Joe Nocera: The Mortgage Fraud Fraud

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Joe Nocera: The Mortgage Fraud Fraud

Joe Nocera: The Mortgage Fraud Fraud

This isn’t about a banker going to jail, this is about a homeowner going to jail.


NYT-

I got an e-mail the other day from Richard Engle telling me that his son Charlie would be getting out of prison this month. I was happy to hear it.

Charlie’s ordeal isn’t over yet, of course. When he leaves prison on June 20, Charlie, 49, will move temporarily to a halfway house, after which he will be on probation for another five years. And unless he can get the verdict overturned, he will have to spend the rest of his life with a felony on his record.

Perhaps you remember Charlie Engle. I wrote about him not long after he entered a minimum-security facility in Beaver, W.Va., 16 months ago. He’s the poor guy who went to jail for lying on a liar loan during the housing bubble.

[NEW YORK TIMES]

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One Response to “Joe Nocera: The Mortgage Fraud Fraud”

  1. Paula says:

    I am so agry over this …Our Gov, has allowed so many to be kicked to the curbs, lost every thing, to think that we have a President that clearly dose not care well his actions have spoked for him self…Now the IRS, they need to be accountable as well..Im sick of the American Tax payer, business owners, all taking the blame, hit, kicked, punched, in this case put into the system…How dare our Country do this, yet look at Goldman look at Lewis Rainer, Larry Litton, all the big banks, look at the fraud, theft, bogus fees that have have caused on mortgage loans, to think that we the people pay the govt., we had no say into the Financiall Market getting 100% back, then to turn around sell, do the whole process over again, look at the millions, billions, yet are we the american people so dumb, stupid that we do not hold the one most important Man in power accountable for his actions, the actions of the Financial Market..This all was a sceme, im no dumb butt know this that every congress, cabinet, president, are all involved some way, some how, for they all profited from all this bringing this Great Country Down…I feel for Charlie Eangle, for this is another case of VICTUM…I know all to well, I go along for 5yrs paying my house payments, sending in ex every mo towards prinp/then all of a sudden Valentines present arrived, Litton Loan Sold to Selene Fin…WOW ..I WAS IN DEFAULT BEHIND 8 MO…
    NOT…NO I HAVE EVERY BANK RECORD, MY WHOLE LOAN FROM THE TITLE CO, TO THE ATTORNEY THAT SAYS HE WAS PRESENT AT CLOSING, SWEARS THAT HE SIT BEFORE ME…YEA RIGHT..
    So I hire attorney, to which I could not afford, so these attorneys are getting rich, off this financial crisis, then you the home owner Health is destroyed from all the stress, cant work, loss of income…this goes on and on…then the attorney hits u up for more money, yet you not one evidence of services renerened…now this is also theft, fraud, litton loan,Larry Litton, Selene to which lied to me, so can it be that Selene lied to me about who is the trustee of my loan, can, could they go to prison for lieing per my consumer rights RESPA…

    Old Saying whats good for the goose is good for the gander…

    I PERSONALLY DO NOT THINK OUR LEADER HAS DONE HIS JOB, WELL AT LEAST NOT TOO WELL, HE IS HIDING SOME THING, JOE BIEDEN MAY BE AS WELL, BUT IT WILL ALL COME OUT, BUT WILL OUR GOVT EVER SEND ANY OF THOSE TO PRISON…NO…SO SAD OUR GOV IS SO CROOKED, I DO NOT TRUST OUR GOVT, I DO NOT TRUST, ANY BANK, FINANCIAL, I PERSONALLY WILL NEVER ALLOW ANY THING I HAVE TO BE IN A BANK, ON PAPER, IM FED UP AND AMERICAN PEOPLE NEED TO STAND…SO MANY ARE SO TIRED, WORN, STRESSED, TAPPED OUT FOR MONEY, THEY CAN’T HIRE ATTORNEYS, THEN THE ATTORNEYS ARE TAKING THE MONEY UNDER THE TABLE FROM THE LENDERS, SERVICERS…

    WHAT IS OUR WORLD MADE OF ANY MORE…LIES, THEFT, FRAUD, UR GUILTY TILL U CAN PROVE OTHER WISEE…

    IM SORRY FOR THIS CHARLIE, THIS SHOULD NEVER OF HAPPEND, AND IF THEY COULD PROVE HIS HAND WRITTING ON THE APP…THEN WHY IN THE HELL ARE NONE OF THE BANKS, CEO, ALL THEM, WE BAIL THEIR ASS’S OUT, THEY KICK US OUT…

    OBAMA WILL PAY FOR GOD WILL NOT ALLOW ANY ONE TO GET BY WITH THIS, IT MAY BE TODAY, TOMORROW, 20YRS FROM NOW, BUT WHEN OUR LEADER KNOWS THIS IS PRISON TIME, DOSE NOTHING, THEN SAYS ITS ALL ABOUT THE PEOPLE THAT TOOK LOANS COULD NOT AFFORD, BULL SHIT…I WAS PAYING…I GOT CAGHT IN A FRAUD SCAM WITH LITTON LOAN, WHAT DO U DO. I HIRED ATTORNEY, GOT SCREWED BY HIM, SELENE IS LARRY, MY ATTORNEY GOT PAID OFF BY SELENE, WOW A LOT OF MONEY ON ONE CLIENT, AND NO WORK…ALL WILL ANSWER ONE DAY…I ONLY PRAY IM HEAR TO SEE IT ALL GO DOWN…

    FOR CHARLIE, IM SORRY THAT OUR COUNTRY, SYSTEM HAS DONE THIS TO U, FOR I TOO AM A VICTUM, YET I AM NOT FACED WITH WHAT U ARE..

    I WILL SPREAD YOUR STORY AROUND, I DO PRAY THAT GOD SEE YOU THROUGH, THAT SOME WAY, SOME HOW, THIS WILL BE OVER TURNED, YET THE DAMAGE IS DONE, THE HEALTH ISSUES ALL THIS STRESS CAUSES, AND THESE ASS’S SIT IN THEIR BIG HOMES ALL OVER THE WORLD, THEIR FANCY YAHTS..

    THANK YOU

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