENTIAL ASSET MORT PRODUCTS
INC GMACM MORT LN TR 03-J1,
RESIDENTIAL ASSET MORTGAGE PROD
INC GMACM MOR LN TR 2003-GH1,
RESIDENTIAL ASSET MORTGAGE
PRODUCTS GMACM TRUST 2004-J1,
RESIDENTIAL ASSET MORTGAGE
PRODUCTS INC, RAMP SERIES 2005-RS3
TRUST, RAMP SERIES 2005-RS4 TRUST,
RAMP SERIES 2005-RS5 TRUST, RAMP
SERIES 2005-RS6 TRUST, RAMP SERIES
2005-RS7 TRUST, RAMP SERIES 2005-
RS8 TRUST, RAMP SERIES 2005-RS9
TRUST, RAMP SERIES 2005-RZ1 TRUST,
RAMP SERIES 2005-RZ2 TRUST, RAMP
SERIES 2005-RZ3 TRUST, RAMP SERIES
2005-RZ4 TRUST, RAMP SERIES 2005-
SL1 TRUST, RAMP SERIES 2005-SP2
TRUST, RAMP SERIES 2006-RS2 TRUST,
RAMP SERIES 2006-RS2 TRUST, RAMP
SERIES 2006-SP1 TRUST, RESIDENTIAL
ASSET BACKED PASS THR CERTS SER
2003-RS4, RESIDENTIAL ASSET GMACM
MORTGAGE LOAN TRUST 2004-JR1,
RESIDENTIAL ASSET MOR PRO INC
GMACM MO PASS TH CE SE 2006 J6,
RESIDENTIAL ASSET MORT PRO INC
GMACM MO PA TH CE SE 03 AR2,
RESIDENTIAL ASSET MORT PROD
GMACM PS THR CERTS SER 2003-J4,
RESIDENTIAL ASSET MORT PROD INC
GMACH HM EQ LN TR 2002-HE1,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ L N TR 04 HE2,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2000 HE1,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2000 HE2,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2001 HE4,
RESIDENTIAL ASSET MORT PROD INC
GMACM HOME EQ LN TR 2004 HE1,
RESIDENTIAL ASSET MORT PROD INC
GMACM MORT LN TR 03-J2,
RESIDENTIAL ASSET MORT PROD INC
RAMP SERIES 2004 RZ1 TRUST,
RESIDENTIAL ASSET MORT PROD INC
RAMP SERIES 2004 SL1 TRUST,
RESIDENTIAL ASSET MORT PRODS INC
GMACM MORT LN TR 03 GH2,
RESIDENTIAL ASSET MORT PRODS INC
GMACM MORT LOAN TR 03 J10,
RESIDENTIAL ASSET MORT PRODUCT
GMACM LOAN SER 2003-AR1,
RESIDENTIAL ASSET MORT PRODUCTS
INC GMACM MORT LN TR 03 J3,
RESIDENTIAL ASSET MORT PRODUCTS
INC GMACM MORT LN TR 03-J1,
RESIDENTIAL ASSET MORTGAGE PROD
INC GMACM MOR LN TR 2003-GH1,
RESIDENTIAL ASSET MORTGAGE
PRODUCTS GMACM TRUST 2004-J1,
RESIDENTIAL ASSET MORTGAGE
PRODUCTS INC, RESIDENTIAL ASSET
MORTGAGE PRODUCTS INC TRUST
2000-HLTV1, RESIDENTIAL ASSET
MORTGAGE PRODUCTS RAMP TRUST
2004-RS3, RESIDENTIAL ASST MORT
PROD GMACM MT PS THR CERTS SER
2003-J9, DEUTSCHE ALT-A SECURITIES
MORTGAGE LOAN TRUST SERIES 2007-
2, DEUTSCHE ALT-A SECURITIES
MORTGAGE LOAN TRUST SERIES 2007-
OA5 /DE, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-AF1, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-AR2, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-AR3, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-AR4, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-AR5, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-AR6, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2006-OA1, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-1, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-3, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-AR1, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-AR2, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-AR3, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-OA1, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-OA2, DEUTSCHE ALT-A
SECURITIES MORTGAGE LOAN TRUST,
SERIES 2007-OA3 /DE, DEUTSCHE ALTA
SECURITIES MORTGAGE LOAN
TRUST, SERIES 2007-OA4 /DE,
DEUTSCHE ALT-A SECURITIES
MORTGAGE LOAN TRUST, SERIES 2007-
RAMP1, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-1, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-2, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-3, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-4, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-5, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-6, DEUTSCHE ALT-A SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2005-AR1, DEUTSCHE ALT-A
SECURITIES, INC. MORTGAGE LOAN
TRUST, SERIES 2005-AR2, DEUTSCHE
ALT-A SECURITIES, INC. MORTGAGE
LOAN TRUST, SERIES 2006-AR1,
DEUTSCHE ALT-B SECURITIES
MORTGAGE LOAN TRUST, SERIES 2006-
AB1, DEUTSCHE ALT-B SECURITIES
MORTGAGE LOAN TRUST, SERIES 2006-
AB3, DEUTSCHE ALT-B SECURITIES
MORTGAGE LOAN TRUST, SERIES 2007-
AB1, DEUTSCHE ALT-B SECURITIES,
INC. MORTGAGE LOAN TRUST, SERIES
2006-AB2, DEUTSHE ALT-A
SECURITIES, INC. MORTGAGE LOAN
TRUST, SERIES 2005-AR1, MORTGAGE
LOAN TRUST SERIES 2003-2XS, SASCO
MORTGAGE LOAN TRUST 2004-GEL3,
SASCO MORTGAGE LOAN TRUST 2005-
WF3, SASCO MORTGAGE LOAN TRUST
SERIES 2003-GEL1, SASCO MORTGAGE
LOAN TRUST SERIES 2004-GEL2, SASCO
MORTGAGE LOAN TRUST SERIES 2005-
GEL1, SASCO MORTGAGE LOAN TRUST
SERIES 2005-GEL2, SASCO MORTGAGE
LOAN TRUST SERIES 2005-GEL3, SASCO
MORTGAGE PASS THROUGH
CERTIFICATES, SERIES 2005-NC1,
SASCO MORTGAGE PASS THROUGH
CERTIFICATES, SERIES 2005-NC2,
SASCO MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-S4, SASCO
MORTGAGE PASS-THROUGH
CERTIFIDATES, SERIES 2005-WMC1,
STRUCT ASS MORT INV INC BS ALTA
MORT PAS THR CER SER 2003 1,
STRUCTURED ADJUSTABLE RATE
MORTGAGE, STRUCTURED
ADJUSTABLE RATE MORTGAGE LOAN
TRUST 2004-5, STRUCTURED
ADJUSTABLE RATE MORTGAGE LOAN
TRUST 2005-3XS, STRUCTURED
ADJUSTABLE RATE MORTGAGE LOAN
TRUST 2005-6XS, STRUCTURED
ADJUSTABLE RATE MORTGAGE LOAN
TRUST 2005-8XS, STRUCTURED
ADJUSTABLE RATE MORTGAGE LOAN
TRUST MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-14,
STRUCTURED ADJUSTABLE RATE
MORTGAGE LOAN TRUST MORTGAGE
PASS-THROUGH CERTIFICATES, SERIES
2004-15, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-16,
STRUCTURED ADJUSTABLE RATE
MORTGAGE LOAN TRUST MORTGAGE
PASS-THROUGH CERTIFICATES, SERIES
2004-17, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-12, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-15, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-16XS, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-17, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-18, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-2, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-20, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-20, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-21, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-22, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-23, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-4, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-7, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2005-7N, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-1, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-10, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-11, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-12, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-2, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-3, