With no Federal Reserve meeting on the calendar for February, homebuyers and owners hoping to refinance may have understandably presumed that mortgage interest rates would hold steady this month. But while the Fed is a driver behind mortgage loan rates, albeit a major one, other factors can also impact what rates borrowers are offered. And following reports last week showing inflation and unemployment declining again, these borrowers may be pleasantly surprised at how low their current mortgage interest rate offers are now.

 

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