Looking for the states where you can snag the best deal on a mortgage right now? As of today, June 24, 2025, the U.S. states with the lowest mortgage rates for a 30-year new purchase are Colorado, Massachusetts, New York, Utah, California, Virginia, Washington, and Maryland, with rates averaging between 6.77% and 6.81%.

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U.S. States With Lowest Mortgage Rates Today – June 24, 2025