As of November 19, 2025, mortgage refinance rates today have seen a welcome dip. Zillow reports that the national average for a 30-year fixed refinance rate has dropped by 7 basis points, settling at 6.76%. This might sound like a small change, but I’m here to tell you that even a fraction of a percent can make a significant difference in your long-term financial picture. If you’ve been on the fence about refinancing, this might just be the sign you’ve been waiting for to explore your options and potentially lock in a better deal.

 

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Mortgage Rates Today, Nov 19: 30-Year Refinance Rate Drops by 7 Basis Points