Belonging to a homeowner’s association is almost a compulsory act in Florida. As a member of such association, you will be required to make regular payments to the association for one reason or another. The fees can reach up to hundreds of dollars on monthly payment if one is not careful. If you stop making payment to the association, they can foreclose your home to gain the payment owed. Many homeowners are not aware of the possibility of losing their home over unpaid association fees, but it is possible. Many homes are being foreclosed yearly by the homeowner’s association, and your home can be foreclosed over a few hundred dollars balance. The association has to file a petition to the court to initiate a foreclosure process. If care is not taken, you can lose your home in no time.

What makes HOA foreclosure scary is because, after the addition of late fees, interest, attorney’s fee, and a lot more, a balance of $250 can jump to $5500. Florida law permits the homeowner’s association to add all these charges, and if you fail to act early, you might have to pay all to save your home. There are so many ways you can stop HOA foreclosure in Florida, one of such is by fighting the case.

Have a foreclosure lawyer carefully look into the payment statements for any error whatsoever. If there are errors in the account or some fees were added unfairly, you can tender the case in court. From the court summon you will receive upon the foreclosure initiation, you can make your intention know. The court will schedule a hearing and will determine if the foreclosure process can continue or not. If an accounting error is found and the court attests to it, the foreclosure process will be stopped. Depending on how huge the mistake is, you can end up with your debt being discharged.

Contact your lawyer today and review your statements, and if no defenses were found, you can file for bankruptcy to stop the foreclosure process.