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-4, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-5, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-6, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-7, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-8, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2006-9, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-1, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-10, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-11, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-2, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-3, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-4, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-5, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-6, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-7, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-8, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2007-9, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2008-1, STRUCTURED ADJUSTABLE
RATE MORTGAGE LOAN TRUST SERIES
2008-2, STRUCTURED ASSET MORT INV
II INC BEAR STEARNS ALT A TR 04 1,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 10,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 11,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 3,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 5,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 6,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 7,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 8,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 04 9,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 05 2,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ALT A TR 05 3,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ARM TR 2004 1,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ARM TR 2004 2,
STRUCTURED ASSET MORT INV II INC
BEAR STEARNS ARM TRUST 03-7,
STRUCTURED ASSET MORT INV II INC
MORT PAS THR CERT SE 04 CL1,
STRUCTURED ASSET MORT INV II INC
PRIME MORTGAGE TRUST 2003 2,
STRUCTURED ASSET MORT INV II INC
THORNBURG MORT SEC TR 03 5,
STRUCTURED ASSET MORT INV INC
BEAR STEARNS ALT A TR 03 4,
STRUCTURED ASSET MORT INV INC
BEAR STEARNS ARM TRUST 2003 3,
STRUCTURED ASSET MORT INV INC
MORT BACK NTS SER 2003-1,
STRUCTURED ASSET MORT INV INC
MORT PAS THR CERTS SER 2003-3,
STRUCTURED ASSET MORT INV INC
MORT PASS THR CERTS SER 2003-1,
STRUCTURED ASSET MORT INV INC
THORNBURG MORT SEC TR 2003-2,
STRUCTURED ASSET MORT INVEST
INC MORT PAS THR CERT SE 03 CL1,
STRUCTURED ASSET MORT INVEST
INC MORT PAS THR CERTS SER 03 1,
STRUCTURED ASSET MORT
INVESTMENT THORNBURG SEC TRUST
2004-1, STRUCTURED ASSET MORT
PASS THRU CERTS SERIES 2003 AR4,
STRUCTURED ASSET MORT PASS THRU
CERTS SERIES 2004 AR3, STRUCTURED
ASSET MORTGAGE INVEST TRUST
2003-AR2, STRUCTURED ASSET
MORTGAGE INVESTMENTS II 2005-AR4,
STRUCTURED ASSET MORTGAGE
INVESTMENTS II INC, STRUCTURED
ASSET MORTGAGE INVESTMENTS II
INC., HOMEBANC MORTGAGE TRUST
2004-2, STRUCTURED ASSET
MORTGAGE INVESTMENTS II SERIES
2004-AR5, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2004-AR4, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2004-AR6, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2004-AR7, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2004-AR8, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-AR2, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-AR3, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-AR5, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-AR6, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-AR7, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-AR8, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-F1, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-F2, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2005-F3, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR1, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR2, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR3, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR4, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR5, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR6, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR7, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2006-AR8, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR1, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR2, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR3, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR4, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR5, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR6, STRUCTURED ASSET
MORTGAGE INVESTMENTS II TRUST
2007-AR7, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2006-BC5, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2006-BC6, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2007-BC2, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2007-BC3, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2007-BC4, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2007-OSI, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2007-WF1, STRUCTURED ASSET
SECURITIES CORP MORTGAGE LOAN
TRUST 2007-WF2, STRUCTURED ASSET
SECURITIES CORP MORTGAGE PASSTHROUGH
CERTIFICATES 2004-11XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES 2004-9XS, STRUCTURED
ASSET SECURITIES CORP MORTGAGE
PASS-THROUGH CERTIFICATES 2004-
S2, STRUCTURED ASSET SECURITIES
CORP MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-10,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-13,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-15,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-16XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-17XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-19-XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-20,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-21XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-22,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-23XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2004-7,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-1,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-10,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-11H,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-2XS,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-WF1,
STRUCTURED ASSET SECURITIES CORP
MORTGAGE PASS-THROUGH
CERTIFICATES, SERIES 2005-WF2,
STRUCTURED ASSET SECURITIES
CORP. MORTGAGE LOAN TRUST 2005-
7XS, STRUCTURES ASSET MORT PRIME
MORT TR PAS THR CER SER 2004 CL2,
and DOES 2 though 1000, inclusive,
Defendants.

