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Sunday – October 8

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Foreclosure Workshop #47: Burciaga v. Deutsche Bank National Trust Company; and S&A Capital Partners, Inc. v. JP Morgan Chase — Homeowners Unite!

James Madison warned upon the adoption of the United States Constitution that the new American Government needed to beware of being controlled by organized “factions” whose interests were in conflict with those of the general public.

The only remedy he envisioned was for factions to compete against one another, and there quickly appeared American lobby groups at both the state and federal levels influencing if not outright controlling in many instances legislation in the United States under the Free Speech Amendment.

Led by lobbyists representing medicine, agriculture, labor, business, transportation, finance, and other leading industries, such groups today are often called the Fourth Estate.

Their interests are diverse, from the Girl Scouts, Big Tobacco, the National Rifle Association, the American Hospital Association, AT&T, the Chamber of Commerce, the National Association of Realtors, as well as a plethora of foreign governments, such as the United Arab Republic, Germany, Canada, Saudi Arabia, Mexico, and South Korea, to name only a few — all collectively spending nearly a trillion dollars yearly influencing legislation.

And one of the worst offenders are America’s financial institutions, state and local, who not only regularly fill the campaign treasuries of legislators, but who have controlled, especially in recent years, the top jobs at the U.S. Treasury Department, the Federal Deposit Insurance Corporation, and the Federal Reserve Board.

There is little wonder then that state and federal laws have favored the big banks, such as JP Morgan Chase, the Bank of America, and Wells Fargo, who have spent hundreds of millions of dollars annually influencing if not outright controlling American governments no matter how brazen their mortgage abuses have been.

And in the process, by spreading their wealth throughout the legal profession, they have been able to corrupt that industry as well by retaining America’s major law firms to represent them and even to submit fraudulent loan documents in court with little concern for sanctions, enticed and protected by large financial retainers to conveniently look the other way.

With no one nationally representing homeowners, even our courts have been discriminating against homeowners, refusing to provide the evidentiary and even the jurisdictional protections that complaining parties in nonforeclosure civil cases enjoy as a matter of right.

Two recent examples, the Burciaga Case and S&R Capital Case, the joint subject of today’s radio show, illustrate the total disregard today of the rights of America’s homeowners.

When will enough be enough?

Madison gave us the answer: Homeowners must unite and become a viable competitive force or nothing is going to change.

Other segments of the population, few as large of the number of American homeowners, throughout American history, such as labor groups, racial groups, gender groups, and so forth have similarly in their own way been discriminated against and have found relief only in eventually uniting by raising funds, sponsoring a platform, organizing their membership, educating society, and winning alliances.

That is what American Homeowners urgently need to do. How? Listen to today’s show, posted on our website at www.foreclosurehour.com, and find out how you can change American history, beat the banks, by joining the Homeowners SuperPAC today.

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