SALEM, Ore. (KTVZ) — The foreclosure moratorium in Oregon that will end on Friday, Dec. 31 was established to prevent foreclosures for those who lost income or were unable to pay their mortgage as a result of the COVID-19 pandemic.

The legislation also allowed impacted homeowners to defer their mortgage payments through Dec. 31, 2021.

Homeowners who have fallen behind or are at risk of missing a payment on their mortgage can get free help from certified housing counselors around the state to learn about their options, Oregon Housing and Community Services said Tuesday in a news release, which continues in full below:

Homeowners who are on a forbearance plan can also get help from their housing counselors to work with their lender on exiting their forbearance plan and making up any deferred payments.

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Oregon home mortgage foreclosures moratorium expires on Friday; free help available