On Jan. 16, Pennsylvania-based lender Newrez announced plans to accept certain cryptocurrency holdings when considering mortgage applications. The change, which the company said will take effect in February, will apply to loans for homes, refinancing and other investment properties.

For Newrez, the plan comes on the tailwinds of directions from the US Federal Housing Finance Agency (FHFA) last year. In June 2025, the FHFA ordered Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) to develop plans for recognizing crypto in loan applications.

 

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