Clouded Titles-

NO ONE GETS A FREE HOUSE!

That includes you too, Mr. Banker! If you can prove you own the mortgage and the note because you shredded (spoliated) or lost your paperwork, then you can’t foreclose. It’s that simple. Yet daily, judicial state courts are cutting corners by allowing manufactured “crap” to be entered as evidence with no questions asked. If you can even show bearer paper, whether you own the note or not, you seemingly get a “go pass” to take the house. This may not be the “norm” for much longer. Why? Because many Americans are waking up and the ones with money to fight are getting smarter. Knowledge is power folks and the reason I started Chain of Title Assessment Workshops up in the first place is to start the educational process into the “who, what, when, where and why” we are faced with this mortgage foreclosure dilemma in the first place.

The fact that homeowners and their attorneys do not rebut the foreclosure mill attorney’s slanderous comments made in court (i.e., “These people are deadbeats, your Honor!”; “These people just want a free house, your Honor!”, etc.) with, “Defendant’s counsel reserves the right to behave and make slanderous comments in the same manner as the Plaintiff’s (bank’s) counsel is doing!” shows a lack of chutzpah on the part of the foreclosure defense attorney. Further, if the judges are going to allow fraud to be committed upon their courts, then they should be unseated and not allowed to serve on the bench. A prime example of the type of action to reduce foreclosure tyranny was in the Florida court of Judge Diana Lewis (who was replaced by Jessica Tictin, a former foreclosure defense attorney) in the last election. Judges need to understand that when confronted with foreclosure issues (robosigning, fraudulent documents, notary fraud, computer-manipulated documentation, etc.) they need to allow discovery and thus stop attempting to “clear the dockets” in the name of judicial expediency. But then again, this is why we have appellate courts. This is why there is no free house. Anyone with equity in their home, especially substantial equity, can certainly understand why planning an appeal from the beginning is the most important part of the legal process. Just simply throwing claims of fraud on paper proves nothing without evidence. Retaining auditors to do various “independent examinations” of your records is NOT evidence either (and can and will be tossed out as evidence), because these audits and examinations rely on multiple sources which have to be deposed and this is where the fight in the civil realm can be costly.

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