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Posted in featured, STOP FORECLOSURE FRAUD4 Comments

RePOST: CHASE BANK v. GERGIS | NY Civ. Court “ROBO-TESTIMONY, WAMU, CREDIT-CARD DEBT” Dismissed w/ PREJUDICE

RePOST: CHASE BANK v. GERGIS | NY Civ. Court “ROBO-TESTIMONY, WAMU, CREDIT-CARD DEBT” Dismissed w/ PREJUDICE

Note: This post went missing shortly after it was on the site back in June 2011 and IMO may be a clue as to why the recent massive halts nationwide, but in reality, this began last June :)

This is far worse than the foreclosure fraud robo-signing scandal and they do not want this to get out of control…it’ll spell doom.

I’d also like to point you to another case that they are aware of that deserves credit: “Robo-Affidavit” Class Action Settles for $5.2 Million | MIDLAND FUNDING v. BRENT

 Decided on June 15, 2011

Civil Court of The City of New York, Kings County


Chase Bank USA, N.A.

against

Shady A. Gergis

EXCERPTS:

UNDERLYING FACTS:

For its first witness, plaintiff called Martin Lavergne, who worked for CHASE BANK USA, N.A.(“Chase”) in various roles over a period of approximately 17 years. Presently, he holds the title of “custodian of records.” While Mr. Lavergne maintained that he had personal knowledge of the practices and procedures that Chase utilized in creating and maintaining consumer credit card account records, he never described these practices and procedures and never testified as to how he acquired personal knowledge of them.

[...]

Notably, some of the records that were shown to Mr. Lavergne were apparently created by Washington Mutual Bank. Mr. Lavergne explained this by stating that at some point in time, Chase had acquired Washington Mutual Bank. No testimony was elicited from Mr. Lavergne that he had worked for Washington Mutual Bank or that he had personal knowledge of the practices and procedures that Washington Mutual Bank employed in creating and maintaining consumer credit card account records.

[...]

Here, Mr. Lavergne’s foundational testimony was essentially a verbatim recitation of the statutory elements set forth in CPLR 4518[a]. He gave absolutely no testimony as to how the electronic records concerning defendant’s account statements came into existence nor did he indicate that he even knew how such information was collected. It would appear that credit card statements contain information that is conveyed from multiple entities, from the reporting merchant through various intermediaries, until the information is ultimately incorporated into plaintiff’s business records (see Discover Bank v Williamson, 2007 NY Slip Op 50231[U] [App Term, 9th and 10th Jud Dists]). Certainly, Mr. Lavergne did not demonstrate that the person or persons who inputted the electronic data had actual knowledge of the events inputted or that such person or persons obtained knowledge of those events from someone with actual knowledge of them and who had a business duty to relay information regarding the events (see Corsi v Town of [*4]Bedford, 58 AD3d 225, 229 [2d Dept 2008]; Capasso v Kleen All of America, Inc., 43 AD3d at 1347).

[...]

Further, Mr. Lavergne’s testimony was highly suspect. As stated above, some of the records that plaintiff sought to introduce into evidence through the testimony of Mr. Lavergne were apparently prepared by Washington Mutual Bank. The foundational testimony given by Mr. Lavergne concerning these records was identical to the foundational testimony he gave concerning the Chase records. It is well settled law that in order for a witness to lay the foundation for the admission of a document as a business record pursuant to CPLR 4518[a], the witness must demonstrate personal knowledge of the business practices and procedures pursuant to which the document was made (see Reiss v Roadhouse Rest., 70 AD3d 1021, 1025 [2d Dept 2010]; Lodato v Greyhawk N. Am., LLC, 39 AD3d 494, 495 [2d Dept 2007]; Vento v City of New York, 25 AD3d 329, 330 [1st Dept 2006]; Dayanim v Unis, 171 AD2d 579 [1st Dept 1991]; Midborough Acupuncture, P.C. v New York Cent. Mut. Fire Ins. Co., 2006 NY Slip Op 51879[U] [App. Term, 2d & 11th Jud Dists]). Because Mr. Lavergne never worked for Washington Mutual Bank, it defies logic that he would have personal knowledge of Washington Mutual Bank’s business practices and procedures. For these reasons, the Court gives Mr. Lavergne’s “robo-testimony” and plaintiffs’ no weight or credit (People v Barrett, 14 AD3d 369 [1st Dept 2005]; see also Washington Mut. Bank v Phillip, 2010 NY Slip Op 52034[U] [Sup Ct, Kings County]).

