Received a Foreclosure Fraud Settlement Check?

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Received a Foreclosure Fraud Settlement Check?

Received a Foreclosure Fraud Settlement Check?

Via Karen Pooley:

DEMAND YOUR FILE RESULTS! FOIA Your Results!

For those homeowners who received a check for the OCC/Fed consent order with the big banks: I request that each and every one of us call the General Counsel’s phone number (202-649-5400) and tell them that FAR MORE IMPORTANT to you would be a certified letter from the OCC stating what federal and state laws were broken by your servicer and therefore the reason you were provided the check in the first place. Please help start this chain of requests.

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5 Responses to “Received a Foreclosure Fraud Settlement Check?”

  1. Kate says:

    I have been asking Rust Cinsultung, the Federal Reserve Board and the OCC for months now what the cover letter enclosed with “our pament” will say. Forget the total Hell we went through in years of litigation only to lose our case after paying crooked attorneys $60,000, being sued by our incompetent servicer 3 times (“they didnt know” they had already sued us each time), having to file bankruptcy only because of the case and ultimately were foreclosed on—- we want a letter stating the BK and foreclosure would absolutely not be on our credit report had it not been for mortgage servicer’s fraud!! By the time both the BK and foreclosure are old enough to allow us to qualify for a mortgage loan (God, who even wants one now?), interest rates are going to be way up and then we are screwed again. Can anyway say what the cover letter says?

  2. Sharon says:

    You should do a FOIA Request to the OCC requesting your file. Send it certified mail. It is unlikely that they would respond to a phone call with material.

  3. Kate says:

    Can anyone who has received a check and letter share the basic gist of what the letter said? Did they “accept” any guilt or wrong doing?

  4. Good for you Karen, this is exactly what I planned to do now. Everyone should demand a copy of the review and subpeonie it if necessary.

  5. Sharon says:

    It is my understanding that Francis Vance, is the FOIA Officer for the Office of Comptroller of the Currency. You need to request all information in [your name] file pursuant to the Privacy act Request for Access and Freedom of Information Act. If you have an OCC File Number (from a complaint) include that number. Send it to Francis Vance by fax if available.

    Federal agencies have 10 days to respond to a privacy act request and 20 days to respond to a FOIA request. You will need to follow up (I suggest sending a copy of the FOIA request to the Office of General counsel). If no one answers you, contact the Office of Inspector General of the Treasury.

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