MISSOURI CLASS ACTION: FRASER v. BANK OF AMERICA

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MISSOURI CLASS ACTION: FRASER v. BANK OF AMERICA

MISSOURI CLASS ACTION: FRASER v. BANK OF AMERICA

Via: ForeclosureBlues

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3 Responses to “MISSOURI CLASS ACTION: FRASER v. BANK OF AMERICA”

  1. Bonnie Ember says:

    Hello Everyone,

    I am in the same strangle hold by Chase.
    I started my Mod., Feb. ’09.
    Everyone month, they claim they lost my docs & I had to resubmit.
    After a few months, I asked to speak to a Loan Modifier, in person,
    & was sent to Chase Home Ownership, in another county.
    He told me that I would have my mod in about 90 days.
    After about 6 months, he never would take my calls, & I never got the mod.
    Chase had me on an auto dialer, & would call me 20 times a day.
    My nerves, & my health, were severely damaged by this constant
    harassment.

    Oct. ’09, I was put into a Trial Mod. w/a payment of $1360. to include Property taxes, & insurance.
    I paid promptly, on time.

    At the end of the period, I called them & asked them to put the Mod. in writing, & was told,
    That, I had to start all over again.

    End of Nov. 2010, I receive the paperwork for a new mod,
    & the payment is now
    $2057. It is not the HOAP 2%, but 2.65%
    Since resubmitting all of my P & L’s this year, my income has gone down, along w/the economy.
    Additionally,
    I was involved in a Rear & Front End Crash in Sept. 2010, & got a concussion from a Head Injury.
    I sent Chase the Hospital’s paperwork on the Concussion, August, 2010. I told them that I was not going to be able to work until the New Year, & would not have any income.
    I paid them the money to repair my car, to keep my loan, current.

    I did not make the payment this month, & Chase started calling me again & again, even after I signed w/a Loan Forensics company,
    & Chase acknowledged, the receipt of that contract, in writing.

    My home is now worth less than $395.
    I had told Chase, early on,
    that I would accept the original amount of the mortgage of $480K as long as I got the $1360 payment.

    Now, that I have spent close to 2 years on this mod., I want all of my rights protected here.
    My principal needs to be the real value of the property, in this economy, not in the one, that has been destroyed.

    There is no sane reason for the Banks to be kicking 8000 people a day out of their homes.
    That Tarp money was for the economy, For the PEOPLE,
    & not for Federal Reserves T Bills, or Stocks.

    We are the Collateral damage of their Fraudulent Derivatives, that have destroyed our country.
    How can you have about a Quadrillion in Derivatives, many of them based on interest rates, & mortgages, when the Mortgage Market in Ameria is about 11 Trillion?
    Has to be a lot of Fraud going on.

    Starting, in ’07,
    Bernake raised interest rates, until the economy collapsed.
    Then he thought he could reflate the economy.
    This year, if we look at the M3 money supply charts, you will see that he has engineered the 2nd Collapse of America, & parts of the Globe, by removing the money that we needed for the economy to thrive. Furthermore, The M2 charts, shows the money supply went back to the amounts of the early 1990’s, as to wipe out all of our growth, work, & prosperity. Source, shadowstats.com

    I would include Chairman Bernake, in your lawsuit.

    None of us want to be beggars, to these bankers.

    I had 3 homes in California, that I had put 20% down on,
    Remodeled them,
    Had my $120,000 down payments secure, plus equity, & now have given, or am in the process of giving them back to the bank, except for the home that I live in.

    Our biz that used to make the money to buy the above, now cost more to operate, then it takes in.
    It looks as if I will go oversea’s next year to make money.
    Nothing is working for us here, now.

    I wonder, if these people in charge, really just want there to be,
    Blood in the Streets.
    I am a pacifist, but most people, aren’t.

    I have an elderly mother that I help to take care of, or I would be getting out of here, quickly.

    Look at the writing on the wall.

    Take Care everyone, & God Bless.

    If you have to do a BK to save your home, please do so.

    Email me if you need any help. I can’t spend a lot of time looking at the computer, though.

    Regards

    bonnie@filmexpeditions.com

  2. Teri D says:

    I need to find me a lawyer to help go after bank of america, they have ripped me off for the past 7 yrs…. and I can prove it… I have called like 3 law firms and no one returns my calls… who can help me…>????

  3. ron says:

    Have you had any luck? BOA has been doing the same to me for 8 years now and im searching for a lawyer as well.

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