As the pandemic drags on, New York’s foreclosure moratorium is starting to crack.

On Nov. 12, an Orange County judge ruled that Wilmington Savings Fund could foreclose on and sell the home at 6 Turtle Knoll in Monroe.

The ruling came as a surprise, given that its owner had filed a hardship declaration, which is supposed to keep people in their homes even if they fail to make their mortgage payments.

But in this case, the borrower wasn’t a person: it was a corporation.

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