[...]

In sum, the offered “robo-testimony” was insufficient to establish its case by a preponderance of the credible evidence. [*5]

Based on the above, it is hereby

ORDERED that judgment be entered in favor of defendant SHADY A. GERGIS and against plaintiff CHASE BANK USA, N.A. and that plaintiff’s complaint be DISMISSED with prejudice on the merits.

The foregoing constitutes the Decision and Order of the Court.

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You Must Read This NY Judge’s Order… It’ll Leave You Laughing! – Midland Funding LLC v. Tagliafferro

You Must Read This NY Judge’s Order… It’ll Leave You Laughing! – Midland Funding LLC v. Tagliafferro

Decided on September 27, 2011

Civil Court of the City of New York,
Richmond County

.

 Midland Funding LLC, dba IN NEW YORK, AS MIDLAND FUNDING OF DELAWARE LLC Claimant,

against

Jessica Tagliafferro, Defendant.

15781/11

Philip S. Straniere, J.

“Who are you? Who, who, who, who?”[FN1]

“But it ain’t me , babe. No, no, no, it ain’t me babe. It ain’t me you’re lookin’ for babe.”[FN2]

“I am he as you are me and we are all together.”[FN3]

 

Plaintiff, Midland Funding LLC DBA in New York as Midland Funding of Delaware LLC, commenced this action against the defendant, Jessica Tagliaferro, alleging that the defendant defaulted on the terms of a consumer credit agreement. As set forth below, it is obvious that the plaintiff has taken these classic rock lyrics to heart and created a situation which may be a deceptive business practice.

The court has been informed by the clerk of the court that the plaintiff has filed the summons and complaint in this matter containing the following information:

Midland Funding LLC DBA in New York as Midland Funding of Delaware LLC

Attorneys for the Plaintiff

100 Church Street, 8th Floor

New York, NY 10007

(866)626-5053

No attorney’s name is specifically designated on the summons and complaint. CPLR §321(a) prohibits self-representation by a corporation and requires a corporation to appear by an [*2]attorney. This requirement extends to limited liability companies as they are legal entities distinct from their members [Michael Reilly Design Inc. v. Houraney 40 AD3d 592 (2007)]. No where in the pleadings is the name of an attorney disclosed.

In addition, CPLR §2101(d) provides:

Indorsement by attorney. Each paper served or filed shall be indorsed with the name, address and telephone number of the attorney for the party serving or filing the paper, or if the party does not appear by attorney, with the name, address and telephone number of the party.

The pleadings lack the name of an attorney and are defective.

The Rules of the Chief Administrator of the Courts have expanded this statute to require that all papers and pleadings be signed. 22 NYCRR §130-1.1-1 provides:

Signing of Papers.

(a) Signature. Every pleading, written motion, and other paper, served on another party or filed or submitted to the court shall be signed by an attorney,…with the name of the attorney…clearly printed or typed directly below the signature. Absent good cause shown, the court shall strike any unsigned paper if the omission of the signature is not corrected promptly after being called to the attention of the attorney….

The signing of the pleading becomes a certification by counsel as to the accuracy of the information contained in the document [22 NYCRR §130-1.1-a(b)]. Plaintiff’s summons and complaint lacks a signature and therefore is not a certification as required by the rule. The fact that the complaint has been verified, does not correct this defect.

The complaint is verified by a “Scott Morris, Esq.” He states in the verification that he is the attorney for the plaintiff but does not set forth beneath his signature any address or other information set forth in the above rule by which the court, or a defendant, might communicate with him. The attorney registration records lists only one attorney with that name in New York, but he is practicing law at a different address in New York City and is doing so as a member of law firm. Other consumer credit debt collector’s list their “in-house” legal counsel or department as the attorney of record, but always have the name of an attorney designated on the pleadings. This procedure is not being utilized by the plaintiff. Plaintiff is not even seeking to avail itself of the device literary utilized by Agatha Christie in “And Then There Were None” of using the pseudonym “U.N. Owen” for an “unknown” person, in that story, the host of the weekend party.

The summons and complaint lists the plaintiff’s residence as 8875 Aero Drive, Suite 200, San Diego, California and the complaint alleges that the plaintiff is a “foreign entity.” These facts would permit the complaint to be verified by an attorney as was done here [CPLR§3020(d)(3)]. Interestingly a search of the Department of State, Division of Corporations records lists seven entities registered in New York containing the name “Midland Funding” including both Midland Funding LLC and Midland Funding of Delaware LLC, the two entities [*3]mentioned in this summons and complaint. The Division of Corporations records shows both of these entities as an “Active,” “Foreign Limited Liability Company” formed in “Delaware.” Both names were filed with the Department of State on the same date, January 22, 2008. The website maintained by the California Secretary of State discloses only “Midland Funding LLC” as an active entity. Its address is the one recited in the pleadings for the plaintiff.

