SETTLEMENT | Duncan v. JPMorgan Chase Bank, N.A. | $8.75 million Settlement has been reached alleging that Chase violated the Fair Credit Reporting Act (“FCRA”) - FORECLOSURE FRAUD

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SETTLEMENT | Duncan v. JPMorgan Chase Bank, N.A. | $8.75 million Settlement has been reached alleging that Chase violated the Fair Credit Reporting Act (“FCRA”)

SETTLEMENT | Duncan v. JPMorgan Chase Bank, N.A. | $8.75 million Settlement has been reached alleging that Chase violated the Fair Credit Reporting Act (“FCRA”)

eclaim-

UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TEXAS
If You Had an Account with Chase,
You May be Eligible for a Payment from a Class Action Settlement

A federal court authorized this notice. This is not a solicitation from a lawyer.

An $8.75 million Settlement has been reached with JPMorgan Chase Bank, N.A. and Chase Bank USA, N.A. (collectively “Chase”) in a lawsuit alleging that Chase violated the Fair Credit Reporting Act (“FCRA”) by accessing consumer credit reports to conduct “Account Review Inquiries” of Chase customers after their account relationships had ended.

“Account Review Inquiry” means a request by Chase for an individual’s credit bureau information, where such inquiry is visible to the individual and Chase, but not to other users of the individual’s credit bureau information. This definition excludes prescreening inquiries made by Chase pursuant to the “firm offer of credit or insurance” provision of the FCRA, 15 U.S.C. § 1681b(c)(1)(B), and excludes inquiries made by Chase for collection of a debt due and owing to Chase, and that has not been discharged in bankruptcy.

[ECLAIM]

Settlement Agreement and Release

Down Load PDF of This Case

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9 Responses to “SETTLEMENT | Duncan v. JPMorgan Chase Bank, N.A. | $8.75 million Settlement has been reached alleging that Chase violated the Fair Credit Reporting Act (“FCRA”)”

  1. crittermom says:

    While it sounds like a huge amount of money, in fact, us victims will only see “maybe as much as $100” from it. I’m among them.
    Why?
    The attorneys get a third.
    Ms Duncan gets no more than $10,000.

    So where does the rest go?
    Get this: All the monies to set up an 800#, website, & the cost of all mailings & any expenses incurred in notifying us victims that Chase screwed us, comes out of the VICTIMS end of the settlement! That which is left over after attorney fees & Ms. Duncan’s settlement will pay for those notifications.
    What’s left is then divided among us.

    As a member of this class action suit, I called one of the attorneys & asked why WE victims should be paying for them notifying us?
    He said this is the largest settlement of its kind & they fought hard for it, but this was “the best we could do”.

    I, however, would much prefer my measly $100 (I suspect it’ll be half that) be used to take ’em to court, instead.

    It seems we victims are being victimized once again.
    I’m sick of it!

    While I don’t deny the attorneys their money as I know it involved a lot of hours of work, it does seem to me they get their third no matter what.
    So how hard did they really fight to make Chase pay those charges, rather than us?

    I’m still debating if I want to file my objection to this settlement & have the attorneys & millions of others whose measly “settlement” money will be tied up mad at me, or just accept my pittance & walk away, knowing the banksters have won once again…

  2. crittermom says:

    Very interesting.
    I just tried the website for this settlement once again.
    It’s no longer working.

    I called the toll free # associated with this settlement & all you get is a recording, which then directs you to the website (which is now no good). You can’t even talk to a person to inform them the site is down (like they don’t already know?)

    Games as usual for Chase?
    I’m choosing to opt out of this “settlement”. My principles are worth far more than the “possible $100” I could get from this suit.
    Now I just have to find the info so I may do so, since their site (that us victims are paying for!) is down. Business as usual for the banks, eh?
    GRRRRRRRR!

  3. these banks and credit card co.make billions.when we mass up,we have to pay.
    when they mass up,they get out of it.that is the way the america people
    get repayed.it needs to change.

  4. Donna says:

    Duncan v. JPMorgan Chase $8.92!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    WOW!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  5. Harley says:

    Thanks to the members of this class action against Chase that appealed the final decision. The $8.92 cents payout is another slap in the face by Chase.

  6. Jenn says:

    So when are we getting are big bucks?

  7. mable davis says:

    I was wondering when the checks will be issued. we have a P.O box due to us having to move.so I’m hoping it’s more than 8.00 I make more an hour than this.

  8. Sandra says:

    $8.75 million $100 people and all we get is$8.93 really well I will be sending it back no thank

  9. Gladys Clinton says:

    My name is gladys clinton this is a disgrace. Very sad.

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