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When Guillermo Galindo lost his two-family Revere home to foreclosure in 2009, the soft-spoken Colombian thought he had finally freed himself from the flood of threatening collection letters from his lender and a ballooning, untenable debt.
All his savings, scraped together over years delivering medicine for local pharmacies, were gone, along with the home he bought in 2005 for $410,000. Devastated, the 54-year-old immigrant, along with his wife and three-year-old daughter, packed their belongings and moved into a small apartment, hoping to rebuild.
But that hope evaporated in a matter of months, when Galindo received a letter from a lawyer claiming he owed $136,547 on the family home he’d left behind.
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