Mortgage rates continue to break the 6% barrier. According to Zillow, the average 30-year fixed mortgage rate is 5.97%. The 15-year fixed rate is now 5.47%. A Yahoo Finance weekly survey of lenders with the best mortgage rates shows four of the top-five-ranked lenders have had mortgage rates below 6% since mid-November. House prices remain elevated relative to income growth after adjusting for inflation, pushing homeownership out of reach for many Americans. President Donald Trump last week signed an executive order restricting institutional investors from buying single-family homes as part of an effort to make housing more affordable. The Trump administration is also purchasing mortgage-backed securities to lower mortgage rates.

 

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