NCLC Digital Library–

 

CONTENTS (links below)

• The New Rule
• Loss Mitigation Applications When Servicing Is Transferred
• Notice of Complete Application
• Expanded Short-Term Loss Mitigation Options While Application Still Incomplete
• New Rule Narrows the “One Bite at the Apple” Exclusion
• Information Not in the Borrower’s Control
• Reasonable Deadline for Completing an Incomplete Application
• When Is an Application Complete?
• Definition of “Delinquency”
• Dual Tracking Restrictions After Initiation of Foreclosure
• Early Intervention Requirements
• Where Homeowner Sends an FDCPA Cease Contact Letter
• Periodic Statements on Charged-Off Loans
• Prompt Crediting of Payments on Loan Modifications
• Requests for Identity of Mortgage Owner
• Free First Chapter