Bankruptcy Will Not Kill A Zombie Deed (Or Will It?)

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Bankruptcy Will Not Kill A Zombie Deed (Or Will It?)

Bankruptcy Will Not Kill A Zombie Deed (Or Will It?)

This is a subject that is gaining some traction lately.

Bankruptcy Law Network-

Whoa! What? What the heck is a Zombie Deed? We have heard about Zombie Debt, but we have never discussed Zombie Deeds!

A Zombie Deed is a piece of real estate that you thought was gone, foreclosed, lost forever and no longer yours, but to your dismay, you find that you still own the property long after you thought it was gone.

For example, you know you have missed mortgage payments and you know that your mortgage lender would not give you the mortgage modification that you thought would help you save your home. Foreclosure has started and you have moved form the home to beat the court marshals from forcibly moving you out. You may have also filed bankruptcy to discharge the obligation of the mortgage debt and avoid the possibility of any deficiency judgment making you responsible for the difference between the value of the home and the debt.

[Bankruptcy Law Network]

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