Examination with of the pleadings reveals another more substantial problem beyond the failure to disclose the name of counsel. The plaintiff is designated as “Midland Funding LLC DBA in New York as Midland Funding of Delaware LLC.” DBA is generally thought to be an abbreviation for “doing business as,” a term which means that an individual or entity-such as a corporation or limited liability company-is conducting or transacting business in New York under an “assumed name.” This should not be confused with the jurisdictional concept of “doing business” in a particular state so as to be present for the commencement of litigation.

New York law [General Business Law Article 9-b] requires that a person or entity doing business under an assumed name comply with the requirements of GBL §130. The statute requires a limited liability company to file with the secretary of state a certificate setting forth the name under which business is to be carried on, conducted or transacted as well as its legal name [GBL§ 130(1) (b)]. The statute also provides; “the real name’ of a limited liability company shall mean its name as set forth in the articles of organization and any generally accepted, understood or recognizable abbreviation of such names” [GBL §130(1-a)(b)]. This being the case, because both Midland Funding LLC and Midland Funding of Delaware LLC are registered as foreign limited liability companies with the Department of State, both are “real names” under the statute. Therefore, one entity cannot be a “DBA” for the other entity. The idea is that there is only one legal person [GBL§130(1-a)(a)] whether the name being used is either the name of the legally registered entity or individual, or the one under which business is being conducted. There is no evidence that the proper certificate of doing business under an assumed name has been filed by the plaintiff.

For instance, should Clark Kent abandon his altruism and decide to supplement his meager reporter’s income by marketing his alter ego, he would go from “Clark Kent aka Superman” to “Clark Kent dba Superman.” Other proper “doing business as” designations would be “Scrooge McDuck Enterprises, Inc. dba The Duckburg National Bank.” Or even “Rick Blaine dba Rick’s Café Americain.” This issue could get complicated as in the case of the performer “Prince” when he decided to be called “The Artist Formerly Known As Prince.” Was this a change of name or was he now really “Prince dba The Artist Formerly Known As Prince?” (This apparently is an issue for a higher court to resolve). Also an interesting situation was created by Halley Mills playing the twins Susan Evers and Sharon McKendrick in “The Parent Trap” and Patty Duke portraying both Patty Lane and her identical cousin Cathy Lane in “The Patty Duke Show.” Can a person “do business as” more than one other person?

In this litigation, a designation such as either Midland Funding LLC dba “Midland Funding of New York” or Midland Funding of Delaware LLC dba “Midland Funding of New [*4]York” would be a proper. The current attempt to have one registered LLC be designated as another LLC is not permitted. Each entity named in the caption is capable of doing business as or under an assumed name, but cannot do business under each others name.

Perhaps the situation has been complicated because plaintiff alleges that “Plaintiff is a debt collector licensed by the NYC Department of Consumer Affairs, License #1312658.” A search of the Department of Consumer Affairs records shows that license number belongs to Midland Funding of Delaware LLC and not Midland Funding LLC. Which means only Midland Funding of Delaware may attempt to collect this debt in New York City.

In fact, this practice may be a “deceptive” act or practice under General Business Law §349 in that it is impossible for the defendant to know which entity is the correct plaintiff. The complaint alleges that this consumer credit debt was taken by assignment from the original creditor. It is impossible for either the defendant or the court to determine which of the two Midland LLC’s named in the complaint is the proper one. The complaint does not plead which entity actually purchased the defendant’s alleged debt nor which entity is trying to collect it. Plaintiff may be subject to damages and punitive damages under that statute if a deceptive practice is established. The court at this juncture will not conclude any bad faith on the part of the plaintiff and will give the plaintiff the opportunity to correct the pleadings.

In an attempt to resolve these issues and determine the name of counsel, the court recorded the entire summons and complaint and then played it backwards. All to no avail.

The commencement of litigation to collect consumer debt is neither “brain surgery” nor “rocket science.” But it does require some attention to the rules of civil procedure, which based on this court’s experience, apparently is not part of the equation for a significant number of members of the debt collection fraternity. When you buy furniture from IKEA to be assembled, it is generally a good idea to read and follow directions lest the furniture unexpectedly collapse under its own weight. You should not mistake an Allen wrench for a walking stick provided by Obamacare for Thumbelina, it, like the CPLR, is there to help you successfully complete the project.

Based on the foregoing, the clerk is directed to stay placing this matter on a trial or motion calendar or entering a default judgment until plaintiff files an amended summons and complaint designating counsel with the proper contact information and correcting the plaintiff’s “doing business as” status.

The foregoing constitutes the decision and order of the court.

Dated: September 27, 2011

Staten Island, NYHON. PHILIP S. STRANIERE

Judge, Civil Court

Footnotes

Footnote 1: “Who Are You?” by Peter Townshend

Footnote 2: “It Ain’t Me, Babe” by Bob Dylan

Footnote 3: “I Am the Walrus” by John Lennon & Paul McCartney

FYI They Recently Settled:

“Robo-Affidavit” Class Action Settles for $5.2 Million | MIDLAND FUNDING v. BRENT

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NO. THERE’S NO LIFE AT MERS

NO. THERE’S NO LIFE AT MERS

NO. THERE’S NO LIFE AT MERS

By DinSFLA

Mortgage Electronic Registration Systems, Inc (MERS) has a very long history. The beginning stages have remained a mystery until now.

