CARSON, Calif. — A Carson, California couple is facing foreclosure because of what’s known as a “zombie loan.”

That term refers to a second mortgage that seemed to have been forgiven or written off – until years later when a collector reaches out about the unknown, but supposedly unpaid, debt.

Such confusion over mortgages has led to a surprise massive bill that Adaina Brown and her husband can’t pay.

Brown said they are living in what was supposed to be her dream home. Now she’s worried she might lose it.

“It kind of just broke my heart. I told my husband I can’t take another thing,” Brown said.

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