Manchester Homeowner Helps Couple Navigate Paperwork

POSTED: 5:41 pm EDT July 13, 2010

SANDWICH, N.H. —
A couple in Sandwich who nearly lost their home to foreclosure is gaining traction in their fight against what they said is fraudulent action by the companies trying to take their home.

In March, a last-minute court order forced a foreclosure auctioneer to drive away on auction day without selling the home of Porter and Angie Moore.

While many foreclosures are a legitimate result of a down economy, lost jobs and homeowners taking on more debt than they can manage, the Moores said that’s not the case for them. They said they may have enough proof that their home shouldn’t be foreclosed to get them their day in court.

The Moores said one problem with the foreclosure proceedings is that it’s unclear who owns their bank note. The confusion has made it difficult to appeal, and they had almost given up before they met Mike Dillon.

Dillon, of Manchester, said he’s no expert in foreclosures, but he’s an angry homeowner in the middle of a 10-year battle to keep a bank from foreclosing on his home. He heard the Moores’ story and gave them some advice on how to fight back.

“I was able to share some information with Porter as far as what was going on with his case, just based on his paperwork, on his assignment of mortgage filed at the Registry of Deeds,” Dillon said.