In 1989, Brian Hershkowitz developed the “Whole Loan Book Entry” concept while serving as a director for the Mortgage Bankers Association (MBA). In 1990, he first introduced this concept to seven different industry groups; Document Custodian, Originators, Servicers, Title Insurers, County Recorders, Government Sponsored Enterprises (GSE’s) and Warehouse/Interim Lenders. The reception was very positive and it was viewed as a very useful recording system to be used for how equity and debt securities could be identified and managed.

In 1991, Mr. Hershkowtiz published Farming It Out in Mortgage Banking Magazine. His main discussion in this article is primarily about getting the opinion of the experts in the technology outsourcing service industry. In 1992, Mr. Hershkowitz published another article called Cutting Edge Solutions in Mortgage Banking Magazine. In this particular article he mentions the actual meeting that took place at the Mortgage Bankers Association of America (MBA) headquarters with many key players that are known today as some of MERSCORP’s shareholders, such as, Fannie Mae and Freddie Mac. In this meeting they discussed a “System” that will bring changes in mortgage records.

Mr. Hershkowitz went on to become President and COO of LandSafe Credit, a leading settlement service provider that was a subsidiary of Countrywide. Mr. Hershkowitz also spent several years serving Countrywide in the areas of strategic planning and executive management.

In 2001, Mr. Hershkowitz became Executive Vice President at Fidelity National Information Services (FNIS) and President of its mortgage and information services division. His responsibilities included management of the Company’s data offerings, including public records information, credit reporting information, flood hazard compliance data, real estate tax information and collateral valuation services. He left FNIS in November of 2006 to become Chief Executive Officer of Maximum Value Group, a consulting firm focused on providing advice to private equity and other market participants in the area of banking and mortgages.

ENTER THE X-FILES

MERS has evolved into a totally different purpose today.

Mortgage Electronic Registration Systems, Inc. is a wholly owned subsidiary of MERSCORP Inc., located at 1595 Spring Hill Rd Ste 310 Vienna, VA 22182.

MERS was founded by the mortgage industry. MERS tracks “changes” in the ownership of the beneficial and servicing interests of mortgage loans as they are bought and sold among MERS members or others. Simultaneously, MERS acts as the “mortgagee” of record in a “nominee” capacity (a form of agency) for the beneficial owners of these loans.

To ensure widespread acceptance within the industry, MERS sought to have security instruments modified to contain MERS as the original mortgagee (MOM) language. MERS began to change decades of business practices after the two biggest mortgage funders in the U.S. the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Ferderal National Mortgage Association (Fannie Mae) modified their Uniform Security Instruments to include MOM language. Their approval opened the doors to incorporate MERS into loans at origination.

Soon after, U.S. government agencies like the Veterans Administration, Federal Housing administration and Government National Mortgage Association (Ginne Mae), and several state housing agencies followed both Fannie/Freddie to approve MERS.

More than 60 percent of all newly-originated mortgages are registered in MERS. Its mission is to register every mortgage loan in the United States on the MERS System. Since 1997, more than 65 million home mortgages have been assigned a Mortgage Identification Number (MIN) and have been registered on the MERS System.

The mortgage-backed security (MBS) sector tested the viability of MERS because a substantial number of mortgages are securitized in the secondary market. In February 1999, Lehman Brothers was the first company to include MERS registered loans in a MBS.

Moody’s Investor Service issued an independent Structured Finance special report  on MERS and it’s impact of MBS transactions and found that where the securitzer used MERS, new assignments of mortgages to the trustee of MBS transactions were not necessary.

Since MERS is a privately owned data system and not public, all mortgages and assignments must be recorded in order to perfect a lien. Since they failed to record assignments when these loans often traded ownership several times before any assignment was created, the legal issue is apparent. MERS may have destroyed the public land records by breaking the chain of title to millions of homes.

IN MERS CEO’S OWN WORDS

In or around the summer of 1997, MERSCORP President and CEO R.K. Arnold wrote, “Yes, There is life on MERS” Mr. Arnold stated, “Some county recorders have expressed concerns that MERS will eliminate their offices nationwide or destroy the public land records by breaking the chain of title. As implemented, MERS will not create a break in the chain of title, and, because MERS is premised on an assignment recorded in the public land records, MERS cannot work without county recorders.”

In this same article Mr. Arnold also states “The sheer volume of transfers between servicing companies and the resulting need to record assignments caused a heavy drag on the secondary market. Loan servicing can trade several times before even the first assignment in a chain is recorded, leaving the public land records clogged with unnecessary assignments. Sometimes these assignments are recorded in the wrong sequence, clouding title to the property”. Mr. Arnold never mentions the fact that the mortgage notes have been securitized, thereby becoming “negotiable securities” under the Uniform Commercial Code.

In an interview for The New York Times, Mr. Arnold said, “that his company had benefited not only banks, but also millions of borrowers who could not have obtained loans without the money-saving efficiencies MERS brought to the mortgage trade.”

Mr. Arnold went on to say that, ” far from posing a hurdle for homeowners, MERS had helped reduce mortgage fraud and imposed order on a sprawling industry where, in the past, lenders might have gone out of business and left no contact information for borrowers seeking assistance.”

