FULL DEPOSITION TRANSCRIPT OF TICOR TITLE STANLEY SILVA "NOTICE OF DEFAULTS" LPS, FIDELITY, MERS, WELLS FARGO

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FULL DEPOSITION TRANSCRIPT OF TICOR TITLE STANLEY SILVA “NOTICE OF DEFAULTS” LPS, FIDELITY, MERS, WELLS FARGO

FULL DEPOSITION TRANSCRIPT OF TICOR TITLE STANLEY SILVA “NOTICE OF DEFAULTS” LPS, FIDELITY, MERS, WELLS FARGO

Excerpts:

A We don’t work in foreclosures.
Q You don’t work in foreclosures?
A No.
Q You don’t sign notices of default starting
foreclosures?
A I sign notices of default, yes.
Q And what do you understand the effect of a
notice of default is?
A It starts the clock ticking on the
formal foreclosure period.
Q But that is not working in foreclosures is your
testimony under oath here today on this video?
A Correct.
Q Does a notice of default put the property in
foreclosure?
A It starts the formal process of the foreclosure
time frames.

<SNIP>

Q What documents do you review prior to signing a
notice of default?

A We don’t review any documents.
Q What documents are provided to you in
connection with a loan where a notice of default t is
presented to you for your signature?

A Nothing.

<SNIP>

Q Let’s look at the second sentence there. It
says the amount is $9,751.03 as of 10/17/2007 and will
increase until your account becomes current.
At the time you signed this document you had
absolutely no knowledge whether that was true; correct?

A Correct.
Q On the second page, the last full paragraph
above your signature line, do you see that, that by
reason thereof, the present beneficiary under such deed
of trust has executed and delivered to the duly
appointed trustee a wri t ten declaration of default and
demand for sale.
You don’t know whether that was ever true, do
you?

A No.

<SNIP>

Q So to be clear, you receive an e-mail from LPS
that has as an attachment to it a notice of default?

A Yes.
Q That has names on that notice of default that
Ticor Title does not have an agency relationship with directly?
A Correct.
Q Correct?
A Right.
Q And then you sign the notice of default without
verifying the accuracy of any information in that notice
of default and cause it to be recorded?

A Correct.

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Jamie Ranney, www.NantucketLaw.pro

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