Thirty-year mortgage rates fell to 6.298% this week, a small drop from 6.325% the previous week, according to U.S. News data. Modest fluctuations in borrowing rates like these are expected to continue throughout the winter months, especially if economic conditions remain fairly stable. Home prices rose in 73% of metro markets during 2025’s fourth quarter, according to the latest quarterly report from the National Association of Realtors.”Home sales squeaked out a gain in the final quarter of 2025,” said NAR Chief Economist Lawrence Yun in a release. “Mortgage rates fell, income growth outpaced home price growth, and the income required to buy a typical home declined.”

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