The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.269%, according to data available from mortgage data company Optimal Blue. That’s down approximately 5 basis points from the prior day’s report, and down approximately 25 basis points from a week ago.

It’s also the first time the average rate for this loan type has dipped below 6.3% since early October, according to our analysis of Optimal Blue data. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased.

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https://fortune.com/article/current-mortgage-rates-09-10-2025/