UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TEXAS
If You Had an Account with Chase,
You May be Eligible for a Payment from a Class Action Settlement
A federal court authorized this notice. This is not a solicitation from a lawyer.
An $8.75 million Settlement has been reached with JPMorgan Chase Bank, N.A. and Chase Bank USA, N.A. (collectively “Chase”) in a lawsuit alleging that Chase violated the Fair Credit Reporting Act (“FCRA”) by accessing consumer credit reports to conduct “Account Review Inquiries” of Chase customers after their account relationships had ended.
“Account Review Inquiry” means a request by Chase for an individual’s credit bureau information, where such inquiry is visible to the individual and Chase, but not to other users of the individual’s credit bureau information. This definition excludes prescreening inquiries made by Chase pursuant to the “firm offer of credit or insurance” provision of the FCRA, 15 U.S.C. § 1681b(c)(1)(B), and excludes inquiries made by Chase for collection of a debt due and owing to Chase, and that has not been discharged in bankruptcy.