“The public records are very clear that the homeowners still own the property,” Blomquist says. “The issue … is that they are unaware they still own the property, and they are then held responsible for expenses related to that property.”

FOX-

What happens to a house when the beleaguered owner moves out, and the lender never finishes the foreclosure paperwork?

It becomes a zombie house.

The term “zombie house” applies because the absent homeowner is still legally responsible for the foreclosed property and can be haunted by:

Property taxes.
Homeowners association fees.
Fines for building code violations.
Other expenses.

A zombie house can be plagued by other problems as well, such as:

Squatters.
Mosquito-infested swimming pools.
Natural gas leaks.

[FOX]