This February could be a smart time for homebuyers and owners hoping to refinance to explore their mortgage rate options. For starters, there’s no Federal Reserve meeting scheduled for this month to impact the mortgage rate climate one way or another. Unemployment data, which can have an impact, is also delayed. And inflation, while still sticky, has remained stable in recent months. So stability here can translate into stability in the mortgage rate environment, which is welcome after the stark ups and downs this space has experienced since the start of the decade.

 

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