“We’re not this big bad animal,” Mr. Arnold said. “This crisis that we’ve had in the mortgage business would have been a lot worse without MERS.”

Unfortunately, even a simple search in the Florida Land Records proves the opposite to be the case. Researchers have  easily found affidavits of lost assignments actually stating, “the said mortgage was assigned to Mortgage Electronic Registration Systems, Inc., from “XXXXXXX”, the original of the said assignment to Mortgage Electronic Registration Systems, Inc., was lost, misplaced or destroyed before same could be placed of record with the Florida Land Records County Clerk’s office; That, “XXXXXXX”, it’s successors and/or assignee is no longer in business/or do not respond to our request for a duplicate assignment, and therefore, a duplicate original of said assignment cannot be obtained.”

According to affidavits such as these, not only have the borrowers lost contact with the lenders, but the same is true that MERS did as well.

On September 25, 2009, Mr. R.K. Arnold was deposed in Alabama. Mr. Arnold admitted MERS does not have a beneficial interest in any loan, does not loan money and does not suffer a default if monies are not paid. On November 11, 2009, William C. Hultman was deposed in Alabama and made the same admissions.

Yet again, researchers have easily located affidavits recorded in the Florida Land Records stating “That said Deed of Trust has not been assigned to any other party and that MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, Inc. is the current holder and owner of the Note and Deed of Trust in question.”

NO. THERE’S NO LIFE AT MERS

Aside from not recording assignments, Mr. Arnold failed to mention that the certifying officers given authority to execute sensitive loan documents would not be paid employees of MERS. This raises the critical legal question as to how one can act as a certified officer and execute any equitable interest on behalf of any security instruments without being an employee of MERS.

On April 7, 2010, in the Superior Court of New Jersey, MERS Treasurer and Secretary William C. Hultman gave an oral sworn video/telephone deposition in the case of Bank Of New York v. Ukpe.:

Q Do the assistant secretaries — first off, are
you a salaried employee of MERS?
A No.

Q Are you a salaried employee of MERS Corp,
Inc.?
A Yes.

Q Are any of the employees of MERS, Inc.
salaried employees?
A I don’t understand your question.

Q Does anyone get a paycheck, if they are an
employee of MERS, Inc., do they get a paycheck from
Mercer, Inc.?
A There is no MERS, Inc.

Q I thought, sir, there’s a company that was
formed January 1, 1999, Mortgage Electronic Registration
Systems, Inc. Does it have paid employees?
A No, it does not.

Q Does it have employees?
A No.

Q Does MERS have any employees?
A Did they ever have any? I couldn’t hear you.

Q Does MERS have any employees currently?
A No.

Q In the last five years has MERS had any
employees?
A No.

<SNIP>

Q How many assistant secretaries have you
appointed pursuant to the April 9, 1998 resolution; how
many assistant secretaries of MERS have you appointed?
A I don’t know that number.

Q Approximately?
A I wouldn’t even begin to be able to tell you
right now.

Q Is it in the thousands?
A Yes.

Q Have you been doing this all around the
country in every state in the country?
A Yes.

Q And all these officers I understand are unpaid
officers of MERS?
A Yes.

Q And there’s no live person who is an employee
of MERS that they report to, is that correct, who is an employee?
A There are no employees of MERS.

If so, how does anyone have any authority to sign security instruments encumbered by any loan documents, if these certifying officers are not paid employees and never attend corporate meetings in the capacity as Vice President, Assistant Secretary, etc. with Mortgage Electronic Registration System, Inc..

COURTS FIND ISSUES WITH MERS

Federal and state judges across America are realizing that the mortgage industry’s nominee is backfiring.

In Mr. Arnold’s own words, “For these servicing companies to perform their duties satisfactorily, the note and mortgage were bifurcated. The investor or its designee held the note and named the servicing company as mortgagee, a structure that became standard.” What has become a satisfactory standard structure for the mortgage industry has not been found by many courts to be legally sufficient to foreclose upon the property.

Again, MERS only acts as nominee for the mortgagee of record for any mortgage loan registered on the computer system MERS maintains, called the MERS System. MERS cannot negotiate a security instrument. Therefore, MERS certifying officers cannot have legal standing to assign what MERS does not own or hold.

The Supreme Court of New York Nassau County:
Bank of New York Mellon V. Juan Mojica Index No: 26203/09

Justice Thomas A. Adams stated, “Not only has plaintiff failed to establish MERS’ right as a nominee for purposes of recording to assign the mortgage, more importantly, no effort has been made to establish the authority of MERS, a non-party to the note, to transfer its ownership.”

The Supreme Court of Maine:
Mortgage Electronic Registration Systems, Inc. v. Saunders, No. 09-640, 2010 WL 3168374,
(Me. August 12, 2010) The Court explains that the only rights conveyed to MERS in either the Saunders’ mortgage or the corresponding promissory note are bare legal title to the property for the sole purpose of recording the mortgage and the corresponding right to record the mortgage with the Registry of Deeds. This comports with the limited role of a nominee. A nominee is a “person designated to act in place of another, usu[ally] in a very limited way,” or a “party who holds bare legal title for the benefit of others or who receives and distributes funds for the benefit of others.” Black’s Law Dictionary 1149 (9th ed. 2009).

In Hawkins, No. BK-S-07-13593-LBR, 2009 WL 901766
The Court found that the deed of trust “attempts to name MERS as both beneficiary and a nominee” but held that MERS was not the beneficiary, as it had “no rights whatsoever to any payments, to any servicing rights, or to any of the properties secured by the loans.”

In Re: Walker, Case No. 10-21656-E-11 Eastern District of CA Bankruptcy court rules MERS has NO actionable interest in title. “Any attempt to transfer the beneficial interest of a trust deed without ownership of the underlying note is void under California law.” “MERS could not, as a matter of law, have transferred the note to Citibank from the original lender, Bayrock Mortgage Corp.” The Court’s ruled that MERS and Citibank are not the real parties in interest.

In re Vargas, 396 B.R. at 517-19. Judge Bufford found that the witness called to testify as to debt and default was incompetent. All the witness could testify was that he had looked at the MERS computerized records. The witness was unable to satisfy the requirements of the Federal Rules of Evidence, particularly Rule 803, as applied to computerized records in the Ninth Circuit. See id. at 517-20. “The low level employee could really only testify that the MERS screen shot he reviewed reflected a default. That really is not much in the way of evidence, and not nearly enough to get around the hearsay rule.”

FRAUD ON THE COURT

In US Bank v. Harpster the Law Offices Of David J. Stern committed fraud on the court by the evidence based on the Assignment of Mortgage that was created and notarized on December 5, 2007. However, that purported creation/notarization date was facially impossible: the stamp on the notary was dated May 19, 2012. Since Notary commissions only last four years in Florida (see F .S. Section 117.01 (l)), the notary stamp used on this instrument did not even exist until approximately five months after the purported date on the Assignment.

The Court specifically finds that the purported Assignment did not exist at the time of filing of this action; that the purported Assignment was subsequently created and the execution date and notarial date were fraudulently backdated, in a purposeful, intentional effort to mislead the Defendant and this Court. The Court rejects the Assignment and finds that is not entitled to introduction in evidence for any purpose. The Court finds that the Plaintiff does not have standing to bring its action.

The Court dismissed this case with prejudice.

In Duval County, Florida another foreclosure case was dismissed with prejudice for fraud on the court. In JPMorgan V. Pocopanni, the Court found that Fishman & Shapiro representing JPMorgan had actual knowledge at all times that the Complaint, the Assignment, and the Motion for Substitution were all false. The Court found that by clear and convincing evidence WAMU, Chase and Shapiro & Fishman committed fraud on this court.

Both these cases involved Mortgage Electronic Registration Systems Inc. assignments.

FRAUD INVESTIGATIONS

Two RICO Class Action lawsuits have commenced against Foreclosure Law Firms and MERSCORP for fabricating and forging documents that are entered into courts as evidence in order to have standing to foreclose. Unknown to judges and the borrowers, they accept these documents because they are executed under perjury of the law. These “tromp l’oeil” actions have finally surfaced and the courts has taking notice.

The lack of supervision and managing of MERS “Robo-Signers” has led to a national frenzy of fabrication, forgery and certifying officers wearing multiple corporate hats. Anyone who compares signatures of these certifying officers will see a major problem with forgery in hundreds of thousands affidavits and assignments which creates an enormous dark cloud of title defects to millions of homes across the US.

On August 10, 2010 Florida attorney general Bill McCollum announced that he is investigating three foreclosure law firms for allegedly providing fraudulent assignments and affidavits relating in foreclosure cases.

In a deposition taken in December 2009, GMAC employee Jeffrey Stephan said he signed 10,000 affidavits or similar documents a month without personally verifying who the mortgage holder was. That means many foreclosures could have taken place based on false documentation and many homes may have been unlawfully foreclosed on.

On September 20, 2010, GMAC halted foreclosures in 23 different states. Two of the three firms being investigated by the Florida attorney general, the Law Office of Marshall C. Watson and the Law Offices of David J. Stern PA, have represented GMAC in foreclosure proceedings.

This is not limited to only GMAC Mortgage. There are many hundreds of thousands of these same documents that are being created by many foreclosure law firms across the nation.

University of Utah law professor Christopher L. Peterson has raised the issue that MERS should be regarded as a debt collector. He argues that some of MERS’ methods are just the sort of deceptive practices that ought to be regulated under The Fair Debt Collection Practices Act (FDCPA), 15 U. S. C. §1692(a),(j).

CONCLUSION

Finally in May, 2009, Mr. Arnold said in Mortgage Technology Magazine, “Every system in the mortgage industry can switch MERS registry on or off at will,” referencing that both the Obama administration and Congressional leaders are aware of this.

President Obama and Congressional leaders it is time to permanently switch MERS lifeless device off!

Not until MERS became the primary focus for challenges to legal standing in foreclosure courts as reported by the alternative media, have the main stream media and the mortgage industry have begun to realize that property records cross the United States have become totally unreliable.

It has taken more than a decade for the courts to recognize that MERS has become a mortgage backfire system leaving clouded titles in over 65 million loans since 1997.

Courts across the nation must comply with the law.  Any documents submitted to the courts regarding property ownership should be assumed to be nothing but smoke in a mirror.

No, Mr. Arnold, there’s no life at MERS.


DinSFLA, “nominee” of stopforeclosurefraud.com, a blog on Foreclosure Fraud.

© 2010 FORECLOSURE FRAUD | by DinSFLA. All rights reserved. www.StopForeclosureFraud.com

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